Regulatory & technical update

Love it or loathe it, Sustainable Investment has become part of many investment discussions. There are an increasing number of investment managers that talk about Responsible, Ethical or Sustainable Investment and more and more emphasis being placed on Environmental.

The superannuation contribution rules have changed (again!) since 1 July 2022. This case study based session outlines various contribution strategies available during 2022/23 including non-concessional, concessional and other less common types of contributions.

BT Investment Solutions (BTIS) has partnered with one of our key strategic partners, Wellington Management, to bring you a thought leadership session on crypto currency.

Setting a tax strategy for your clients before they start their TtR pension is an important step in helping them increase both their savings and their super.

An outline of what is assessed in the assets test and income test. All assets that the client has are assessable under the assets test.

Super death benefits are subject to the transfer balance cap rules where a death benefit income stream is paid. Child pensions also have special rules.

As we exit transition and operate under the new rules there will surely be teething issues when it comes to ongoing fee arrangements. In this week’s TECHknow podcast, Sarah Conte discusses the changes and some of the traps to be aware of with Brian Pollock, Director Corporate Governance for the Principal’s community.

The new Federal Parliament has just completed its first weeks of sitting since the 2022 Federal election. In this week’s podcast we look at what measures have been introduced as a result of election announcements.

As proposed in the 21/22 Federal Budget and legislated in April 2022, new enhancements to the Home Equity Access Scheme (formerly the Pension Loan Scheme) have come into effect from 1 July 2022. In this week's podcast we review what these changes mean for clients.

In this week’s podcast, Matt Manning addresses five questions which were asked during the recent BT Academy Technical webinar, 2022/23 contribution strategies.

Considering how eligible clients can split certain super contribution with their spouse can be a powerful strategy to boost retirement savings, help with balance equalisation or tax-effectively manage insurance held through super. While not required to be offered by super funds, where your clients have the choice, contributions splitting can open a number of planning opportunities.

Does the start of a new financial year mean it’s the chance to stop and reset? Or is it just business as usual? In this week's podcast we look at some of the changes that took effect from 1 July 2022 and what they mean for advisers.

The podcast explains the technicalities of the retirement condition of release including case studies based on recent adviser enquiries to the technical hotline.

With the 2022 federal election behind us, and the Labor Party forming government, will the new financial year see a new agenda for the financial advice sector? In this week's podcast we look at what changes were announced during the election process, what remained outstanding pre election, and what else could be in store from 1 July 2022 and beyond.

As 30 June approaches, in this podcast we discuss end of financial year advice opportunities, particularly those most relevant to 2021/22.

Following on from a recent webinar on Home Care, in this week's podcast we look at three questions that advisers asked during the session.

With changes to contribution rules from 1 July 2022 and the ability to use the bring forward until age 75, will recontribution strategies come back into favour? Following on from a recent webinar on this topic, in this week's podcast we look at questions advisers have raised about this opportunity.

In this week’s podcast, we are joined by Sean Howard and Rahul Singh from Challenger to discuss the essential principles of entering residential aged care.

Super law requires SMSF trustees to prepare and implement an investment strategy for their fund. It also requires trustees to give effect to and regularly review their investment strategy to ensure there is a plan in place for investing in, holding and realising assets in line with the investment objectives and retirement goals of the funds members. But what does this all mean?

No hidden immunity idols. No immunity challenges. It’s time to vote. Whilst it may not be great TV, the 2022 Federal election has been called and in this reality series, there can be only one ultimate survivor. With no wealth related policies yet announced, in this podcast we look at what measures didn’t get enacted, and are in limbo, as a result of the calling of the Federal election.

Earlier this year Legislation giving effect to the Retirement Income Covenant passed the Parliament. The covenant will require trustees to have a retirement income strategy that outlines how they plan to assist their members in retirement.

ASIC recently released information concerning possible actions of influencers that could stray into the provision of advice. In this podcast, we look at ASIC comments and what it also means for authorised advisers.

Recently the Government finalised the Terms of Reference for the 2022 Quality of Advice Review, and announced who would be chairing the review. Whilst the included items in the Terms of Reference are important, so too are those areas specifically ruled out for recommendations. In this podcast we look at some of the important inclusions and exclusions and what this could mean.

As we celebrate International Women’s day, a day that recognises not only how far we have come toward gender equality, but also how far we have to go, it’s essential we consider how finances play a part in this journey toward equality and what role financial advisers can play in helping their female clients break the bias.

Using the downsizer contribution strategy can give clients a significant boost in their retirement savings. But meeting the right criteria is important as otherwise it can lead to excess contribution issues. In this podcast we discuss the relevant criteria for making a downsizer contributions to super and frequently asked questions from advisers on this topic.

Self-managed super fund (SMSFs) must meet numerous rules in order to benefit from the concessional tax treatment of superannuation. One of the most important of these is for an SMSF to satisfy the three residency tests, that is to be an 'Australian Superannuation Fund' at all times.

The 2022 Parliamentary sitting started with a big bang, with the passage of a number of superannuation measures announced in the 2021 Budget. In this podcast, we look at what the changes are and potential opportunities for clients.

Not because it's Valentine's Day, but because there were a number of question raised off the back of a recent BT Academy webinar on love and marriage and financial planning opportunities at that time of a client's life, this week's podcast focuses in on a number of the issues raised.

With a number of legislative and regulatory reforms, 2022 has the potential to shape as a watershed year for advice. In this podcast, we look at what some of these potential changes are and what they could mean.

Two consultation papers have just been released by Treasury around adviser education standards and the quality advice review to be undertaken next year. In this podcast we look at what is proposed under each of these processes.