Product Disclosure Statements

Product Disclosure Statements, product updates, and disclosure notices

We may update the information in Product Disclosure Statements (PDSs) or change a product

  • If the change to the information in the Product Disclosure Statement is materially adverse, we will issue a Supplementary Product Disclosure Statement. These are available through the "Download" links below.

  • Product updates and Disclosure Notices
    We may also become aware of information that is not generally available but if it were generally available, would reasonably be expected to have a material effect on the price or value of interests in a managed fund. Such information will be included in a disclosure notice. Other product updates such as fund or benchmark changes are also available here.

Managed funds

BT Investment Funds (includes BT Cash Management Trust)

BT Classic Investment Funds

BT Global Share Fund

BT Premium Cash Fund

BT Investor Choice Funds (includes Westpac Cash Management Trust)

BT Balanced Deeming Fund

Additional information to the PDS

Other relevant information

Additional information to the PDS

Advance Multi-manager Funds


Other relevant information

Financial Services Guide

BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.

Superannuation: Personal and Retirement

Financial Services Guide

BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.

Margin lending


BT Protection Plans

BT Reserve Reference Document

Financial Service Guide

Other disclosure documents

In addition to PDSs and FSGs, this website also contains other disclosure documents such as brochures and annual reports.

What is a Product Disclosure Statement?

A Product Disclosure Statement or PDS is a document (or sometimes a group of documents) that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive.

A Financial Services Guide or FSG describes the financial services offered by, and important information about, a financial services licensee.

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by entities within the BT Financial Group of companies, together with electronic access to the FSGs for these entities.

On 1 December 2008, Westpac Banking Corporation acquired all the issued shares of St.George Bank Limited. This means that St.George Group entities such as Asgard Capital Management Limited, Asgard Wealth Solutions Limited, Advance Asset Management Limited and St.George Life Limited form part of the Westpac Group. Please note that some financial products, such as some bank products, are not required to have a PDS.