If the change to the information in the Product Disclosure Statement is materially adverse, we will issue a Supplementary Product Disclosure Statement. These are available through the "Download" links below.
Product updates and Disclosure Notices
We may also become aware of information that is not generally available but if it were generally available, would reasonably be expected to have a material effect on the price or value of interests in a managed fund. Such information will be included in a disclosure notice. Other product updates such as fund or benchmark changes are also available here.
Target Market Determinations for these products are available at bt.com.au/tmd
Target Market Determinations for these products are available at bt.com.au/tmd
Product Disclosure Statement - PDS (not for New Zealand) (PDF 2.1 MB)
Product Disclosure Statement - PDS (not for New Zealand) (PDF 872 KB)
Target Market Determination(s) are available at bt.com.au/tmd
Product Disclosure Statement (Not for New Zealand) (PDF 1.6 MB)
Additional Information Brochure (Not for New Zealand) (PDF 1.7 MB)
Target Market Determination(s) are available at bt.com.au/tmd
Product Disclosure Statement - PDS (PDF 1.8 MB)
BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.
Financial Services Guide - FSG (PDF 146 KB)
This product is now closed. BT Super merged into the Mercer Super Trust on 1 April 2023, and all BT Super for Life accounts were transferred to Mercer Super on that date.
Product Disclosure Statement - PDS (PDF 772 KB)
Target Market Determination(s) are available at bt.com.au/tmd
Product Disclosure Statement - PDS (PDF 5.9 MB)
Additional Information Brochure - AIB (PDF 834 KB)
Investment Options Booklet (PDF 748 KB)
Panorama Financial Services Guide - FSG (PDF 330 KB)
BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.
Financial Services Guide - FSG (PDF 146 KB)
This product is now closed. BT Super merged into the Mercer Super Trust on 1 April 2023, and all BT Super accounts were transferred to Mercer Super on that date.
Super Guide (PDF)
Investment Guide (PDF)
Employee Insurance Guide (PDF)
Lifetime Insurance Guide (PDF)
Financial Services Guide (PDF)
Product Disclosure Statement - PDS (PDF 639 KB)
Financial Services Guide - FSG (PDF 308 KB)
Important Notice
On 1 August 2022, the sale of Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728 to TAL Dai-ichi Life Australia Limited ABN 97 150 070 483 (“TAL”) completed, and Westpac Life Insurance Services Limited changed its name to TAL Life Insurance Services Limited (“TLISL”).
We would like to reassure you that no changes to the terms, conditions, and features of your existing policy occurred as a result of the sale. More information.
In addition to PDSs and FSGs, this website also contains other disclosure documents such as brochures and annual reports.
A Product Disclosure Statement or PDS is a document (or sometimes a group of documents) that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive.
A Financial Services Guide or FSG describes the financial services offered by, and important information about, a financial services licensee.
This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by entities within the BT Financial Group of companies, together with electronic access to the FSGs for these entities.