A world of investment choice

  • Buy and sell investments online, without the paperwork

  • Track your SMSF portfolio and performance with a simple online dashboard

  • Get market updates related to your listed securities, the latest company information and fund fact sheets

  • Save time at EOFY with an online document library, contributions and pensions tracking and optional accountant access

Ready to get started

If you're ready to get started you can apply online in about 10 minutes.  Call 1300 554 267 with any questions or request a callback

Experience our award-winning platform*

BT Panorama
BT SMSF is built on BT Panorama, the award-winning online platform* that helps you manage your SMSF investments, all in one place, from your mobile, desktop or tablet.

Panorama overview video: how Panorama can help you manage your SMSF

Compact Menu

What's included

  • Bank account
    An integrated BT Cash Management Account (BT CMA)

  • Term deposits
    A range of Westpac term deposits

  • Managed funds
    A range of professionally managed funds
    Select list of managed funds

Full Menu

What's included

  • Bank account
    An integrated BT Cash Management Account (BT CMA)

  • Term deposits
    A range of Westpac term deposits

  • Managed funds
    A range of professionally managed funds
    Access to 550+ managed funds
    See full list of funds (PDF)

  • Australian listed securities
    Access to over 3,000 ASX listed securities, including:

    • Australian shares
    • Hybrid securities
    • Interests in exchange traded funds (ETFs)
    • Interests in property/investment trusts

Your Panorama Investments account includes an integrated bank account – the BT Cash Management Account (BT CMA). It’s the engine of your SMSF – helping you manage your transactions and keep track of your SMSF.

Key Features

  • Transactions made easy
    It’s easy to transact on your PC, tablet or smartphone. Receive income, schedule payments and pay bills by BPAY® or electronic funds transfer.

  • Track contributions and pensions
    It’s simple to categorise your SMSF cash transactions and keep track

  • Save time at end of financial year
    If you want, you can give your accountant access to view your SMSF’s transactions. It helps make tax time easier.

Available on

  • Full menu

  • Compact menu

Receive contributions and income

  • Super contributions

  • Rollovers from other super accounts

  • Interest on term deposits

  • Interest earned on cash

  • Dividends from shares

  • Distributions earned on managed funds

  • Rental income

Make payments

  • Asset purchases

  • Pensions

  • Member benefits payments

  • Taxes

  • Fees and expenses

Lock in certainty with a choice of Westpac term deposits which offer a variety of terms and interest payment frequencies.

Key Features

  • Flex­i­bil­ity
    With a minimum investment of $5,000, you can choose from a range of terms from 1 month to 5 years.

  • Cer­tainty
    A fixed interest rate that can give you a known rate of return.

  • Ease
    Apply for, manage and reinvest term deposits online, with simple options on maturity.

Available on

  • Full menu

  • Compact menu

Build your own portfolio with access to thousands of Australian Securities Exchange (ASX) listed securities. Trade a wide range of shares, hybrids, exchange traded funds (ETFs), property trusts and investment trusts.

Key Features

  • Easy corporate actions
    Manage corporate actions online so you can participate in investor schemes, such as a rights issue or buyback related to your SMSF’s shareholdings.

  • Personalised market news
    Be in the know with access to market updates and stock research, customised to your SMSF’s portfolio.

Available on

  • Full menu ONLY

Diversify your portfolio with access to a range of managed funds across different sectors and markets.

Key Features

  • Di­ver­si­fi­ca­tion
    Choose from a range of diversified (eg growth, balanced) and sector options (eg international shares, fixed interest, property).

  • Professionally managed
    The peace of mind of professional management with access to most of Australia’s leading fund managers – all in one place.

  • International exposure
    An easy way to get some exposure to international markets at a global, regional or country level.

Available on

Managed portfolios give you the peace of mind of professional management with some of the benefits of direct ownership.

Key Features

  • Professionally managed
    If you’re looking to invest in new markets or sectors, a professionally managed portfolio can get you started with confidence.

  • Know where you’re invested
    See exactly which shares, ETFs and managed funds you are invested in and how much is invested in each.

  • Exclusive to BT
    Exclusive access to a range of professionally managed portfolios, only available through BT Panorama.

Available on

  • Full menu 
    Full range of portfolios available

  • Compact menu
    Select range of portfolios

What you need to know

#Effective 1 April 2020 and until further notice, the transaction account balance will be temporarily excluded from the calculation of the administration fee payable on the transaction account portion of account.

^This is to recover expenses including government levies and complying with legislative requirements. The exact amount can vary and will be confirmed in your annual statement. In 2018 it was $37.91.

Additional investment fees may apply depending on your investment choices. Other management, transactional and operational costs may apply to an ETF, managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s).

All costs are inclusive of GST unless otherwise stated. Other fees, costs and charges may apply to your account. Conditions, fees and charges apply for BT CMA and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For further details, please refer to the Investor Guide, Additional Information and Terms Booklet, BT Cash Management Account and BT Cash Management Account Saver and related Payments Services Terms and Conditions, BT Cash Management Account Fees and Interest Rates.

Current as at December 2021. Fees and costs are subject to change.

*BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017, 2018 and 2019. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a BT Panorama Investments account. Awards and ratings are current at the time of publication but are subject to change.

The information on this website has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at December 2021 February 2022. The information provided is general in nature and does not take into account your personal needs, objectives or circumstances and therefore, before acting on it, you should consider whether it is appropriate for you and read the disclosure documents, including the terms and conditions or Product Disclosure Statement (PDS), before making any decision. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BTPS operates Panorama Investments. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA). Together, these products are referred to as the Panorama products.

You should obtain and consider the relevant PDS in the documents and downloads section on this page before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products.

BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, or BT CMA acquired through the Panorama products, an investment in, or acquired using, the Panorama products is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, the Panorama products.

Conditions, fees and charges apply for BT CMA and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For term deposits issued by Westpac you may be entitled to payment under the Australian Government’s Financial Claims Scheme in the event that Westpac becomes insolvent. Payments under the Financial Claims Scheme are subject to a limit for each depositor for eligible deposits held in Westpac. Information about the Financial Claims Scheme can be obtained from www.fcs.gov.au BT CMA and term deposits are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

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