Learn - Investments

Before you get started

Good investing starts with a plan. Understand how the basics work and what your investment objectives are.

How you benefit from investing

Investing involves selecting assets that can work for you to provide additional income and potential capital growth to help grow your wealth.

Set some goals

Goals give us something to work towards – a blueprint for the future. Discover the different sorts of investment-related goals you might consider working towards.

The value of good financial advice

Know what’s involved

We look at some of the issues to consider when you’re putting together a mix – or portfolio – of investments.

Managing risk

All investments involve some degree of risk. The key is to select investments that have a level of risk you are comfortable with.

Diversification

Spreading your money across a number of different investments has the potential to reduce risk.

Handling market highs and lows

Building a portfolio

With so many investment-related choices available to you, it’s worth understanding which investment assets are best suited to your goals, the return and ‘riskiness’ of the assets and what might be the most appropriate way to access and hold those investments.

Cash

Cash assets can play a valuable role in your portfolio, offering safer returns and in many cases letting you access your money when you need it.

Fixed Interest

Fixed interest investments like government bonds can offer the potential to earn higher returns than cash.

Property

How to invest in shares

Managed investments

Superannuation

Managing your portfolio

Your investment portfolio should reflect your goals and tolerance for risk, but without ongoing management your portfolio can head off on a path of its own. Discover how to help keep things on track.

The importance of rebalancing

We explain how to manage your portfolio through a process known as ‘rebalancing’ so that it continues to reflect your goals and your comfort with risk.

Administering your portfolio

Online solutions can help you deal with the administration tasks associated with managing a portfolio of investments by keeping them, and the associated reporting, all in the one place.

Make your money work harder

You work hard, your money should work hard too. We explain what you might consider to get more from your money, with strategies that could help you increase your potential returns.

Gearing

Learn how gearing can impact positively (or negatively) on your returns and discover how to help manage the risks of gearing.

Pitfalls to avoid

We explain some potential downsides of investing and the steps you can take to help manage or possibly avoid them.

Investment truths

Be prepared to separate fact from fiction. Learn more about some important truths to keep in mind.

Why choose BT?

Discover why choosing a BT investment can be an important step in achieving your goals with the benefit of our experience, expertise and a wide range of investment options.

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BT Invest – invest how you want, when you want

BT Invest is a new way to invest your money, how you want, when you want. Pick from one of our 5 ready-made managed portfolios, or you can choose the build your own portfolio option and select from over 50 managed funds, 7 managed portfolios or 15 term deposits.

Expert support
Choice and control over your investments
Integrated with your banking

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Why invest with BT

Our strong track record

Since 1969, our business has been built on the expertise and innovation of our investment specialists. Today we help thousands of customers find the investment solutions that suit their personal needs, goals, life stage and tolerance for risk.

Read about our strong track record

A carefully selected product range

BT doesn’t offer a ‘one-size-fits-all’ investment approach. We understand that investors have differing goals and attitudes towards investing, so we make available a wide choice of investment options.

View our investment solutions

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) is the operator of BT Invest. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Invest Cash Management Account (BT Invest CMA) (together, the BT Invest products).

This information does not take account of your individual objectives, financial situation and needs. A Product Disclosure Statement or other disclosure document (PDS) for the BT Invest products can be obtained by contacting BT on 1300 881 716 or by visiting www.bt.com.au. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of the BT Invest products.

BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities or the BT Invest CMA through the BT Invest products, the BT Invest products are not a deposit with, investment in, or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of the BT Invest products.

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