Learn about investing

Investing is a cornerstone of wealth. Discover what’s involved, the main types of investments and what you can do to potentially make your money work harder.

Investing involves selecting assets that can work for you to provide additional income and potential capital growth to help grow your wealth.

Goals give us something to work towards – a blueprint for the future. Discover the different sorts of investment-related goals you might consider working towards.

All investments involve some degree of risk. The key is to select investments that have a level of risk you are comfortable with.

Spreading your money across a number of different investments has the potential to reduce risk. 

Cash assets can play a valuable role in your portfolio, offering safer returns and in many cases letting you access your money when you need it.

Fixed interest investments like government bonds can offer the potential to earn higher returns than cash.

We explain how to manage your portfolio through a process known as ‘rebalancing’ so that it continues to reflect your goals and your comfort with risk.
Online solutions can help you deal with the administration tasks associated with managing a portfolio of investments by keeping them, and the associated reporting, all in the one place.
Learn how gearing can impact positively (or negatively) on your returns and discover how to help manage the risks of gearing.

We explain some potential downsides of investing and the steps you can take to help manage or possibly avoid them.

Be prepared to separate fact from fiction. Learn more about some important truths to keep in mind.
Discover why choosing a BT investment can be an important step in achieving your goals with the benefit of our experience, expertise and a wide range of investment options.

BT Invest is a new way to invest your money, how you want, when you want. Pick from one of our 5 ready-made managed portfolios, or you can choose the build your own portfolio option and select from over 50 managed funds, 7 managed portfolios or 15 term deposits.

  • Expert support

  • Choice and control over your investments

  • Integrated with your banking

Since 1969, our business has been built on the expertise and innovation of our investment specialists. Today we help thousands of customers find the investment solutions that suit their personal needs, goals, life stage and tolerance for risk.

BT doesn’t offer a ‘one-size-fits-all’ investment approach. We understand that investors have differing goals and attitudes towards investing, so we make available a wide choice of investment options.