BT Super for Life
BT Super for Life will change the way you look at your super, conveniently managed online alongside your everyday banking. BT Super for Life offers a range of investment options that evolve with you across key life stages or by choosing your own investment mix.
Features & benefits
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Manage your super alongside your everyday banking
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Choose how your money is invested or let us manage for you
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No commissions, withdrawal or contribution fees
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Help with tracking down your lost super and transferring it into your BT Super for Life account
If you’ve changed jobs, done casual or part-time work, moved house or changed your name, then you could be one of the many Australians who have lost track of some super. We can help you find it and transfer it into your account.
BT SMSF
Make the most of your SMSF with access to a wide range of investments, all in one place.
Features & benefits
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Diversify your portfolio with access to cash, term deposits, Australian shares, managed funds and managed portfolios
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Smart SMSF tools to help you stay on track
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Set up an SMSF and get help to manage your SMSF
BT SuperWrap
BT SuperWrap allows you to ‘wrap’ your superannuation portfolio of shares, managed funds and insurance into one easy-to-manage account and provides you with online access to consolidated reporting and tax statements for the whole portfolio. Experience the control, choice, flexibility and professional service to help you manage your super or retirement portfolio.
Features & benefits
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Wide investment choice with access to over 580 managed funds and a broad range of ASX listed securities
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Offers choice of investments with reduced administrative effort
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Super and pension options
BT Panorama Super
Manage your super, investments, SMSF and insurance all in one place, with your financial adviser.
Features & benefits
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A consolidated view
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Simple setup
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Rich online functionality
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Efficient portfolio management
BT Business Super
Aimed at providing members with the choice and flexibility to make the most of their super, BT Business Super also gives you access to other benefits you can enjoy today with Benefits Now.
Features & benefits
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MySuper ready, offers Lifestage investment options to ensure your super investment suits your age
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Potential access to reduced administration costs and insurance premiums
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Broad range of investment options, including BT MySuper Lifestage investment options
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Flexible insurance options to suit your individual circumstances
BT Lifetime Super - Employer Plan
BT Lifetime Super – Employer plan is a flexible super product for employers looking for a super solution for their employees.
Features & benefits
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Broad range of investment options, including BT MySuper Lifestage investment options
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Flexible insurance options to suit your individual circumstances
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MySuper compliant
BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 is the trustee and issuer of interests in BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991, RSE R1001327, BT Lifetime Super - Employer Plan ABN 39 827 542 991, RSE R1001327, BT Lifetime - Personal Super ABN 83 953 436 008, RSE R1003864 and BT Lifetime - Flexible Pension ABN 83 953 436 008, RSE R1003864. Westpac Securities Administration Limited ABN 77 000 049 472, AFSL No. 233731, RSE No. L0001083 is the trustee and issuer of interests in BT Business Super - Westpac Master Trust Superannuation Division ABN 81 236 903 448, RSE R1003970. BT Portfolio Services Ltd ABN 73 095 055 208, AFSL No. 233715 (BTPS) administers SuperWrap. BTFM is the trustee and issuer of SuperWrap.
A Product Disclosure Statement (PDS) and Financial Services Guide (FSG) is available for each of these products (except for SuperWrap) and can be obtained by calling 132 135 or from the Product Disclosure Statement page. A PDS for SuperWrap can be obtained from your financial adviser. You should obtain and consider the relevant PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in the relevant product.
Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL No. 233728 is the issuer of insurance cover offered through BT Super for Life. Further information about the insurance available through BT Super for Life is included in the PDS.
This information provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such. The information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it.
Superannuation is a long-term investment. The Government has placed restrictions on when you can access your preserved benefits. The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. In addition, the Government has set a non-concessional contributions cap. For more detail, speak with a financial adviser or visit the ATO website. There may be limited circumstances where your employer is not required to accept your Choice of Superannuation fund form e.g. if you have already exercised Super Choice in the last 12 months.
The information shown is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.