Learn about insurance

None of us know what lies around the corner but with the right insurance in place, you and your family have some financial protection against life’s curveballs. Understand how insurance works and which types of cover are right for you.

Hear Wendy's claims story

Wendy’s story is a short 3 minute video that explains her journey after she was diagnosed with an unexpected illness - and how having insurance made all the difference.
Discover the potential benefits insurance may offer in protecting you and your family against financial hardship and fiscal stress when the unexpected occurs.

Your ability to earn an income is one of your most valuable assets. Income Protection Insurance can prove vital if you can’t work due to illness or injury.

Helps to protect your family and the people who matter from possible financial hardship if you were no longer there for them or suffered a terminal illness.

A permanent disability could radically alter the life of you and your family – with Total and Permanent Disability (TPD) cover in place you will have financial assistance.

Provides financial support if you suffer a specified medical condition such as cancer, a heart attack or stroke.

We have a range of insurance products to protect you and your family

BT’s team of Claim Specialists will be with you every step of the way to guide and support you through our straightforward claims process. 

Find all the paperwork you need to manage your BT Insurance, arrange cover, or make a claim.

Use our Online help centre as a quick and easy way of organising, arranging or altering your BT Insurance.

BT offers a comprehensive range of flexible insurance solutions, designed to ensure that you and your loved ones will have financial assistance should the unexpected happen.

We make it easy to access BT Wealth Consultants, who can recommend the products and level of cover that are right for you and your family.

Making a claim can seem daunting, but our dedicated Claims Specialists work with you at every stage to ensure a streamlined process for your claim.

BT Protection Plans are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS), except for Term Life as Superannuation and Income Protection as Superannuation which are issued by BT Funds Management Limited ABN 63 002 916 458 (BTFM) as trustee of the Retirement Wrap ABN 39 827 542 991. WLIS and BTFM are wholly owned subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (the Bank). The Bank does not guarantee the insurance.  This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply.  Read the Product Disclosure Statement to see if this insurance is right for you. View the BT Wealth Connect FSG.

© BT - Part of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714