Important Notice

On 9 August 2021 Westpac announced it has agreed with TAL Dai-ichi Life Australia Pty Limited (“TAL”) to sell Westpac Life Insurance Services Limited and enter an exclusive 20-year strategic alliance for the provision of life insurance products to Westpac’s Australian customers. Westpac Group expects this transition will take effect in the second half of 2022. Our agreement with TAL will mean we can continue to help you with your life insurance needs. You can find out more by reading the FAQs

Important – If you have received a notification letter about changes to your Income Protection premiums, you can find out more here.

Learn about insurance

None of us know what lies around the corner but with the right insurance in place, you and your family have some financial protection against life’s curveballs. Understand how insurance works and which types of cover are right for you.

Hear Julie's story

Julie reveals her battle for survival against the odds after the near-fatal car accident that damaged nearly everything in her body from the neck down.
Discover the potential benefits insurance may offer in protecting you and your family against financial hardship and fiscal stress when the unexpected occurs.

Your ability to earn an income is one of your most valuable assets. Income Protection Insurance can prove vital if you can’t work due to illness or injury.

Helps to protect your family and the people who matter from possible financial hardship if you were no longer there for them or suffered a terminal illness.

A permanent disability could radically alter the life of you and your family – with Total and Permanent Disability (TPD) cover in place you will have financial assistance.

Provides financial support if you suffer a specified medical condition such as cancer, a heart attack or stroke.

We have a range of insurance products to protect you and your family

BT’s team of Claim Specialists will be with you every step of the way to guide and support you through our straightforward claims process. 

Find all the paperwork you need to manage your BT Insurance, arrange cover, or make a claim.

Use our Online help centre as a quick and easy way of organising, arranging or altering your BT Insurance.

BT offers a comprehensive range of flexible insurance solutions, designed to ensure that you and your loved ones will have financial assistance should the unexpected happen.

We make it easy to access BT Wealth Consultants, who can recommend the products and level of cover that are right for you and your family.

Making a claim can seem daunting, but our dedicated Claims Specialists work with you at every stage to ensure a streamlined process for your claim.

Important – If you have received a notification letter about changes to your Income Protection premiums, you can find out more here.

A target market determination has been made for Protection Plans products. Please visit for any of our target market determinations.

The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Please read the Product Disclosure Statement to see if this insurance is right for you.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714