BT Protection Plans offer many types of benefits for your clients. All of our standalone policies can be tailored with add-on benefits as required. Learn how to better protect your clients with our selection of insurance strategies.
Innovative insurers are making clients’ journey to health and wellbeing easier, through fixed premium discounts for healthy lives (for new & existing policies)
This article explains what is meant by a buy/sell agreement and how it works, as well how insurance can help businesses meet the requirements set out in a buy/sell agreement.
Access the latest in practice insights, market news and articles to help you grow your business.
Running a business means taking all sorts of risks, many of which can be difficult to control. However, one type of risk a business can have a degree of control over is people. Learn more.
A cancer diagnosis is never good news but efforts to increase support beyond a claims payout are leading to better outcomes for consumers and insurers.
Insurance to cover the absence of a key person may assist in keeping the business running, by replacing lost revenue, repaying debts and/or finding a replacement.
A Future Insurability Benefit (FIB) may be available on both income and lump sum life insurance policies. The benefit allows the insured monthly benefit or lump sum insured to be increased upon certain life events, without medical underwriting. Financial evidence will still be required to justify the increase in the insurance cover.
If you have a wide client base, it’s likely that you see people from a variety of professions. It’s worth taking the time to consider the nature of your clients’ occupations to see if there is a specific type of protection designed for them. Alternatively, you might find that your clients employ someone, or have someone in their family with a special role that may need more tailored insurance solutions.
For clients who want to ease their cash flow, but also have comprehensive life insurance cover, they could consider flexible linking or super-linking their insurance cover.
Financial discussions with clients during divorce tend to focus on dividing assets and cash, but reviewing insurance is an area that can make a big difference to your clients and their families.