BT Protection Plans offer many types of benefits for your clients. All of our standalone policies can be tailored with add-on benefits as required. Learn how to better protect your clients with our selection of insurance strategies.
Financial discussions with clients during divorce tend to focus on dividing assets and cash, but reviewing insurance is an area that can make a big difference to your clients and their families.
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If you have a wide client base, it’s likely that you see people from a variety of professions. It’s worth taking the time to consider the nature of your clients’ occupations to see if there is a specific type of protection designed for them. Alternatively, you might find that your clients employ someone, or have someone in their family with a special role that may need more tailored insurance solutions.
Insurance to cover the absence of a key person may assist in keeping the business running, by replacing lost revenue, repaying debts and/or finding a replacement.
A Future Insurability Benefit (FIB) may be available on both income and lump sum life insurance policies. The benefit allows the insured monthly benefit or lump sum insured to be increased upon certain life events, without medical underwriting. Financial evidence will still be required to justify the increase in the insurance cover.