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    1. BT Academy
    2. Product strategies
    Product strategies
    1. BT Academy
    2. Product strategies
    Product strategies

    Insurance strategies

    BT Protection Plans offer many types of benefits for your clients. All of our standalone policies can be tailored with add-on benefits as required. Learn how to better protect your clients with our selection of insurance strategies.

    Insurance within super: realising benefits and avoiding pitfalls

    This article discusses both the advantages and disadvantages of holding insurance within super, and also discusses how clients can still have comprehensive cover and not be impacted by certain restrictions of when insurance is held in super.
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    Protection for Specialised Roles

    Make sure your clients have the right level of protection for their type of work and explore our selection of insurance strategies. Find out more with BT Professional.

    BT Academy gives you access to the latest practice insights, events and market news to help grow your business.

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    Protection for business owners

    Insurance to cover the absence of a key person may assist in keeping the business running, by replacing lost revenue, repaying debts and/or finding a replacement.

    Cancer assistance beyond the claim payout

    A cancer diagnosis is never good news but efforts to increase support beyond a claims payout are leading to better outcomes for consumers and insurers.

    Future Insurability Benefit

    A Future Insurability Benefit (FIB) allows the insured monthly benefit or lump sum insured to be increased upon certain life events, without medical underwriting.
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    Addressing the burgeoning issue of mental illness

    Mental health will be an issue most advisers will have to deal with at some time as life insurance can play an important part in recovery.

    Comprehensive life insurance can be more affordable with flexi-linking

    For clients who want to ease their cash flow, but also have comprehensive life insurance cover, they could consider flexible linking or super-linking their insurance cover.
    income protection cover

    Insurance advice for the newly divorced

    Financial discussions with clients during divorce tend to focus on dividing assets and cash, but reviewing insurance is an area that can make a big difference to your clients and their families.

    The use of insurance for business succession planning

    This article explains what is meant by a buy/sell agreement and how it works, as well how insurance can help businesses meet the requirements set out in a buy/sell agreement.

    How life insurers are helping clients recover their health and wellbeing

    Innovative insurers are making clients’ journey to health and wellbeing easier, through fixed premium discounts for healthy lives (for new & existing policies)
    financial-advice

    Insurance advice for business clients

    Running a business means taking all sorts of risks, many of which can be difficult to control. However, one type of risk a business can have a degree of control over is people. Learn more.

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