Practice management

For some parents, the years between their youngest child finishing high school, or university, and retirement, provide a great opportunity to increase superannuation contributions and better organise themselves, financially, for their post-work life.

The 'Australian Dream' of owning a home is a cherished goal for many. However, the foundations of homeownership are laid well before you start looking at real estate listings and applying for finance. In fact, it's the earliest habits of budgeting, saving, and investing that truly lay the groundwork for home owning success.

Dividends are an important source of income for investors, particularly in Australia with the benefits of the federal government’s dividend imputation system. But they don’t come without risk because they are not guaranteed and companies can reduce dividend payouts, as demonstrated during the COVID pandemic.

Estate planning is about much more than writing a will. It’s the process of deciding how your assets will be organised and managed in the lead-up to and after you pass. Good estate planning begins early. It’s useful to take the time early on in your life to think through how you want your assets to be distributed when you are no longer here.

From 1 July 2022, super measures that were announced in the 2021 Federal Budget will come into effect. These measures aim to support both older and younger Australians get the most out of their super.

Risk is a familiar part of our daily lives, from crossing a busy road to planning an overseas adventure — everyday activities require us to make nuanced judgments balancing risks against rewards.

From 1 July 2023, eligible Australian families are set to benefit from reduced out-of-pocket child care expenses as the Government plans to increase the rate of the subsidy for families using child care earning less than $530,000 annually.

One of the joys of getting older – apart from wisdom and more free time - is the ability to tap into a whole raft of financial benefits that let seniors enjoy their retirement.

There are many benefits to receiving a pension or even a part pension, but there are limits to what level of income or assets you can have, to be eligible.

It’s commonly referred to as the great Australian dream – to own a patch of dirt with your name on the title deed.

As part of our COVID-19 support effort we are sending communications to clients on topics such as the pension drawdown. Copies of these communications available here.

Moving into aged care can be an emotional and stressful time, especially when important financial and lifestyle decisions need to be made.

In retirement, every dollar counts. It’s worth exploring different strategies to grow your retirement income.