BT Panorama SMSF is a flexible, integrated SMSF solution designed to suit your business model and the needs of your clients. BT can help with an end-to-end solution all on one award-winning1 platform.

Smart and efficient

Access to a broad range of investments for your SMSF clients.

  • Access BT Cash Management Account, term deposits, managed portfolios, managed funds and listed securities
  • Smart SMSF features like accountant access and comprehensive online reporting
  • View external assets online alongside a BT Panorama Investments account.

Get insights from the industry’s leading SMSF experts. Brought to you by the SMSF Association, in partnership with BT.

Secure document library

Store and share your client's important SMSF documents, all in one place. A secure online document library accessible by trustees, accountants and advisers. Enabling you to flag documents for audit purposes, date stamp with the financial year, or mark as private if required.

SMSF accounting software connection

Connect your client’s BT Panorama account to SMSF accounting software to view their externally held assets and additional SMSF information such as member balances, contributions and pension details. This also allows you to collaborate seamlessly with their accountant.

Award-winning life insurance2

Your clients can purchase our award-winning1 BT Protection Plans.

BT Protection Plans include a range of cover options for business owners, employees, families, individuals with high net worth or in specialised professions, and those planning their estates.

  • Term Life
  • Total and Permanent Disability (TPD)
  • Income Protection
  • Living Insurance
  • Key Person Insurance
  • Business Overheads Insurance

Award-winning1 online platform

BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards 2017, 2018 and 2019.

Sustainable investing made easy

Environmental, social and governance tools can help provide you and your clients with greater insight around sustainable investing.

Market updates

Receive market information related to your client’s portfolio, the latest company information and fund fact sheets.

BT Panorama Investments

The following management costs apply to your client’s account:

0.15% pa of the total balance below $1 million 

Note: Effective 1 April 2020 and until further notice, the transaction account balance will be temporarily excluded from the calculation of the administration fee payable on the transaction account portion of account.

+ Full Menu $540 pa or Compact Menu $180 pa

+ Expense recovery up to $80 pa^


^This fee is to recover expenses including government levies and complying with legislative requirements. The exact amount can vary and will be confirmed in your client’s annual statement. In 2018 it was $37.91.

Additional investment fees may apply depending on the investment choices made. Other management, transactional and operational costs may apply to an exchanged traded fund (ETF), managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s).

All costs are inclusive of GST unless otherwise stated. Other fees, costs and charges may apply to your client’s account.  Conditions, fees and charges apply for BT Cash Management Account (BT CMA) and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For further details, please refer to the Investor Guide, Additional Information and Terms Booklet, Cash Management Accounts and related Payments Services Terms and Conditions, BT Cash Management Account Fees and Interest Rates.

Tar­get Mar­ket De­ter­mi­na­tions for these prod­ucts are avail­able at​​tmd

Current as at 1 July 2021. Fees and costs are subject to change.

Speak to a BDM

Find out how BT SMSF can integrate seamlessly with your business model and meet the needs of your clients. 

Register for BT Panorama

If your dealer group is al­ready reg­is­tered for BT Panorama, complete the adviser form.
Oth­er­wise, com­plete both forms.

Ad­viser reg­is­tra­tion form
Dealer group reg­is­tra­tion form

Call 1300 784 207

If you have a service enquiry, call us.
8:30am – 6:30pm Sydney time
Monday – Friday

Speak to a BDM

Find out how BT SMSF can integrate seamlessly with your business model and meet the needs of your clients. 

Access our new practical and engaging training courses to help you get the most out of BT Panorama. This training is delivered on our new interactive training portal that allows you to complete courses in a logical sequence and track your progress along the way.

BT Academy gives you access to the latest podcasts, practice insights and whitepapers, market news and eligible CPD events to keep you up to date.

Access a comprehensive list of forms, product disclosures and other resources to help you get the most out of our products and platforms. 

1 BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017, 2018 and 2019. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a BT Panorama Investments account. Awards and ratings are current at the time of publication but are subject to change.

The only Claims team awarded a C-MAP A* Mark of Excellence from 2011–2017. Winner of the 2016 AFA/Beddoes Institute Customer Choice Awards for Best Claims Assessment Process, Best Ongoing Claims Management, Best Total Customer Experience. Ranked number one for Underwriting by Investment Trends – Planner Risk Report 2016. Winner of the AFA/Plan for Life 2016 Platinum Award - Life Company of the Year and Income Protection Insurance Award: Income Protection Plus.