BT Panorama SMSF is a flexible, integrated SMSF solution designed to suit your business model and the needs of your clients. Whether your client has an existing SMSF or is looking to establish one, BT can help with an end-to-end solution all on one award-winning1 platform.
- Access BT Cash Management Account, term deposits, managed portfolios, managed funds and listed securities
- Smart SMSF features like accountant access and comprehensive online reporting
- View external assets online alongside a BT Panorama Investments account
- One online application to establish your SMSF and a BT Panorama Investments account with an integrated cash account
- All documents to establish your client’s SMSF uploaded to the BT Panorama document library
- We provide all the required SMSF establishment paperwork including a trust deed
- We register the SMSF with the ATO and apply for the TFN and ABN
- We’ll prepare your client’s SMSF tax return, financial statements and arrange the independent annual audit
- We’ll help keep your client’s SMSF on track and compliant with the relevant laws and regulations
- We’ll help you monitor member contribution caps and minimum pensions, maintain member records, provide annual member statements and more
Secure document library
Store and share your client's important SMSF documents, all in one place. A secure online document library accessible by trustees, accountants and advisers. Enabling you to flag documents for audit purposes, date stamp with the financial year, or mark as private if required.
SMSF accounting software connection
Connect your client’s BT Panorama account to SMSF accounting software to view their externally held assets and additional SMSF information such as member balances, contributions and pension details. This also allows you to collaborate seamlessly with their accountant.
Award-winning life insurance2
Your clients can purchase our award-winning1 BT Protection Plans.
BT Protection Plans include a range of cover options for business owners, employees, families, individuals with high net worth or in specialised professions, and those planning their estates.
- Term Life
- Total and Permanent Disability (TPD)
- Income Protection
- Living Insurance
- Key Person Insurance
- Business Overheads Insurance
BT Panorama SMSF Establishment Service
From $440 – Learn more
BT Panorama Investments
The following management costs apply to your client’s account:
0.15% pa of the total balance below $1 million
Note: Effective 1 April 2020 and until further notice, the transaction account balance will be temporarily excluded from the calculation of the administration fee payable on the transaction account portion of account.
+ Full Menu $540 pa or Compact Menu $180 pa – Learn more
+ Expense recovery up to $80 pa^
BT Panorama SMSF Administration Service
From $2,186 pa – Learn more
^This fee is to recover expenses including government levies and complying with legislative requirements. The exact amount can vary and will be confirmed in your client’s annual statement. In 2018 it was $37.91.
Additional investment fees may apply depending on the investment choices made. Other management, transactional and operational costs may apply to an exchanged traded fund (ETF), managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s).
All costs are inclusive of GST unless otherwise stated. Other fees, costs and charges may apply to your client’s account. Conditions, fees and charges apply for BT Cash Management Account (BT CMA) and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For further details, please refer to the Investor Guide, Additional Information and Terms Booklet, Cash Management Accounts and related Payments Services Terms and Conditions, BT Cash Management Account Fees and Interest Rates.
Current as at 30 July 2019. Fees and costs are subject to change.
BT Cash Management Account Saver
Just looking for a Cash Management Account for your client’s SMSF? The BT Cash Management Account Saver (BT CMA Saver) provides access to the features and functionality of the award-winning BT Panorama platform1 and term deposits.
Speak to a BDM
Find out how BT SMSF can integrate seamlessly with your business model and meet the needs of your clients.
Speak to a BDM
Find out how BT SMSF can integrate seamlessly with your business model and meet the needs of your clients.
Disclosure and documents
Panorama Investments account
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BT Panorama Investments Investor Guide (PDF 2580 KB)
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BT Panorama Financial Services Guide (FSG) (PDF 345 KB)
Panorama SMSF Establishment Service (Optional)
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BT Panorama Financial Services Guide (FSG) (PDF 345 KB)
Panorama SMSF Administration Service (Optional)
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BT Panorama Financial Services Guide (FSG) (PDF 345 KB)
BT CMA Saver Account
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BT Panorama Financial Services Guide (FSG) (PDF 345 KB)
1 BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017, 2018 and 2019. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a BT Panorama Investments account. Awards and ratings are current at the time of publication but are subject to change.
2 The only Claims team awarded a C-MAP A* Mark of Excellence from 2011–2017. Winner of the 2016 AFA/Beddoes Institute Customer Choice Awards for Best Claims Assessment Process, Best Ongoing Claims Management, Best Total Customer Experience. Ranked number one for Underwriting by Investment Trends – Planner Risk Report 2016. Winner of the AFA/Plan for Life 2016 Platinum Award - Life Company of the Year and Income Protection Insurance Award: Income Protection Plus.