Product strategies

SMSFs can borrow in limited circumstances. Even then there are rules that apply to the single-acquirable asset purchased and what the loan can fund.

There are many benefits to holding an SMSF, and there’s one extra risk in retirement planning that you may not have realised is better managed in the SMSF environment says Bryan Ashenden, Head of Financial Literacy & Advocacy, BT Advice Services.

An overview of the types of income streams which can be paid from superannuation funds or with superannuation benefits.

Understanding the removal of the main residence CGT exemption for non-residents of Australia for tax purposes. Learn more at BT Academy.

Clients who are currently using geared investments, or who are interested in them, could benefit from a borrow to grow strategy. BT offers a number of loan options to service this strategy such as a BT Margin Loan or Westpac Instalment Warrants.

The invest to grow strategy shows how investing in equities can be an effective long-term investment. The strategy considers the differences between SMAs and IMAs from a client perspective, and outlines the benefits of using a BT Managed Account.

The demand and usage of managed accounts is growing because of their win-win nature – while they have mostly been recommended for the transparency, tax-efficiency and portability they give a client, other benefits are now being realised.

Managed accounts give your clients more transparency and control over their wealth. Find out how you can build stronger client relationships, by providing valuable investment education and detailed reporting.

Financial advisers focus more than ever on increased client engagement and practice efficiencies. How can managed accounts help you achieve these goals?

This article discusses both the advantages and disadvantages of holding insurance within super, and also discusses how clients can still have comprehensive cover and not be impacted by certain restrictions of when insurance is held in super.

Make sure your clients have the right level of protection for their type of work and explore our selection of insurance strategies. Find out more with BT Professional.

Insurance to cover the absence of a key person may assist in keeping the business running, by replacing lost revenue, repaying debts and/or finding a replacement.