Superannuation is probably the most important investment most Australians will ever make, yet many investors still have little knowledge of how it works, what opportunities it offers for our future and how we can best take advantage. This guide aims to give clients a basic understanding of the different types of super strategies.
Downsizer contributions mean your clients could consider investing the proceeds of the sale of their family home to their superannuation (if eligible). Find out more.
If your clients are considering becoming a Self-Managed Super Fund (SMSF) trustee, having an understanding of how managed accounts work, and the role they can play in an investment portfolio, may help you in providing better advice.
If your clients have a SMSF, one of their obligations as a trustee is to have a clearly articulated investment strategy. Learn about the other areas to consider.
While it’s easy to make mistakes around an SMSF, putting in place the right structures from the outset helps reduce the risk of error and ensures the fund remains compliant. Learn more.
Clients who are currently using geared investments, or who are interested in them, could benefit from a borrow to grow strategy. BT offers a number of loan options to service this strategy such as a BT Margin Loan or Westpac Installment Warrants.
Help your clients understand the different options to generate an income from their investments, such as bonds, real estate investment trusts or shares.
Margaret Mote on behalf of Bongiorno will discuss the approach their business took to review the managed account options and why they arrived at their MDA solution.
Financial discussions with clients during divorce tend to focus on dividing assets and cash, but reviewing insurance is an area that can make a big difference to your clients and their families.
Almost a third of an Australian financial planner’s time is spend on compliance and administration, compared to a global average of less than 20% highlighting the need for advisers to find more efficient ways of operating. Core data in their report Adviser efficiency: Business Processes in Australia reach the conclusion that if advisers can find a way to reduce some of this administrative burden, it has a tangible impact on the profitability of their business.
How do you balance the need to invest for growth whilst protecting clients against the kind of losses that can derail their retirement plans? Wrap Capital Protection can be a suitable solution. View case studies outlining strategies to help clients manage risk, approach retirement and receive a minimum benefit.
Access the latest in practice insights, market news and articles to help you grow your business.