BT Academy

BT Academy

News & insights
Practice management
Strategies & technical resources
Training & events

Strategies & technical resources

Read articles designed to help inform your advice strategies including regulatory updates and helpful information from our BT Technical Team on some of the more technical aspects of superannuation, retirement and investment rules.

anchor to super & smsf section

Insurance

Superannuation & SMSF

spectrum image

Pension 25 Sep 2020

Calculating the rate of income support payments

The rate of social security payments are affected by an asset and income test. Generally, the test that results in a lower payment is what determines the rate payable.

Technical resource

spectrum image

COVID-19 04 Sep 2020

Temporary early access to super due to COVID-19

As a result of COVID-19, eligible people may be able to access super early. Here is a look at who and where it may help and things to consider.

Technical resource

SMSF 01 Jul 2020

SMSF borrowing

SMSFs are generally prohibited from borrowing, with some very limited exceptions.

Technical resource

Superannuation 01 Jul 2020

Removal of 10% test to make personal deductible contributions

Originally restricted to those who were at least substantially self-employed, personal deductible contributions can now be used more widely.

Technical resource

BT Academy provides advice professionals with access to the latest news, insights and events to help grow your business.

Subscribe now

Superannuation 01 Jul 2020

Concessional contribution rules

Concessional contributions are contributions where a tax deduction has been claimed. A general cap applies but some may be able to use carry forward amounts.

Technical resource

More super & smsf articles

▴ Back to top

Retirement

Retired man reading on his laptop

Learn 07 Dec 2020

What you should know about wills

If a client passes away without making a will, the law takes the view that they have died intestate & generally, their estate is distributed between a spouse or children. Learn more with BT Academy.

spectrum image

Technical resource 09 Oct 2020

Super, tax and other rates and limits 2020/21

The latest key super, tax and social security rates, rules and thresholds for 2020/21. Read more at BT Academy.

Technical resource

couple hiking

Support 25 Sep 2020

Guide to employment termination payments

This guide covers the tax implications and other considerations for employment termination payments and strategies that can be used to assist your clients

Technical resource

Aged care 20 Sep 2020

Your guide to aged care

This guide covers a range of topics that you should consider when discussing aged care plans with your clients, including eligibility for government subsidised aged care, home care packages, the aged care means test and more.

Technical resource

Retirement 01 Jul 2020

Your guide to means testing

An outline of what is assessed in the assets test and income test. All assets that the client has are assessable under the assets test.

Technical resource

Investing

Adviser reading

Investing 23 Oct 2020

Have managed accounts withstood the COVID-19 test?

Find out whether managed accounts withstood the COVID-19 test in efficiency and speed of execution

Article

Spectrum image

Capital gains tax 14 Oct 2020

Removal of main residence CGT exemption for non-residents

Understanding the removal of the main residence CGT exemption for non-residents of Australia for tax purposes. Learn more at BT Academy.

Technical resource

Managing finances 14 Oct 2020

Debt management strategies

There are a number of debt management strategies that can be implemented to accelerate wealth accumulation involving cash flow, repayment and consolidation.

Technical resource

Super Strategies 14 Oct 2020

Focusing on super, instead of mortgage repayments

This strategy can boost retirement savings, reduce overall tax liability, and also assist in reducing debt at retirement. However there are traps to consider

Technical resource

BT Academy provides advice professionals with access to the latest news, insights and events to help grow your business.

Subscribe now

Investing 04 Aug 2020

How to talk about ESG investing to your clients

Sustainable investing has been around for a while. It isn’t a new way of investing, but it is a new way of seeing investments for many investors and financial advisers.

Article

Insurance

Adviser reading

Insurance 22 Oct 2020

Life less ordinary: insurance for business owners and high net worth clients

Wealth protection needs of many clients tend to focus on paying off their mortgage and covering living expenses, for high-net-worth (HNW) clients other priorities need to be considered

Article

Adviser reading

Investing 20 Aug 2020

Self-funding mechanisms for income protection

The countdown is on for new income protection changes: Discover how they could affect you.

Article

Small business 10 Oct 2019

The use of insurance for business succession planning

This article explains what is meant by a buy/sell agreement and how it works, as well how insurance can help businesses meet the requirements set out in a buy/sell agreement.

Article

Small business 25 Sep 2019

Insurance advice for business clients

Running a business means taking all sorts of risks, many of which can be difficult to control. However, one type of risk a business can have a degree of control over is people. Learn more.

Article

Life insurance 25 Sep 2019

Cancer assistance beyond the claim payout

A cancer diagnosis is never good news but efforts to increase support beyond a claims payout are leading to better outcomes for consumers and insurers.

Article

Talk to us

Want to know more?

Call us on 1300 783 143
(Mon-Fri 8:00am-6:30pm,
Sydney time)

Request a callback