Product strategies

There are many benefits to holding an SMSF, and there’s one extra risk in retirement planning that you may not have realised is better managed in the SMSF environment says Bryan Ashenden, Head of Financial Literacy & Advocacy, BT Advice Services.

An overview of Trustee Duties and obligations under legislation and trust law.

An overview of the types of income streams which can be paid from superannuation funds or with superannuation benefits.

The invest to grow strategy shows how investing in equities can be an effective long-term investment. The strategy considers the differences between SMAs and IMAs from a client perspective, and outlines the benefits of using a BT Managed Account.

Clients who are currently using geared investments, or who are interested in them, could benefit from a borrow to grow strategy. BT offers a number of loan options to service this strategy such as a BT Margin Loan or Westpac Instalment Warrants.

Clients are increasingly considering financial needs of children and grandchildren. Here are the questions they should consider.

The demand and usage of managed accounts is growing because of their win-win nature – while they have mostly been recommended for the transparency, tax-efficiency and portability they give a client, other benefits are now being realised.

Managed accounts give your clients more transparency and control over their wealth. Find out how you can build stronger client relationships, by providing valuable investment education and detailed reporting.

Financial advisers focus more than ever on increased client engagement and practice efficiencies. How can managed accounts help you achieve these goals?

A cancer diagnosis is never good news but efforts to increase support beyond a claims payout are leading to better outcomes for consumers and insurers.

A Future Insurability Benefit (FIB) allows the insured monthly benefit or lump sum insured to be increased upon certain life events, without medical underwriting.

Mental health will be an issue most advisers will have to deal with at some time as life insurance can play an important part in recovery.