BT Academy Webinar CPD

Not another repeat of Mariah Carey, and not a repeat of the same endless Christmas movies (although some are good). As we approach the end of 2024, in this session we will look back at the major changes that occurred in 2024.

CPD ASIC Areas: Regulatory Environment – 1.00 hour

Legislated CPD: Regulatory Compliance and Consumer Protection – 1.00 hour

This session will cover: The operation, terminology and features of margin loans, the potential advantages and disadvantages illustrated by case studies, the taxation and the Social Security assessment, and a comparison of margin lending to common alternatives, and for which clients a margin loan could be worth considering.

CPD ASIC Areas: Margin Lending – 1.00 hour
Legislated CPD Areas: Technical Competence – 1.00 hour

The (lady) doth protest too much ... maybe Shakespeare was on to something when it comes to ethical considerations. If we spend too much time trying to defend our position, is that an indication that maybe we had doubts about our choices?

CPD ASIC Areas: Ethics – 1.00 hour
Legislated CPD Areas: Professionalism and Ethics – 1.00 hour

In the unfortunate event your client suffers a personal injury resulting in compensation, a structured settlement, or simply insurance through their fund, opportunities exist to use superannuation to manage the proceeds in an effective way.

CPD ASIC Areas: Life Insurance – 0.50 hour, Superannuation – 0.25 hour, Taxation – 0.25 hour

Legislated CPD: Technical Competence – 0.75 hour, Tax (Financial) Advice – 0.25 hour

From frequently asked and interesting questions to common misunderstandings. This session will analyse several case studies across a broad range of topics that are based on technical hotline enquiries we have received during the 2nd half of 2024.

CPD ASIC Areas: Financial Planning – 0.50 hour, Superannuation – 0.25 hour, Taxation – 0.25 hour
Legislated CPD Areas: Technical Competence – 0.75 hour, Tax (Financial) Advice – 0.25 hour

Donald Trump’s re-election to the US Presidency and a Republican majority in Congress opens the door to significant economic reform.

CPD ASIC Areas: Economic Environment – 1.00 hour
Legislated CPD Areas: General – 1.00 hour

In this session, we will explore a range of these ethical considerations, from powers of attorney to financial abuse, to working with other professionals and privacy implications.

CPD ASIC Areas: Estate planning = 1.0 hours
Legislated CPD Areas: Professionalism and Ethics = 1.0 hours

This session will cover the tips, traps and considerations for the various options available to clients who have or are considering using their SMSF to invest in property.

CPD ASIC Areas: SMSF = 1.0 hour
Legislated CPD Areas: Technical Competence = 1.0 hour

Older Australians generally want to live independently at home for as long as possible. As people get older they may find they need a bit of help to enable them to do so.

CPD ASIC Areas: Aged Care = 1.0 hour
Legislated CPD Areas: Technical Competence = 1.0 hour

Perhaps it’s too early to say, but we have now seen the first tranche of Quality of Advice Review recommendations legislated.

CPD ASIC Areas: Regulatory Environment = 1.0 hour
Legislated CPD Areas: Regulatory Compliance and Consumer Protection = 1.hour

Scratching the surface sometimes might just be the right thing to do. Because when it comes to financial planning, if it “itches”, is it a sign that perhaps the “ethics” have been mixed up?

CPD ASIC Areas: Ethics = 1.0 hour
Legislated CPD Areas: Professionalism and Ethics = 1.0 hour

TPD cover can be an invaluable addition to many financial plans, especially when unexpected events put prior intentions into disarray. Join us as we discuss the key considerations when it comes to TPD insurance held personally, through a business and through super, so you can make the right choice when providing advice to your clients.

CPD ASIC Areas: Life Insurance = 1.0 hour
Legislated CPD Areas: Technical Competence = 1.0 hour

This session focuses on building on your knowledge about the financial aspects of aged care including aged care fees, analysing the aged care means test and examining means test strategies.

CPD ASIC Areas: Aged Care 1.0 hour
Legislated CPD Areas: Technical Competence 1.0 hour

From contributions to income streams to the impacts of an unusual indexation, this case study based session outlines various 2024/25 superannuation strategies.

CPD ASIC Areas: Superannuation 1.0 hour
Legislated CPD Areas: Technical Competence 1.0 hour

Join us as we discuss the key considerations when it comes to life insurance held personally, through a business and through super, so you can make the right choice when providing advice to your clients.

CPD ASIC Areas: Life Insurance 0.75 hour, SMSF 0.25 hour
Legislated CPD Areas: Technical Competence 0.50 hour, Tax (Financial) Advice 0.50 hour

This session will analyse several case studies across a broad range of topics that are based on technical hotline enquiries we have received.

CPD ASIC Areas: Superannuation = 1.0 hour
Legislated CPD Areas: Technical Competence = 1.0 hour

This session will focus on the current regulatory environment facing financial advisers, from QAR to RITC and beyond. We will also focus on legislative changes that might impact client strategies.

CPD ASIC Areas: Regulatory Environment 0.75 hour, Taxation 0.25 hour
Legislated CPD Areas: Regulatory Compliance & Consumer Protection 0.75 hour, Tax (Financial) Advice 0.25 hour

Join us as we work through the key issues including how the income tax and contributions cap changes from 1 July 2024 may impact your 2023/24 EOFY advice.

CPD ASIC Areas: Superannuation = 1.0 hour
Legislated CPD Areas: Technical Competence 0.50 hour, Tax (Financial) Advice 0.50 hour

The 2024-25 Federal Budget will be handed down on Tuesday, 14 May. This year the focus includes cost of living, Stage 3 income tax cuts, and the net zero transition. 

CPD ASIC Areas: Generic Knowledge 0.50 hour, Superannuation 0.25 hour, Taxation 0.25 hour
Legislated CPD Areas: Technical Competence 0.75 hour, Tax (Financial) Advice 0.25 hour

In this, our 100th episode of the BT Academy Technical webinar series, we explore the ethical question of whether it's possible to get it 100% right, all of the time.

CPD ASIC Areas: Ethics = 1.0 hour
Legislated CPD Areas: Professionalism and Ethics 1.0 hour 

In this session we will review what happens if your client exceeds their contributions caps, while touching on the interactions with their total super balance and personal transfer balance cap.

CPD ASIC Areas: Financial Planning = 0.50 hour, Superannuation = 0.25 hour, Taxation = 0.25 hour
Legislated CPD Areas: Technical Competence = 0.75 hour, Tax (Financial) Advice = 0.25 hour

Take a deep dive into grandfathered account-based pensions for social security purposes. This includes a refresher on what they and when they may be relevant as not all pensions started before 2015 will have this status.

CPD ASIC Areas: Social Security = 1.0 hour
Legislated CPD Areas: Technical Competence = 1.0 hour

In our first quarterly update for 2024, we look at the range of regulatory and legislative announcements this quarter and discuss whether they will progress clients, advisers and advice business towards better days ahead.

CPD ASIC Areas: Financial Planning = 1.0 hour
Legislated CPD Areas: Regulatory compliance & consumer protection = 1.0 hour

Standard 3 under the Code of Ethics is regarding conflicts of interest. In this session we will explore a range of scenarios where conflicts may arise and discuss options on how to deal with them.

CPD ASIC Areas: Financial Planning = 1.0 hour
Legislated CPD Areas: Professionalism and Ethics = 1.0 hour

Considering how eligible clients can split certain super contributions with their spouse can be a powerful strategy. In this session we will take a closer look at contributions splitting, where it works best and things to watch out for.

CPD ASIC Areas: Superannuation = 0.75 hour, Financial planning = 0.25 hour
Legislated CPD Areas: Technical Competence = 1.0 hour

This case study outlines the proposed new tax on superannuation from 1 July 2025 for those with a superannuation balance of more than $3,000,000. It covers who will be impacted, the process and formulas required. 

CPD ASIC Areas: Taxation = 0.75 hour, Superannuation = 0.25 hour
Legislated CPD Areas: Tax (Financial) Advice = 0.75 hour, Technical Competence = 0.25 hour

This session will clarify key rules, recent changes and understanding what actions can and do increase the value of a super interest and review the nuances of both common and uncommon contributions strategies.

CPD ASIC Areas: SMSF = 0.50 hour, Superannuation = 0.50 hour
Legislated CPD Areas: Technical Competence = 0.75 hour, Tax (Financial) Advice = 0.25 hour

This session deep dives into the social security homeowner status and principal home exemption, revealing that the rules can be broader than expected, and includes assessment of the different types of retirement living options.

CPD ASIC Areas: Social Security = 1.0 hour
Legislated CPD Areas: Technical Competence = 1.0 hour