Manage your super online alongside your everyday banking
Let us help you track down your super
Choose how your money is invested or let us manage for you
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Have one of our super specialists help you transfer your super into your BT Super for Life account or do it directly online with our Easy Rollover Tool.
Your Tax File Number (TFN)
We may already have your TFN on file. If not, finding your TFN is easy. You can call the ATO on 132 861 or find it on a recent pay slip
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If you've changed jobs, done casual or part-time work, moved house or changed your name, then you could be one of the many Australians who have lost track of some super. We can help you find it with SuperCheck.
If you’re a Westpac Group or BT customer, you can now find out in a matter of seconds just how much super you have and where it is. Simply log on to your online banking and go to the superannuation page in the product menu.
Join online with one simple form and a couple of clicks. Within 5 business days you will receive a call from a BT super specialist to set up your account. We will also provide you with access to Westpac Online Banking so you can view your balance and manage your account.
As soon as your account is set up, you can get to work on finding super accounts you may have using Westpac SuperCheck. We can either do the search for you on the phone or you can do it yourself in a few simple clicks in your online banking.
Once you have your results we can help you transfer your super to your BT Super for Life account if you decide to do so or you can do it yourself online. You should think about your personal situation and needs before deciding to roll over any super we find for you to BT Super for Life.
We'll do the hard work and invest your super based on your age in a Lifestage Fund. A Lifestage Fund is a well-diversified portfolio of assets designed and managed according to your age. Over time the fund will gradually shift to a more conservative asset mix. It generally does this by decreasing its allocation to growth assets and increasing its allocation to conservative assets.
If you prefer to choose your own investment mix you can select from a range of investment options: Growth, Moderate, Conservative and Super Cash.
Managing your super can be as easy as online banking with BT Super for Life. When you log in to your Westpac, St George, BankSA or Bank of Melbourne online banking, you can check your super balance, transfer funds from your bank account to your super, and change your investment options.
It may help you keep track of your super more easily and you don't have to wait until your annual statement arrives to see how it's performing. Managing finances just became a whole lot easier.
At BT Super for Life we work hard to give your super the best chance to grow. No commissions, withdrawal or contribution fees means more money in your super account. View current fees.
Westpac SuperCheck involves a search for superannuation being undertaken by BT Funds Management Limited ABN 63 002 916 458, AFSL 233724 (BTFM), the trustee and issuer of interests in BT Super for Life, which is a part of Retirement Wrap ABN 39 827 542 991. A Product Disclosure Statement (PDS) for BT Super for Life can be obtained by calling 1300 653 553 or by visiting bt.com.au or any Westpac branch.
SuperRatings does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria.
For further information about the methodology used by Chant West, see www.chantwest.com.au.
Awards or ratings are opinions only and not statements of fact or recommendations to acquire, dispose or hold interests in the relevant financial products. Awards and ratings are current at the time of publication but are subject to change.
* The Commissioner of Taxation Annual report 2014-15, available at ato.gov.au, reported $13.5bn in lost super as at 30 June 2015.
** The information provided is factual only and does not constitute financial product advice. This information is given in good faith and has been derived from sources believed to be accurate. It should not be considered a comprehensive statement on any matter nor relied upon as such. No company in the Westpac Group accepts responsibility for the accuracy or completeness of this material. Except where contrary to law, we intend by this notice to exclude liability for this material.
# There is no charge for accepting any rollovers, however before requesting a rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund). You should also check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.
BT Funds Management Limited ABN 63 002 916 458 is the Trustee and issuer of BT Super for Life ABN 39 827 542 991. A Product Disclosure Statement (PDS) for BT Super for Life can be obtained here:
Or by calling 1300 653 553 or visiting any Westpac branch. You should consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life. This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.
More on combining your super
There is no charge for accepting any rollovers, however before requesting the rollover, you should check with your other fund(s) to determine whether there are any exit of withdrawal fees for moving your benefit, whether there is any other loss of benefits (e.g. insurance cover, loyalty benefits), noting that you may not receive the same type of level of benefits after the rollover. You should also consider where your future employer contributions will be paid. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance.
More on BT Super for Life
Before requesting the rollover, you should check with your other fund/s to see if there are any exit fees for moving your benefit, or other loss of benefits (e.g. insurance cover).
Superannuation is a preserved asset subject to conditions of release. You will need to satisfy a condition of release to access these funds. BT Funds Management Limited (ABN 63 002 916 458) is the trustee of BT Super for Life which is a part of Retirement Wrap (ABN 39 827 542 991, RSE R1001327) and is the issuer of interests in BT Super for Life. You can download a Product Disclosure Statement PDS (PDF 772 KB) for BT Super for Life. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life.
An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (Westpac), St. George Bank, Bank of Melbourne or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.
The information shown on this site is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.
© BT Financial Group - A Division of Westpac Banking Corporation.