Choose BT Panorama and tap into a team focused on delivering you award-winning technology, investment choice and one-on-one support, underpinned by the strength and stability of one of Australia’s largest wealth management platforms.
Compare our Focus, Compact and Full menus
BT offers you and your clients three investment menus, so that you can build investment portfolios that meet the needs of each client.
| Item | Full | Compact | Focus |
|---|---|---|---|
| Investment options and features | |||
| Managed accounts | 165+ | 140+ | 4 |
| Managed funds | 850+ | 50+ | 7 |
| ASX listed securities | ✓ | ✕ | ✕ |
| Insurance | ✓ | ✓ | ✓ |
| Term deposits | ✓ | ✓ | ✕ |
| Transaction account | ✓ | ✓ | ✓ |
| Administration fees1 | |||
| Admin fee (account-based) | $540 p.a. ($400 p.a. if grouped) | $240 p.a. | $60 p.a. |
| Admin fee (asset-based) | ≤$1m: 0.15% p.a. >$1m: nil |
≤$1m: 0.15% p.a. >$1m: nil |
≤$1m: 0.15% p.a. >$1m: nil |
| Minimum asset-based fee | N/A | $150 p.a. | $50 p.a. |
| Expense recovery fee | $15.07 plus 0.0135% p.a. | $15.07 plus 0.0135% p.a. | $15.07 plus 0.0135% p.a. |
| Custodial holdings option fee | $300 p.a. | N/A | N/A |
| Eligible for aggregate pricing2 | ✓ $400 p.a. - reduction in account-based fee of $140 p.a. ✓ updated asset-based fee tiers. |
✓ updated asset-based fee tiers. | Not eligible for aggregate pricing |
Information current as at 1 October 2025
1. Other fees, costs and charges apply. Please refer to the relevant
/content/public/btfg-bt/personal/help/pds.htmldisclosure documents
for more information about the fees, aggregation pricing, costs and charges applicable to the BT Panorama products.
2. For the Full menu, the admin fee (account-based) is reduced to $400 p.a., along with adjustments to the admin fee (asset-based) tier.
With the Compact menu, there are no changes to the admin fee (account-based) but it includes the admin fee (asset-based) tier adjustments.
How much could your clients save?
Platform fee comparison calculator
Compare administration fees for BT Panorama with other platforms.
BT Panorama fee calculator
Compare BT Panorama Focus, Compact and Full menu administration fees for single accounts or related groups.
We offer the managed account solutions and support you need, delivered through smart, intuitive and scalable technology.
Adviser models
Build model portfolios to create operational efficiencies, reduce risk when rebalancing and provide transparency and visibility of your clients’ investments.
Managed portfolios
Choose from off-the-shelf managed portfolios already on the BT Panorama menu, build your own, or partner with a specialist investment manager to build a bespoke portfolio.
Tailored portfolios
BT Panorama gives Managed Discretionary Account (MDA) providers access to a full suite of portfolio management tools to create, monitor and manage their portfolios.
When you choose BT Panorama, you’ll receive personalised support to transition your clients onto the BT Panorama platform. Once you’re registered, you can open new accounts on BT Panorama straight away, while you collaborate with us to transition your existing clients to BT Panorama.
Making dreams happen
From dreamers to achievers: We meet Senior Client Service Specialist Leah Steele to find out why client service is an art form and how BT is helping Strategy First make financial dreams come true.
Leading the way
From supporter to strategic leader: Michael Hutton reflects on 25 years in wealth management and how BT Panorama is helping HLB Mann Judd’s wealth division lead the way.
Planning for the future
From accounting to planning: We talk to Tess Uncle about her journey into financial advice and how BT Panorama is helping Wybenga Financial deliver a different kind of planning.
Awards are opinions only and are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in BT Panorama. Awards are current at the time of publication but are subject to change.
This website has been prepared for use by financial advice professionals only. It must not be made available to any client and any information in it must not be communicated to any client. The information on this website provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such. This information does not take into account your clients’ personal objectives, financial situation or needs and so you and your clients should consider its appropriateness, having regard to these factors before acting on it.
This information has been prepared by BT Portfolio Services Limited ABN 73 095 055 208 AFSL 233715 (BTPS), the operator of Panorama Investments; and BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) the trustee of Panorama Super, which is part of Asgard Independence Plan Division Two ABN 90 194 410 365. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios, Wholesale Plus Funds and the BT Wellington Global Opportunistic Value Fund. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA) and the BT Cash Management Account Saver (BT CMA Saver). Together, these products are referred to as the Panorama products.
A Product Disclosure Statement or other disclosure document (PDS) and target market determination (TMD) for the Panorama products can be obtained by contacting BT on 1300 784 207 or by visiting bt.com.au. A person should obtain and consider the PDS and TMD before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products.
Conditions, fees and charges apply for the Panorama products and may change. The Panorama products are only available in Australia.
BTPS, BTFM and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, the BT CMA, the BT CMA Saver or underlying bank accounts held at Westpac through their Panorama Super transaction account acquired through the Panorama operating system, an investment acquired using the Panorama operating system is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama operating system.