Assessment for entry into an aged care facility

Technical resource

Residential aged care facilities are designed for older people who are no longer capable of living at home. There are two broad types of care offered. 

Residential aged care facilities are designed for older people who are no longer capable of living at home. However, a person can’t just decide to enter a government subsidised facility, they must be assessed as needing the level of care offered. There are two broad types of care offered:

  • Low level care provides accommodation and personal care, such as help with dressing and showering, together with occasional nursing care.

  • High level care provides accommodation and care for people with a greater degree of frailty, and who need continuous nursing care.

Assessments are conducted by the Aged Care Assessment Team (ACAT) or the Aged Care Assessment Service (ACAS) in Victoria. ACAT and ACAS team members are health professionals who assess whether a person is in need of care as well as the level of care needed. This assessment is funded by the Australian Government and free of charge to the applicant.

What to consider when moving to an aged care home

Once approved by ACAT or ACAS, the process of looking for an appropriate aged care home can begin. Apart from the payments required by the home, additional considerations include:

  • Accreditation and certification of the aged care home

  • Financial stability of the provider

  • The standard of accommodation 

  • Location and local services 

  • Amenities, qualified staff and staffing level

  • Type of care and services provided

  • Residency rules and rights

  • The length of the waiting period

People looking to move into an aged care home should visit potential homes well in advance to assess their quality and suitability to their specific needs and preferences. The aged care home finder service can assist with this process. The finder has a filter, which lists facilities based on factors such as location and desired services.

Service

Phone number

Website

My Aged Care

1800 200 422

Services Australia

132 300

The Department of Health

1800 020 103

Next: Your guide to aged care

This guide covers a range of topics that you should consider when discussing aged care plans with your clients, including eligibility for government subsidised aged care, home care packages, the aged care means test and more.
Technical resource

Contact BT Technical Services for more information

The rate of social security payments are affected by an asset and income test. Generally, the test that results in a lower payment is what applies.
Technical resource
Setting a tax strategy for your clients before they start their TtR pension is an important step in helping them increase both their savings and their super.
Article
Documenting granny flat arrangements can protect the interests of elder relatives. However, there may be tax, estate planning and other consequences.
Technical resource

FOR ADVISERS USE ONLY

This information has been prepared by BT, a part of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (Westpac), for financial advisers only and must not be made available to any client or any other person, or attributed to Westpac or any other company in the Westpac group.

The information is an overview only and it should not be considered a comprehensive statement on any matter nor relied upon as such. Any graph, case study or example is for illustrative purposes only and is not an indication of future performance or result. Where past performance is used, please note that past performance is not a reliable indicator of future performance. Any taxation information is a general statement based on current laws and their interpretation. The article is current as of the date of the article unless stated otherwise. The article does not contain, and should not to be taken to contain, any financial product advice and it does not take into account any person’s financial situation, needs, objectives or taxation situation. Because of this, you should, before acting on the information, consider its appropriateness to your clients, having regard to their financial situation, needs and objectives, and your clients should seek independent professional taxation advice on any taxation matters. It is not the intention of Westpac or any member of the Westpac group that the information be used as the primary source of readers’ information but as an adjunct to their own resources and training and should therefore not be relied on for the purposes of making any financial recommendations or an investment decision. To the maximum extent permitted by law: (a) no guarantee, representation or warranty is given that any information or advice in this website is complete, accurate or up to date or fit for any purpose; and (b) no member of the Westpac group is in any way liable to you (including for negligence) in respect of any reliance upon such information.

This page may also contain links to websites operated by third parties (‘Third Parties’) who are not related to the Westpac Group (‘Third Party Web Sites’). These links are provided for convenience only and do not represent any endorsement or approval by the Westpac Group of those Third Parties or the information, products or services displayed or offered on the Third Party Web Sites.