Applying for or changing my insurance in super

About your insurance

Find out about the types of insurance cover available through your super account, including the terms, conditions and exclusions that may apply.

After considering your insurance needs and options, you can apply, change or cancel the insurance in your BT super account at any time. 

How it works

Please log into your BT super account to update your insurance or download the relevant form.

If you have a BT Super for Life account:

If you have a BT Super account:

But if you have a BT Super account through an employer super plan:

You can also call us for help.

After you complete and submit the form we’ll work with our insurer to process your application.

A consultant from our insurer will be in touch if more information is needed.

Otherwise we’ll let you know of the outcome, generally within 14 days.

BT Super
Please log into your BT Super account at or via the BT Panorama app.

BT Super for Life
Please log into your BT Super for Life account via Westpac LiveBank of MelbourneSt.George or BankSA online banking.

Please call us on 132 135 to help with your insurance forms and details.

Important information

Information current as at 11 November 2020.

This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to these factors before acting on it.

BT Funds Management Limited (BTFM) ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 is the trustee and issuer of interests in BT Super for Life and BT Super which are a part of Retirement Wrap ABN 39 827 542 991, RSE R1001327. A Product Disclosure Statement (PDS) for BT Super for Life and BT Super, and the BTFM  Financial Services Guide (FSG) can be obtained by calling 132 135, or by visiting You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life and/or BT Super.

An investment in BT Super for Life and/or BT Super is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (Westpac) or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not behind or otherwise guarantees the capital value or investment performance of BT Super for Life and/or BT Super.

AIA Australia Limited ABN 79 004 837 861, AFSL No. 230043 is the issuer of insurance cover offered through BT Super and BT Super for Life. Further information about the insurance available through BT Super and BT Super for Life is included in the PDS.