BT Business Super is aimed at giving you the choice and flexibility to make the most of your super. It also gives you access to other benefits you can enjoy now.

BT Lifetime Super – Employer Plan is a super fund set up by employers for their employees and managed by BT. It also lets you take your super from job-to-job.

Benefits Now is an exclusive program for BT super members. The program offers members a variety of deals and discounts on everyday things from health, fitness, travel, entertainment and banking products.

If you've changed jobs, done casual or part-time work, moved house or changed your name, then you could be one of the many Australians who have lost track of some super.

Contributing more money to your superannuation fund now could make a difference to your balance when you retire.

Find all the help you need online with our super online support panel. Forms, user guides and FAQs all in one place.

The Easy Rollover tool makes it simple for you to roll over other super funds into your BT Super account. 

Download all the documents you need online. Forms, user guides and FAQs all in one place.

We offer a range of simple super solutions that you can consider throughout your working life and during retirement.

We offer three levels of financial advice: general advice, personal advice on specific needs and personal advice that looks at your whole picture.

We'll help you build, grow and protect your money. You'll also find insights from BT experts to help you get started.

This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation, and needs. 

Superannuation is a long-term investment. Generally, contributions to a superannuation fund are preserved. The government has placed restrictions on when you can access your preserved benefits. In general, benefits will not be able to be paid until a member is age 65, or has permanently retired and is above his/ her preservation age (i.e. 55 years up to 60 years depending on when the member was born). 

The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. Contributions that exceed your contributions caps may have additional tax applied to them. The contributions caps change from time to time. Up to date information is available on the ATO website at ato.gov.au

Before requesting a rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.