Why BT super accounts?

  • Investment choice to suit you
    From ready-made investment mixes to trading individual shares; how your super is invested is up to you.

  • Invest in experience
    Since 1969 we been helping Australians create, manage and grow their wealth. 

Retired or ready to retire?

Turn your super savings into a flexible income stream with a retirement account.

Not ready to stop working?

Take an income from your super and keep adding to it while you’re still working with a transition to retirement account.

Invest your retirement savings in shares, ETF’s, managed fundsand more – the choice is yours.

Designed for:
People who want a wider range of investments for their retirement savings.

Manage your super yourself while you’re working and into retirement. Access a wide range of investments, all in one place. 

Designed for:
People who want to take full control of their super.

Find all the help you need online with our super online support panel. Forms, user guides and FAQs all in one place.

Download all the documents you need online. Forms, user guides and FAQs all in one place.

Tools and information to help you plan for the lifestyle you want. 

Learn more about our retirement solutions by calling our Super concierge team

Mon-Fri, 8:30am-5:30pm (AEST)

Things you should know

BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 (BTFM) is the trustee and issuer of Panorama Super, which is part of Asgard Independence Plan Division Two ABN 90 194 410 365. BT Super Invest is part of Panorama Super.

A Product Disclosure Statement (PDS) and Financial Services Guide (FSG) is available for each of these products and can be obtained from the Product Disclosure Statement page. You should obtain and consider the relevant PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in the relevant product.

Insurance cover in BT Super Invest is provided through TAL Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728 (TLISL). BTFM is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (Westpac). Westpac does not guarantee the insurance. TLISL is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Westpac Group. BT is a trade mark of BT Financial Group Pty Limited ABN 38 087 480 331 and is used by TLISL under licence.

Superannuation is a long-term investment. The Government has placed restrictions on when you can access your preserved benefits. The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. In addition, the Government has set a non-concessional contributions cap. For more detail, speak with a financial adviser or visit the ATO website. There may be limited circumstances where your employer is not required to accept your Choice of Superannuation fund form e.g. if you have already exercised Super Choice in the last 12 months.

Before requesting a rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.