Why BT super accounts?

  • Investment choice to suit you
    From ready-made investment mixes to trading individual shares; how your super is invested is up to you.

  • Sustainable investments
    You can choose sustainable investments for your super, to help us get to a better tomorrow.

  • Invest in experience
    Since 1969 we been helping Australians create, manage and grow their wealth. 

Retired or ready to retire?

Turn your super savings into a flexible income stream with a retirement account.

Not ready to stop working?

Take an income from your super and keep adding to it while you’re still working with a transition to retirement account.

A simple retirement account that is integrated with your online banking and makes it easy to manage your income from super into retirement.

Designed for:
People who want a simple online super account.

Invest your retirement savings in shares, ETF’s, managed fundsand more – the choice is yours.

Designed for:
People who want a wider range of investments for their retirement savings.

Manage your super yourself while you’re working and into retirement. Access a wide range of investments, all in one place. 

Designed for:
People who want to take full control of their super.

Find all the help you need online with our super online support panel. Forms, user guides and FAQs all in one place.

Our Rollover tool makes it simple for you to roll over other super funds into your BT super account. 

Download all the documents you need online. Forms, user guides and FAQs all in one place.

How BT can help you

Learn more about our retirement solutions by calling our Super concierge team

Mon-Fri, 8:30am-5:30pm (AEST)

Tools and information to help you plan for the lifestyle you want. 

Things you should know

BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 (BTFM) is the trustee and issuer of interests in BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991, RSE R1001327 (Retirement Wrap). BT Portfolio Services Ltd ABN 73 095 055 208, AFSL No. 233715 (BTPS) administers SuperWrap and Panorama Super. BTFM is the trustee and issuer of SuperWrap and Panorama Super, which are part of Retirement Wrap. BT Super Invest is part of Panorama Super.

A Product Disclosure Statement (PDS) and Financial Services Guide (FSG) is available for each of these products (except for SuperWrap) and can be obtained from the Product Disclosure Statement page. A PDS for SuperWrap can be obtained from your financial adviser. You should obtain and consider the relevant PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in the relevant product.

Westpac Life Insurance Services Limited ABN 31 003 149 157 , AFSL No. 233728 (WLIS) is the issuer of insurance cover offered through BT Super for Life. Further information about the insurance available through BT Super for Life is included in the PDS. Insurance cover through BT Super Invest is provided through BT Protection Plans. BT Protection Plans are issued by WLIS, except for Term Life as Superannuation and Income Protection as Superannuation which are issued by BTFM as trustee of the Retirement Wrap. The insurance is subject to terms and conditions, and limitations and exclusions apply. Please read the BT Protection Plans Product Disclosure Statement to see if this insurance is right for you. This can be obtained by calling 1300 553 764 or visiting bt.com.au/personal/help/pds.html.

BTPS is the provider of the Panorama SMSF Establishment Service and the Panorama SMSF Administration Service. The Guide and Terms and Conditions for these services are available by contacting BTPS.

Superannuation is a long-term investment. The Government has placed restrictions on when you can access your preserved benefits. The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. In addition, the Government has set a non-concessional contributions cap. For more detail, speak with a financial adviser or visit the ATO website. There may be limited circumstances where your employer is not required to accept your Choice of Superannuation fund form e.g. if you have already exercised Super Choice in the last 12 months.

Before requesting a rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.