Investment choice to suit you
From ready-made investment mixes to trading individual shares; how your super is invested is up to you.
Sustainable investment options
You can choose sustainable investments for your super, to help us get to a better tomorrow.
|
Product |
BT Super for Life |
BT Super Invest |
Self managed super (SMSF) |
|---|---|---|---|
|
Set up |
All online opening |
All online opening |
BT SMSF Solutions can be applied for online and over the phone with support from our SMSF concierge. Optional set up service is available. |
|
Involvement |
Managed for you. Invested according to your age by default. Alternatively, you can choose from different investment mixes. |
You choose and manage your own investments. |
You choose and manage your own investments. You are responsible for running your SMSF and keeping it compliant. |
|
Investment |
Professionally managed fund invested for you by default based on your age. Or Your choice of 38 options
|
More than 2,300 options
|
A broad range of options
|
|
Insurance |
Pre-approved for eligible members |
You can apply for tailored insurance |
Insurance must be considered as part of your SMSF strategy. You may choose to hold insurance within your SMSF or outside of it. |
|
Admin fees |
$6.50 pm / $78 pa |
$45 pm / $540 pa |
SMSF expenses are often fixed dollar costs and include annual costs from ATO levy, taxes and independent audit. SMSFs with less than $200,000 are unlikely to be cost competitive as a large retail super fund. |
|
Investment |
Managed funds |
Shares |
There is a difference between SMSF investment costs and the fees you’d pay in a large super fund. It is important to consider investment costs, in addition to other setup and running costs to determine if an SMSF is right for you. |
|
Next steps |