Diversified funds (e.g. growth, balanced)
Sector funds (e.g. Australian and international shares)
Specialist funds (e.g. alternative)
Below is a summary of the managed fund investments.
Advance Defensive Multi-Blend Fund
Advance Moderate Multi-Blend Fund
Advance Balanced Multi-Blend Fund
Advance Growth Multi-Blend Fund
Advance High Growth Multi-Blend Fund
Advance Cash Multi-Blend Fund
Advance Australian Fixed Interest Multi-Blend Fund
Advance International Fixed Interest Multi-Blend Fund
AMP Capital Wholesale Plus Corporate Bond Fund
BT Australian Fixed Interest Index Fund
BT International Fixed Interest Index Fund
BT Wholesale Plus Fixed Interest Fund
Franklin Templeton Wholesale Plus MultiSector Bond Fund
Goldman Sachs Wholesale Plus Growth & Emerging Markets Debt Local Fund
Kapstream Wholesale Plus Absolute Return Income Fund
Macquarie Wholesale Plus Income Opportunities Fund
Perpetual Wholesale Plus Diversified Income Fund
PIMCO Wholesale Plus Diversified Fixed Interest Fund
PIMCO Wholesale Plus Global Bond Fund
Schroder Wholesale Plus Fixed Income Fund
UBS Wholesale Plus Australian Bond Fund
Advance Australian Shares Multi-Blend Fund
Advance Australian Smaller Companies Multi-Blend Fund
Bennelong Wholesale Plus ex-20 Australian Equities Fund
Blackrock Wholesale Plus Australian Equity Opportunities Fund
BT Australian Shares Index Fund
BT Wholesale Plus Core Australian Share Fund
BT Wholesale Plus Property Securities Fund
Fidelity Wholesale Plus Australian Equities Fund
Ironbark Karara Wholesale Plus Australian Shares Fund
Ironbark Karara Wholesale Plus Australian Small Companies Fund
NAM-Tyndall Wholesale Plus Australian Share Portfolio
Perpetual Wholesale Plus Australian Fund
Schroder Wholesale Plus Australian Equity Fund
UBS Wholesale Plus Halo Australian Share Fund
Aberdeen Wholesale Plus Actively Hedged International Equity Fund
Advance International Shares Multi-Blend Fund
BT International Shares Index Fund
BT Wholesale Plus Core Global Share Fund
BT Wholesale Plus Global Emerging Markets Opportunities Fund
Fidelity Wholesale Plus Global Equities Fund
Lazard Wholesale Plus Emerging Markets Equity Fund
Magellan Wholesale Plus Global Fund
T.Rowe Price Wholesale Plus Global Equity Fund
Walter Scott Wholesale Plus Global Equity Fund
Wingate Wholesale Plus Global Equity Fund
Advance Property Securities Multi-Blend Fund
APN Wholesale Plus AREIT Fund
BT Property Securities Index Fund
BT Wholesale Plus Global Property Securities Fund
RARE Infrastructure Wholesale Plus Value Fund - Hedged
RARE Infrastructure Wholesale Plus Value Fund - Unhedged
Advance Alternative Strategies Multi-Blend Fund
K2 Wholesale Plus Australian Absolute Return Fund
Man AHL Wholesale Plus Alpha (AUD) Fund
More information on the asset allocation and risk exposures of each fund can be found in the respective Product Disclosure Statement (PDS), available when you open your BT Invest account.
If you want to know a particular funds performance, more information is in the respective Product Disclosure Statement (PDS), which is freely available online after opening a BT Invest account (you can open a BT Invest account without needing to make a deposit).
| 0.5% | + | $60 | + | Varies^ | + | NIL |
|---|---|---|---|---|---|---|
| BT Invest administration cost (p.a.) | Management cost | BT Invest Transaction costs | ||||
For example, if you made a managed fund investment of $10,000 during the year into the Advance Balanced Multi-Blend Fund (which has a management cost of 0.87% p.a.), you'd pay:
| $110 | + | $87 | = | $197 p.a. |
|---|---|---|---|---|
| BT Invest administration cost | Management costs | Total cost |
^Management costs vary, depending on which managed fund you choose. They are the indirect costs of investing in a fund and:
In addition, a buy/sell spread is charged by the product issuer on a buy or sell of units in those funds.
It is applied before the unit price is provided to us (but is still an additional cost to you). The amount of the buy/sell spread varies but a typical buy/sell spread is estimated to be between 0% and 1% but may fall outside this range.
If you want to know a particular fund’s fee and costs, they are quoted in the respective Product Disclosure Statement (PDS), which is freely available online after opening a BT Invest account (you can open a BT Invest account without needing to make a deposit). For further information see the ‘Fees & Costs’ section of the BT Invest Investor Guide and the ‘What are the fees and other costs?’ section of the BT Managed Portfolios PDS.
Go back to Build Your Own options
Managed portfolio options are a portfolio of assets made up from managed funds, shares (which may include exchange traded funds) or cash. They are monitored by an appointed investment adviser to ensure the right investments in the right proportions are in place.
A term deposit is a cash investment held at a financial institution (e.g. a bank) for an agreed interest rate over a fixed term, so the interest rate does not generally change for the nominated term.
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BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) is the operator of BT Invest. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Invest Cash Management Account (BT Invest CMA) (together, the BT Invest products).
This information does not take account of your individual objectives, financial situation and needs. A Product Disclosure Statement or other disclosure document (PDS) for the BT Invest products can be obtained by contacting BT on 1300 881 716 or by visiting www.bt.com.au. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of the BT Invest products.
BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities or the BT Invest CMA through the BT Invest products, the BT Invest products are not a deposit with, investment in, or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of the BT Invest products.