BT Panorama is a wealth management technology platform that can bring together all your super or investments securely, in one place.

When you open a BT Panorama account, you and your adviser can access three investment menus: Focus, Compact and Full, each with different investment options and a different price point. Once you’ve chosen the menu that best suits your needs, you and your adviser can choose from the investment options available on the menu you’ve chosen.

You and your adviser can view all your investments in one place, online or through the BT Panorama app, making it easy to see how your portfolio is performing.

With your approval, your adviser can manage your investments and respond to market opportunities.

All your reports and tax information are in one place, helping reduce paperwork and simplify tax time.

Focus: a simple, cost-effective menu

The Focus menu features Vanguard’s Diversified Series, combining managed portfolios with selected actively managed single-sector funds and the ability to link insurance, all at a low price point.

Access Vanguard’s global expertise

Vanguard’s Diversified Managed Account Series offer low-cost exposure to thousands of securities across a range of asset classes. Choose from four risk profiles, all managed using Vanguard’s investment expertise.

Cost-effective choice

An account-based admin fee of just $60 p.a. and a competitive asset-based admin fee of 0.15% p.a. for assets up to $1m and 0.00% p.a. for assets over $1m. *

*Other fees apply. Please refer to the relevant disclosure document available at bt.com.au for further information.

Build your way with quality investment options

Choose from Vanguard’s Diversified Managed Account Series, create a customised portfolio from a range of actively managed single sector funds or blend these options to create customised portfolios for each of your clients to suit their investment needs.  

Grows with you

As your investment needs evolve, Focus can grow with you. When you’re ready for a broader range of options, you can transfer to BT Panorama’s Compact or Full menus within the same platform.

Life can be unpredictable. Understand how to build financial security.

Life is a series of choices or moves. Understand how to better manage your personal finances and build the confidence to make every move a smart one.

Whether you’ve started thinking about your retirement plans or you’re looking to boost your retirement savings we can help you plan for the lifestyle you want.

Get advice to get started

To open a BT Panorama account, speak to your financial adviser. If you don’t have an adviser, you can connect with one who is familiar with BT Panorama using our BT Find an Adviser tool.

Award-winning technology and customer service

Information current as at 16 February 2026.

This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to these factors before acting on it.  

Awards are opinions only and are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in BT Panorama. Awards are current at the time of publication but are subject to change.

The information on this website provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such. 

This information has been prepared by BT Portfolio Services Limited ABN 73 095 055 208 AFSL 233715 (BTPS), the operator of Panorama Investments; and BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) the trustee of Panorama Super, which is part of Asgard Independence Plan Division Two ABN 90 194 410 365. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios, Wholesale Plus Funds and the BT Wellington Global Opportunistic Value Fund. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA) and the BT Cash Management Account Saver (BT CMA Saver). Together, these products are referred to as the Panorama products.

A Product Disclosure Statement or other disclosure document (PDS) and target market determination (TMD) for the Panorama products can be obtained by contacting BT on 1300 784 207 or by visiting bt.com.au. A person should obtain and consider the PDS and TMD before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products.