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    What to think about as you move towards retirement

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    What will my retirement age and lifestyle be?

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    How much do I need to retire?

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    How can I boost my super and retirement savings?

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    What will life during retirement be like?

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    How to manage my health and wellbeing in retirement?

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    How to prepare for the unknown in retirement?

    Retirement calculators

    Make the most of your super with our range of easy-to-use online tools and calculators – each designed to help you plan for today, and prepare you for the future.

    Useful information for your retirement journey

    • Customers in need of extra care

      We know our customers may need support in different ways, at different times in their lives. Here is how we can help if you, or someone close to you, is in need of extra care.

    • BT's Retirement Guide

      Helping you plan and enjoy your life in retirement.

      “It’s never too early or too late to start planning for your retirement"

      Download a copy

    What will my retirement age and lifestyle be?

    Tips for creating the retirement you want, today

    Tips for creating the retirement you want, today

    Even if you don’t plan to retire until you may be eligible for the Age Pension – there are small steps you can take now to secure your future after work.
    Article - 2 min read
    Comfortable retirement

    Will you be comfortable with a 'comfortable' retirement?

    It could be fair to say that many Australians aspire to at least a "comfortable" retirement. Do you know what annual income would provide “comfort” by your standards?
    Article - 2 min read
    What to consider if you're retiring

    Beyond the 4% rule – managing retirement spending

    Retirement marks a pivotal shift in your financial management – from focusing on earning and saving money to utilising your savings to support your income needs.
    Article - 2 min read
    transition to retirement

    Stopping work - how to transition to retirement

    Whether you choose to gradually cut down your working week, or transition into retirement, one of the challenges faced by retirees is how to plan for the change.
    Article - 2 min read
    What to consider if you're retiring

    Five things to consider if you’re retiring this year

    As you approach retirement, you’ll be thinking about how to protect your nest egg. Here are five things to consider if you’re planning to retire this year.
    Article - 2 min read

    How much do I need to retire?

    Tips for creating the retirement you want, today

    How much do I need in retirement?

    Whatever your vision of retirement is, making the most of your retirement years is certainly something worth planning for.
    Article - 2 min read
    super and retirement calculator

    Super and Retirement Calculator

    Not sure if your super will last the distance in your retirement? Our Super and Retirement Calculator may provide a guide on what income you might have in retirement and how long it might last.

    super and retirement calculator

    Retirement lifestyle calculator

    A comfortable lifestyle means different things to different people. Use our calculator to learn more about how much the retirement lifestyle you have in mind might cost.

    Financial benefits for seniors

    Developing a retirement savings plan

    While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy an even more rewarding tomorrow.  

    Article - 2 min read
    How much super do I need to retire at 60?

    How much super do I need to retire at 60?

    Watch Susan reflect on her successful career change and how becoming mortgage free has helped set herself up for the future she’s always wanted.

    Article - 2 min read

    How can I boost my super and retirement savings?

    Retirement savings plan

    Superannuation will be one of the biggest financial investments you make

    While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. 

    Article - 2 min read
    Understanding downsizer contributions

    Downsizing your home? Understanding the downsizer contribution

    Did you know that you could consider investing the proceeds of the sale of your family home to your super – depending on your age and circumstances – as a downsizer contribution?
    Article - 2 min read
    transition to retirement strategy worth it?

    Is a Transition to Retirement strategy still worthwhile?

    Learn about how a Transition to Retirement pension could work for you, and the most recent changes to tax rules which may affect you.
    Article - 2 min read
    Retirement savings plan

    Developing a retirement savings plan

    While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. 

    Article - 2 min read

    What will life during retirement be like?

    Making the most of your retirement finances

    Using your super – making informed decisions in retirement

    How do you make sure your hard-earned retirement savings last? There are a range of steps you can take, before and after retiring, to make the most of your retirement income.

    Article - 2 min read
    Making the most of your retirement finances

    Grow your retirement income

    How do you make sure your hard-earned retirement savings last? There are a range of steps you can take, before and after retiring, to make the most of your retirement income.

    Article - 2 min read
    Making the most of your retirement finances

    Making the most of your retirement finances

    How do you make sure your hard-earned retirement savings last? There are a range of steps you can take, before and after retiring, to make the most of your retirement income.

    Article - 2 min read
    assets before losing pension

    Understanding your pension

    You’re over age 60, you’ve retired and decided to convert your superannuation into an account-based pension - giving you a regular tax-free income.
    Article - 2 min read
    assets before losing pension

    What assets can you have before losing your Age Pension?

    There are many benefits to receiving a pension or even a part pension, but there are limits to the level of income or assets you can have to be eligible.
    Article - 2 min read

    How to manage my health and wellbeing in retirement?

    transition to retirement

    Embracing retirement: preparing emotionally and psychologically

    Retirement is a significant milestone and marks the beginning of a time filled with potential for personal growth, relaxation, and the pursuit of long-held interests.
    Article - 2 min read
    transition to retirement

    Prioritising health and wellbeing in retirement

    Fully embracing the opportunities of retirement means maintaining good mental and physical health.
    Article - 2 min read
    transition to retirement

    Using your super – making informed decisions in retirement

    Superannuation may be a ubiquitous part of the Australian retirement landscape but its role in an individual’s retirement is profoundly personal.
    Article - 2 min read

    How to prepare for the unknown in retirement?

    transition to retirement

    Securing your legacy – a practical guide to tax and estate planning

    It can be all too easy to avoid estate planning. No one likes to think about death, complicated family relationships can make planning tricky, and it can be distressing to contemplate a time when others control all you have worked for.
    Article - 2 min read
    transition to retirement

    Embracing retirement: preparing emotionally and psychologically

    Retirement is a significant milestone and marks the beginning of a time filled with potential for personal growth, relaxation, and the pursuit of long-held interests.
    Article - 2 min read
    transition to retirement

    Securing a comfortable and enriching life in your later years: navigating aged care

    As we age, the possibility of requiring aged care services becomes an increasingly important consideration and one that you need to prepare for financially.
    Article - 2 min read

    How BT can help you

    Visit the retirement FAQs

    Got more questions?

    Have a look at our retirement FAQs
     

    Call 1300 783 160

    Call 1300 881 716

    Contact our Customer Relations team
    Mon-Fri, 8:30am - 6:30pm (Syd­ney time)

    Additional information

    This information is current as at 1 July 2024.

    This information has been prepared without taking account of your personal objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.

    This information provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such.