Superannuation and retirement buy-sell spreads

This page provides buy-sell spread information for BT superannuation and retirement products.

Buy-sell spreads are an additional cost to you when you make a new or an additional investment, withdraw from or switch investment options to ensure that other members are not disadvantaged by the trading activity arising from applications or redemptions.

BT Super for Life

APIR CODE Fund name Buy-Sell Spread
BTA0442AU MySuper 2000s Lifestage Fund - Savings 0.36
BTA0293AU MySuper 1990s Lifestage Fund - Savings 0.36
BTA0292AU MySuper 1980s Lifestage Fund - Savings 0.36
BTA0291AU MySuper 1970s Lifestage Fund - Savings 0.36
BTA0290AU MySuper 1960s Lifestage Fund - Savings 0.36
BTA0289AU MySuper 1950s Lifestage Fund - Savings 0.36
BTA0288AU MySuper 1940s Lifestage Fund - Savings 0.36
BTA0295AU BT Super for Life - Growth Fund - Savings 0.20
BTA0296AU BT Super for Life - Moderate Fund - Savings 0.28
BTA0294AU BT Super for Life - Conservative Fund - Savings 0.18
BTA0297AU BT Super for Life - Super Cash - Savings 0.00
BTA0281AU BT Super for Life - 1940s Lifestage Fund - Retirement 0.36
BTA0282AU BT Super for Life - 1950s Lifestage Fund - Retirement 0.36
BTA0284AU BT Super for Life - Growth Fund - Retirement 0.20
BTA0285AU BT Super for Life - Moderate Fund - Retirement 0.28
BTA0283AU BT Super for Life - Conservative Fund - Retirement 0.18
BTA0286AU BT Super for Life - Super Cash - Retirement 0.00

BT Super

APIR Code Investment Option name Buy-sell spread (%)
BTA0288AU 1940s Lifestage 0.36
BTA0289AU 1950s Lifestage 0.36
BTA0290AU 1960s Lifestage 0.36
BTA0291AU 1970s Lifestage 0.36
BTA0292AU 1980s Lifestage 0.36
BTA0293AU 1990s Lifestage 0.36
BTA0442AU 2000s Lifestage 0.36
BTA7639AU Active Defensive 0.25
BTA5118AU Active Moderate 0.32
BTA8610AU Active Balanced 0.40
BTA1267AU Active Growth 0.45
BTA4469AU Active High Growth 0.48
BTA6292AU Index Defensive 0.14
BTA6329AU Index Moderate 0.16
BTA2413AU Index Balanced 0.18
BTA1570AU Index Growth 0.16
BTA1215AU Index High Growth 0.17
BTA9311AU Active Australian Shares 0.60
BTA3009AU Active International Shares 0.40
BTA4584AU Active Global Property 0.60
BTA3075AU Active Global Fixed Interest 0.14
BTA0297AU Cash 0.00
BTA0749AU Index Australian Shares 0.16
BTA3104AU Index International Shares 0.16
BTA5401AU Index Property Securities 0.16
BTA7978AU Index Australian Fixed Interest 0.12
BTA5137AU Index International Fixed Interest 0.30
BTA7669AU Antipodes Global 0.60
BTA8782AU BT Core Australian Shares 0.50
BTA0295AU BT Growth 0.20
BTA8643AU Fidelity Australian Shares 0.40
BTA5720AU Magellan Global Shares 0.20
BTA3197AU Nikko AM Value Australian Shares 0.60
BTA6816AU T. Rowe Price Global Shares 0.45
BTA9281AU APN AREIT 0.50
BTA6520AU BT Australian Property Securities 0.50
BTA5958AU BT Global Property Securities 0.25
BTA1038AU RARE Value Infrastructure (Unhedged) 0.35
BTA0956AU BT Australian Bonds 0.12
BTA5729AU Franklin Templeton Multisector Bonds 0.00
BTA2241AU PIMCO Global Bonds 0.10
BTA7850AU UBS Australian Bonds 0.08
BTA0294AU BT Conservative 0.18
BTA0296AU BT Moderate 0.28

BT Lifetime Super - Employer Plan

APIR CODE Fund name Buy-Sell Spread
BTA0255AU Aberdeen Classic Series Australian Small Companies 0.50
BTA0162AU Aberdeen Select Investment Actively Hedged International Equities 0.50
BTA0159AU AMP Capital Investors Listed Property 0.50
BTA0029AU BT Australian Share 0.50
BTA0513AU BT Balanced Returns 0.25
BTA0511AU BT Cash 0.00
BTA0512AU BT Conservative Outlook 0.18
BTA0253AU BT Ethical Share 0.40
BTA0068AU BT Future Goals 0.32
BTA0254AU BT Global Property 0.25
BTA0033AU BT International Share 0.10
BTA0299AU BT Multi-manager Australian Share 0.60
BTA0224AU BT Multi-manager Balanced 0.40
BTA0225AU BT Multi-manager Conservative 0.25
BTA0300AU BT Multi-manager Fixed Interest 0.14
BTA0226AU BT Multi-manager Growth 0.45
BTA0182AU BT Multi-manager High Growth 0.48
BTA0302AU BT Multi-manager International Share 0.40
BTA0096AU BT Partner Australian Shares Growth 1 0.60
BTA0258AU BT Partner International Shares Core 1 0.40
BTA0034AU BT Property Securities 0.50
BTA0161AU Colonial First State Australian Shares 0.40
BTA0405AU Colonial First State Wholesale Geared Share Fund 0.40-1.00*
BTA0305AU Fidelity Australian Equities Fund 0.40
BTA0099AU Investors Mutual Australian Share 0.50
BTA0257AU Macquarie Diversified Fixed Interest 0.16
BTA0400AU Platinum International Fund 0.50
BTA0408AU Vanguard Australian Shares Index Fund 0.16
BTA0399AU Vanguard Growth Index Fund 0.22
BTA0407AU Vanguard International Shares Index Fund 0.16
BTA0443AU BT MySuper 1940s Lifestage 0.36
BTA0444AU BT MySuper 1950s Lifestage 0.36
BTA0445AU BT MySuper 1960s Lifestage 0.36
BTA0446AU BT MySuper 1970s Lifestage 0.36
BTA0447AU BT MySuper 1980s Lifestage 0.36
BTA0448AU BT MySuper 1990s Lifestage 0.36
BTA0449AU BT MySuper 2000s Lifestage 0.36

* Transaction costs depend on the specific gearing level of the underlying fund.

BT Business Super

APIR CODE Fund name Buy-Sell Spread
WFS0540AU BT MySuper 1940s Lifestage 0.36
WFS0541AU BT MySuper 1950s Lifestage 0.36
WFS0542AU BT MySuper 1960s Lifestage 0.36
WFS0543AU BT MySuper 1970s Lifestage 0.36
WFS0544AU BT MySuper 1980s Lifestage 0.36
WFS0545AU BT MySuper 1990s Lifestage 0.36
WFS0546AU BT MySuper 2000s Lifestage 0.36
WFS0395AU Aberdeen Classic Series Australian Small Companies 0.50
WFS0082AU BT Australian Sustainability Share 0.50
WFS0372AU BT Partner Australian Share Growth 1 0.50
WFS0249AU Colonial First State Australian Shares 0.40
WFS0375AU Investor Mutual Australian Share 0.50
WFS0083AU OnePath Blue Chip Imputation Shares 0.26
WFS0106AU Westpac Australian Shares 0.50
WFS0513AU Westpac Money Market 0.00
WFS0111AU BT Active Balanced 0.29
WFS0086AU BT Multi-manager Balanced 0.40
WFS0087AU BT Multi-manager Conservative 0.25
WFS0085AU BT Multi-manager Growth 0.45
WFS0084AU BT Multi-manager High Growth 0.48
WFS0120AU Colonial First State Diversified 0.40
WFS0122AU MLC Growth 0.20
WFS0081AU Schroder Balanced 0.44
WFS0514AU Westpac Balanced Growth 0.30
WFS0104AU Westpac Dynamic Growth 0.32
WFS0512AU Westpac Moderate Growth 0.18
WFS0397AU Macquarie Diversified Fixed Interest 0.16
WFS0105AU Westpac Australian Fixed Interest 0.09
WFS0107AU Westpac International Fixed Interest 0.12
WFS0080AU Aberdeen Actively Hedged International Equities 0.50
WFS0253AU BT Core Global Shares 0.10
WFS0398AU BT Partner International Shares Core 1 0.40
WFS0251AU MLC Global Shares 0.15
WFS0108AU Westpac International Shares 0.10
WFS0394AU BT Global Property 0.25
WFS0247AU Westpac Australian Property Securities 0.50

BT Classic Lifetime - Flexible Pension

APIR CODE Fund name Buy-Sell Spread
RFA0493AU BT Active Balanced 0.25
RFA0048AU BT Active Balanced NEF 0.25
RFA0008AU BT Cash 0.00
RFA0050AU BT Cash NEF 0.00
RFA0492AU BT Conservative 0.12
RFA0049AU BT Conservative NEF 0.12
RFA0116AU BT Core Australian Share 0.40
RFA0046AU BT Core Australian Share NEF 0.40
RFA0494AU BT Diversified Share 0.26
RFA0047AU BT Diversified Share NEF 0.26

BT Classic Lifetime - Personal Super

APIR CODE Fund name Buy-Sell Spread
RFA0413AU BT Active Balanced 0.35
RFA0040AU BT Active Balanced NEF 0.35
RFA0009AU BT Cash 0.00
RFA0042AU BT Cash NEF 0.00
RFA0412AU BT Conservative 0.22
RFA0041AU BT Conservative NEF 0.12
RFA0118AU BT Core Australian Share 0.50
RFA0038AU BT Core Australian Share NEF 0.50
RFA0119AU BT Core Global Share 0.40
RFA0035AU BT Core Global Share NEF 0.40
RFA0414AU BT Diversified Share 0.26
RFA0039AU BT Diversified Share NEF 0.26
RFA0124AU BT Ethical Share 0.50
RFA0036AU BT Ethical Share NEF 0.50

BT Lifetime - Flexible Pension

APIR CODE Fund name Buy-Sell Spread
BTA0006AU BT Australasian Bond 0.09
BTA0154AU BT Australasian Bond (NCF) 0.09
BTA0007AU BT Australian Share 0.50
BTA0152AU BT Australian Share (NCF) 0.50
BTA0493AU BT Balanced Returns 0.25
BTA0150AU BT Balanced Returns (NCF) 0.25
BTA0491AU BT Cash 0.00
BTA0175AU BT Cash (NCF) 0.00
BTA0492AU BT Conservative Outlook 0.22
BTA0151AU BT Conservative Outlook (NCF) 0.22
BTA0066AU BT Future Goals 0.31
BTA0149AU BT Future Goals (NCF) 0.31
BTA0009AU BT International Share 0.40
BTA0153AU BT International Share (NCF) 0.40
BTA0010AU BT Property Securities 0.50
BTA0156AU BT Property Securities (NCF) 0.50
BTA0191AU Colonial First State Australian Shares 0.40
BTA0211AU Colonial First State Australian Shares (NCF) 0.40
BTA0195AU MLC Growth 0.20
BTA0215AU MLC Growth (NCF) 0.20
BTA0194AU BlackRock Balanced a 0.35
BTA0214AU BlackRock Balanced (NCF) a 0.35
BTA0228AU BT Multi-manager Balanced 0.40
BTA0234AU BT Multi-manager Balanced (NCF) 0.40
BTA0227AU BT Multi-manager Conservative 0.25
BTA0233AU BT Multi-manager Conservative (NCF) 0.25
BTA0229AU BT Multi-manager Growth 0.45
BTA0235AU BT Multi-manager Growth (NCF) 0.45
a. Formerly Merrill Lynch Balanced

BT Lifetime - Personal Super

APIR CODE Fund name Buy-Sell Spread
BTA0018AU BT Australasian Bond 0.09
BTA0142AU BT Australasian Bond (NCF) 0.09
BTA0019AU BT Australian Share 0.50
BTA0144AU BT Australian Share (NCF) 0.50
BTA0603AU BT Balanced Returns 0.25
BTA0140AU BT Balanced Returns (NCF) 0.25
BTA0601AU BT Cash 0.00
BTA0174AU BT Cash (NCF) 0.00
BTA0602AU BT Conservative Outlook 0.17
BTA0139AU BT Conservative Outlook (NCF) 0.17
BTA0065AU BT Future Goals 0.31
BTA0138AU BT Future Goals (NCF) 0.31
BTA0020AU BT Global Bond 0.10
BTA0141AU BT Global Bond (NCF) 0.10
BTA0027AU BT International Share 0.10
BTA0143AU BT International Share (NCF) 0.10
BTA0082AU BT Partner Australian Shares Growth 1 0.60
BTA0088AU BT Partner Australian Shares Growth 1 (NCF) 0.60
BTA0604AU BT Property Securities 0.50
BTA0145AU BT Property Securities (NCF) 0.50
BTA0146AU BT Technologya 0.20
BTA0147AU BT Technology (NCF)a 0.20
BTA0196AU Colonial First State Australian Shares 0.40
BTA0216AU Colonial First State Australian Shares (NCF) 0.40
BTA0197AU Aberdeen Actively Hedged International Equitiesb 0.50
BTA0217AU Aberdeen Actively Hedged International Equities (NCF)b 0.50
BTA0200AU MLC Growth 0.20
BTA0220AU MLC Growth (NCF) 0.20
BTA0198AU Macquarie Conservative 0.32
BTA0218AU Macquarie Conservative (NCF) 0.32
BTA0199AU BlackRock Balancedc 0.35
BTA0219AU BlackRock Balanced (NCF)c 0.35
BTA0231AU BT Multi-manager Balanced 0.40
BTA0237AU BT Multi-manager Balanced (NCF) 0.40
BTA0232AU BT Multi-manager Conservative 0.25
BTA0238AU BT Multi-manager Conservative (NCF) 0.25
BTA0086AU BT Multi-manager High Growthd 0.48
BTA0092AU BT Multi-manager High Growth (NCF)d 0.48
BTA0230AU BT Multi-manager Growth 0.45
BTA0236AU BT Multi-manager Growth (NCF) 0.45
a. Formerly BT TIME
b. Formerly Credit Suisse International Shares
c. Formerly Merrill Lynch Balanced
d. Formerly Multi-manager Diversified Shares

BT Retirement Selection - Personal Super Plan

APIR CODE Fund name Buy-Sell Spread
BTA0013AU BT Australasian Bond N/A
BTA0014AU BT Australian Share N/A
BTA0403AU BT Balanced Returns N/A
BTA0401AU BT Cash N/A
BTA0402AU BT Conservative Outlook N/A
BTA0067AU BT Future Goals N/A
BTA0016AU BT International Share N/A
BTA0017AU BT Property Securities N/A

BT Superannuation Investment Fund

APIR CODE Fund name Buy-Sell Spread
WFS0401AU BT Superannuation Investment Fund 0.35

BT Superannuation Savings Fund

APIR CODE Fund name Buy-Sell Spread
WFS0402AU BT Superannuation Savings Fund N/A