Superannuation and retirement buy-sell spreads

This page provides buy-sell spread information for BT superannuation and retirement products.

Buy-sell spreads are an additional cost to you when you make a new or an additional investment, withdraw from or switch investment options to ensure that other members are not disadvantaged by the trading activity arising from applications or redemptions.

BT Super for Life

Investment Option name Buy-sell spread (%)
Lifestage 0.36
Active Defensive 0.25
Active Moderate 0.32
Active Balanced 0.40
Active Growth 0.45
Active High Growth 0.48
Index Defensive 0.14
Index Moderate 0.16
Index Balanced 0.17
Index Growth 0.16
Index High Growth 0.16
Active Australian Shares 0.60
Active International Shares 0.40
Active Global Property 0.60
Active Global Fixed Interest 0.14
Cash 0.00
Index Australian Shares 0.16
Index International Shares 0.16
Index Property Securities 0.16
Index Australian Fixed Interest 0.10
Index International Fixed Interest 0.30
Antipodes Global 0.60
Pendal Technology 0.20
Pendal Core Australian Shares 0.50
Pendal Growth Shares 0.26
Fidelity Australian Shares 0.40
Magellan Global Shares 0.20
Nikko AM Value Australian Shares 0.60
T. Rowe Price Global Shares 0.45
APN AREIT 0.50
Pendal Australian Property Securities 0.50
Pendal Global Property Securities 0.25
RARE Value Infrastructure (Unhedged) 0.35
Pendal Australian Bonds 0.12
Franklin Templeton Multisector Bonds 0.00
PIMCO Global Bonds 0.10
UBS Australian Bonds 0.08
Pendal Sustainable Conservative 0.18
Pendal Sustainable Balanced 0.28
Note that Buy-sell spreads are the same for Super, Transition to Retirement and Retirement options.

BT Super

APIR Code Investment Option name Buy-sell spread (%)
BTA0288AU 1940s Lifestage 0.36
BTA0289AU 1950s Lifestage 0.36
BTA0290AU 1960s Lifestage 0.36
BTA0291AU 1970s Lifestage 0.36
BTA0292AU 1980s Lifestage 0.36
BTA0293AU 1990s Lifestage 0.36
BTA0442AU 2000s Lifestage 0.36
BTA7639AU Active Defensive 0.25
BTA5118AU Active Moderate 0.32
BTA8610AU Active Balanced 0.40
BTA1267AU Active Growth 0.45
BTA4469AU Active High Growth 0.48
BTA6292AU Index Defensive 0.14
BTA6329AU Index Moderate 0.16
BTA2413AU Index Balanced 0.17
BTA1570AU Index Growth 0.16
BTA1215AU Index High Growth 0.16
BTA9311AU Active Australian Shares 0.60
BTA3009AU Active International Shares 0.40
BTA4584AU Active Global Property 0.60
BTA3075AU Active Global Fixed Interest 0.14
BTA0297AU Cash 0.00
BTA0749AU Index Australian Shares 0.16
BTA3104AU Index International Shares 0.16
BTA5401AU Index Property Securities 0.16
BTA7978AU Index Australian Fixed Interest 0.10
BTA5137AU Index International Fixed Interest 0.30
BTA7669AU Antipodes Global 0.60
BTA0939AU Pendal Technology 0.20
BTA8782AU Pendal Core Australian Shares 0.50
BTA0295AU Pendal Growth Shares 0.26
BTA8643AU Fidelity Australian Shares 0.40
BTA5720AU Magellan Global Shares 0.20
BTA3197AU Nikko AM Value Australian Shares 0.60
BTA6816AU T. Rowe Price Global Shares 0.45
BTA9281AU APN AREIT 0.50
BTA6520AU Pendal Australian Property Securities 0.50
BTA5958AU Pendal Global Property Securities 0.25
BTA1038AU RARE Value Infrastructure (Unhedged) 0.35
BTA0956AU Pendal Australian Bonds 0.12
BTA5729AU Franklin Templeton Multisector Bonds 0.00
BTA2241AU PIMCO Global Bonds 0.10
BTA7850AU UBS Australian Bonds 0.08
BTA0294AU Pendal Sustainable Conservative 0.18
BTA0296AU Pendal Sustainable Balanced 0.28

BT Lifetime Super - Employer Plan

APIR CODE Fund name Buy-Sell Spread
BTA0255AU Aberdeen Classic Series Australian Small Companies 0.20
BTA0162AU Aberdeen Select Investment Actively Hedged International Equities 0.30
BTA0159AU AMP Capital Investors Listed Property 0.50
BTA0029AU BT Australian Share 0.50
BTA0513AU BT Balanced Returns 0.25
BTA0511AU BT Cash 0.00
BTA0512AU BT Conservative Outlook 0.18
BTA0253AU BT Ethical Share 0.40
BTA0068AU BT Future Goals 0.32
BTA0254AU BT Global Property 0.25
BTA0033AU BT International Share 0.10
BTA0299AU BT Multi-manager Australian Share 0.60
BTA0224AU BT Multi-manager Balanced 0.40
BTA0225AU BT Multi-manager Conservative 0.25
BTA0300AU BT Multi-manager Fixed Interest 0.14
BTA0226AU BT Multi-manager Growth 0.45
BTA0182AU BT Multi-manager High Growth 0.48
BTA0302AU BT Multi-manager International Share 0.40
BTA0096AU BT Partner Australian Shares Growth 1 0.40
BTA0258AU BT Partner International Shares Core 1 0.40
BTA0034AU BT Property Securities 0.50
BTA0161AU Colonial First State Australian Shares 0.40
BTA0405AU Colonial First State Wholesale Geared Share Fund 0.40-1.00*
BTA0305AU Fidelity Australian Equities Fund 0.40
BTA0099AU Investors Mutual Australian Share 0.50
BTA0257AU Macquarie Diversified Fixed Interest 0.16
BTA0400AU Platinum International Fund 0.50
BTA0408AU Vanguard Australian Shares Index Fund 0.12
BTA0399AU Vanguard Growth Index Fund 0.20
BTA0407AU Vanguard International Shares Index Fund 0.14
BTA0443AU BT MySuper 1940s Lifestage 0.36
BTA0444AU BT MySuper 1950s Lifestage 0.36
BTA0445AU BT MySuper 1960s Lifestage 0.36
BTA0446AU BT MySuper 1970s Lifestage 0.36
BTA0447AU BT MySuper 1980s Lifestage 0.36
BTA0448AU BT MySuper 1990s Lifestage 0.36
BTA0449AU BT MySuper 2000s Lifestage 0.36

* Transaction costs depend on the specific gearing level of the underlying fund.

BT Business Super

APIR CODE Fund name Buy-Sell Spread
WFS0540AU BT MySuper 1940s Lifestage 0.36
WFS0541AU BT MySuper 1950s Lifestage 0.36
WFS0542AU BT MySuper 1960s Lifestage 0.36
WFS0543AU BT MySuper 1970s Lifestage 0.36
WFS0544AU BT MySuper 1980s Lifestage 0.36
WFS0545AU BT MySuper 1990s Lifestage 0.36
WFS0546AU BT MySuper 2000s Lifestage 0.36
WFS0395AU Aberdeen Classic Series Australian Small Companies 0.20
WFS0082AU BT Australian Sustainability Share 0.50
WFS0372AU BT Partner Australian Share Growth 1 0.40
WFS0249AU Colonial First State Australian Shares 0.40
WFS0375AU Investor Mutual Australian Share 0.50
WFS0083AU OnePath Blue Chip Imputation Shares 0.26
WFS0106AU Westpac Australian Shares 0.50
WFS0513AU Westpac Money Market 0.00
WFS0111AU BT Active Balanced 0.29
WFS0086AU BT Multi-manager Balanced 0.40
WFS0087AU BT Multi-manager Conservative 0.25
WFS0085AU BT Multi-manager Growth 0.45
WFS0084AU BT Multi-manager High Growth 0.48
WFS0120AU Colonial First State Diversified 0.40
WFS0122AU MLC Growth 0.20
WFS0081AU Schroder Balanced 0.44
WFS0514AU Westpac Balanced Growth 0.30
WFS0104AU Westpac Dynamic Growth 0.32
WFS0512AU Westpac Moderate Growth 0.18
WFS0397AU Macquarie Diversified Fixed Interest 0.16
WFS0105AU Westpac Australian Fixed Interest 0.09
WFS0107AU Westpac International Fixed Interest 0.12
WFS0080AU Aberdeen Actively Hedged International Equities 0.30
WFS0253AU BT Core Global Shares 0.10
WFS0398AU BT Partner International Shares Core 1 0.40
WFS0251AU MLC Global Shares 0.15
WFS0108AU Westpac International Shares 0.10
WFS0394AU BT Global Property 0.25
WFS0247AU Westpac Australian Property Securities 0.50