An SMSF allows you to manage your own superannuation investments for your retirement. It’s important to understand the basics before getting started. Learn more with BT.
As the Trustee or Director of the corporate trustee of your SMSF it is essential that you understand the stringent rules that apply. Here we look at some of the key rules.
Self managed super funds can offer trustees more control over the taxation of their superannuation, but like all aspects of SMSFs, there are rules that apply. Learn more with BT.

Setting up your own super fund is a big decision and it isn’t right for everyone. There’s a few important things to consider before you start. Learn more about an SMSF to see if it might be right for you.

There are a number of benefits to an SMSF. We explore the main benefits to setting up an SMSF and managing your own superannuation. Learn more with BT.
There are strict laws and regulations that govern SMSFs so it’s important to understand the risks before you get started. Learn more with BT.
Not sure if an SMSF is right for you? It’s important to consider the costs of setting up an SMSF before you get started. Learn more with BT.
Once you’ve decided an SMSF is right for you, it’s important to understand the steps involved in setting up an SMSF. Learn more with BT.
As with other aspects of self managed super funds there are rules around who can be a Trustee or Director of the corporate Trustee of your SMSF. This article explains some of those Trustee rules.
Ready to start? BT can help you every step of the way

An end-to-end service to help you every step of the way

  • One place to manage your SMSF

  • Everything you need to get started - we’ll set up your SMSF, its investment platform and an integrated bank account

  • Build the portfolio you want with access to Australian shares, term deposits, managed funds and managed portfolios

  • We’ll manage your SMSF’s annual tax and audit

  • Dedicated SMSF consultants and support team for when you need help

Panorama platform

With the BT Cash Management Account Saver you can manage your SMSF’s cash and invest in term deposits, all from the one place.

Get help if you need it

Call 1300 554 267

Talk to the BT SMSF Concierge
8:30am-6:00pm Sydney time
Monday - Friday

Learn with our SMSF app

Download the free BT SMSF App for simple, jargon-free lessons to help you get started with an SMSF.

What you need to know

The information on this website has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at August 2018. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it and read the disclosure documents, including the terms and conditions or Product Disclosure Statement, before making any decision. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates Panorama Investments. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA) and BT Cash Management Account Saver (BT CMA Saver). Together, these products are referred to as the Panorama products. 

A Product Disclosure Statement or other disclosure document (PDS) for the Panorama products can be obtained by contacting BT on 1300 554 267 or by visiting www.bt.com.au/smsf. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products. In addition, BTPS is the provider of the Panorama SMSF Establishment Service and the Panorama SMSF Administration Service. The Guide and Terms and Conditions for these services are available on www.bt.com.au/smsf or by calling 1300 554 267. 

BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, BT CMA and BT CMA Saver acquired through the Panorama operating system, an investment acquired using the Panorama operating system is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama operating system.

Conditions, fees and charges apply for BT CMA, BT CMA Saver and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For BT CMA Saver and term deposits issued by Westpac you may be entitled to payment under the Australian Government’s Financial Claims Scheme in the event that Westpac becomes insolvent. Payments under the Financial Claims Scheme are subject to a limit for each depositor for eligible deposits held in Westpac. Information about the Financial Claims Scheme can be obtained from www.fcs.gov.au BT CMA Saver and term deposits are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.