An end-to-end service for your SMSF

Ready to take control of your super and start your own self managed super fund (SMSF)?  

With our end-to-end SMSF service, we’ll look after the paperwork to set up your SMSF, its bank account and investment platform – so you can focus on making your first investment with confidence. 

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We take the hard work out of setting up a self managed super fund, so you can get started sooner.

Invest in Australian shares, ETFs, term deposits, managed funds and professionally managed portfolios all from the one platform.

If you’re not working with an accountant, we can look after your SMSF tax return, independent audit, and help you stay compliant.

Track your SMSF portfolio

See how your investments are performing – individually and across your whole portfolio. Monitor your portfolio, performance, contributions, income and upcoming dividends.

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Invest the way you want

Choose from thousands of investments – including Australian shares, ETFs and term deposits to build your own portfolio. Plus, if you’d like a bit of help, you can choose from a wide range of professionally managed funds or managed portfolios that you can buy online in minutes, with no additional paperwork.

Never misplace a document

Store, share and protect all of your important SMSF documents online, so you’ll never have to worry about missing paperwork at tax time.

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Your SMSF, in the palm of your hand

Check your SMSF balance and performance anytime, anywhere. You can even buy and sell investments straight from your phone – so you’ll never miss your next investment move.

Award winning SMSF platform

BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017 and 2018. 1

Sustainable investing made easy

Environmental, social and governance ratings to help you make choices about sustainable investing.

Market updates

Receive market updates customised to your portfolio, and the latest company information and fund fact sheets.

Help when you need it

When you have questions, our dedicated SMSF consultants and support team are here to help.

Investment platform asset fee

0.15% pa

of your total balance up to $1 million (capped)

For further details, please refer to the BT Panorama Investments Investor Guide.

Plus the cost of your selected investment menu:

Full Menu - $540 pa

Access our full range of:

✔ Australian shares and ETFs
✔ Term deposits
✔ Managed portfolios - find out more (PDF)
✔ Managed funds - view the Full Menu (PDF)

Other costs may apply*:

Share trading
$12.50 per trade, or 0.11% of the transaction value (if greater).

Managed funds or managed portfolios
Fees and management costs will vary based on the manager.

Please refer to the BT Panorama Investments Investor Guide for more information.

Compact Menu - $180 pa

Access a select range of:

✔ Term deposits
✔ Managed portfolios - find out more (PDF)
✔ Managed funds - view the Compact Menu (PDF)

But not:

✘ Australian shares and ETFs

Other costs may apply*:

Managed funds or managed portfolios
Fees and management costs will vary based on the manager.

Please refer to the BT Panorama Investments Investor Guide for more information.

* Other fees, costs and charges may apply to your account such as expense recoveries (up to $80 pa) and buy/sell spreads. Conditions, fees and charges apply for BT CMA and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For further details, please refer to the BT Panorama Investments Investor GuideBT Panorama Investments Additional Information and Terms BookletBT Cash Management Account and BT Cash Management Account Saver and Related Payment Services Terms and ConditionsBT Cash Management Account Fees and Charges Brochure and Interest Rate Schedule and BT Managed Portfolios PDS and Investment Options Booklet - Offer A.

Other management, transactional and operational costs may apply to the managed fund option. For further details, please refer to the relevant disclosure document(s) for the fund.

Current as at 19 August 2018. Fees and costs are subject to change.

 

Additional services

SMSF setup from $440

You can choose to set up an SMSF with either individual trustees or a corporate trustee.

Setting up a self managed super fund with individual trustees - $440 including GST

This fee covers the costs of:

  • providing you with the Trust Deed and other documentation to establish your SMSF. Additional fees may apply if stamp duty is payable following execution of your Trust Deed, and
  • arranging for the required registrations, including the registration of your SMSF as a regulated fund with the ATO.

Setting up a self managed super fund with a company trustee - $1,168 including GST

This fee covers the costs of:

  • setting up a company to act as trustee,
  • registering the company with ASIC (including the $488 ASIC company registration fee)
  • providing the Trust Deed and other documentation to establish your SMSF. Additional fees may apply if stamp duty is payable following execution of your Trust Deed, and
  • arranging for all of the required registrations, including the registration of your SMSF as a regulated fund with the ATO.

Find out more about fees and costs
If you want to know more about the fees and costs please refer to the BT Panorama SMSF Establishment Service Guide.

Current as at 19 August 2018. Fees and costs are subject to change.

Tax and audit from $2,186 pa

We offer a choice of three simple administration packages – Core, Connect and Custom. So you’ll have the certainty of a flat dollar fee, plus the flexibility to add extras when you need them.

All costs are inclusive of GST unless otherwise stated.

Core
$1,900 pa
+
Annual audit
$286 pa

You hold all SMSF assets in your BT Panorama Investments account and up to one property.

Connect
$2,500 pa
+
Annual audit
$286 pa

You hold some SMSF assets outside of your BT Panorama Investments account and/or want the option to add extra properties or have segregated assets.

Custom
From $3,500 pa
+
Annual audit
$286 pa

You hold some more complex assets (eg derivatives, options, and international shares) or have a property with a related party loan. Ask us for a quote.

Additional fees

Fees

Amount

Trust Deed replacement

$187

Government charges

ATO and ASIC fees

Ad­di­tional ser­vices
eg Changes in your trustee, Additional tax services, Actuarial certificates

You have the flex­i­bil­ity to add these when you need them, so you only pay for what you need

Current as at 19 August 2018. Fees and costs are subject to change.
 

Find out more about fees and costs
If you want to know more about the fees and costs please refer to the BT Panorama SMSF Administration Service Guide.

Open an account

If you're ready to get started you can apply online in about 10 minutes.

Call 1300 554 267

Talk to a BT SMSF Consultant
8:30am-6:00pm Sydney time
Monday - Friday

Send us your questions about our SMSF solutions

Send your question via our online
form and a BT SMSF consultant will
call you back


What you need to know

1. BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017 and 2018. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a BT Panorama Investments account. Awards and ratings are current at the time of publication but are subject to change.

The information on this website has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at August 2018. The information provided is general in nature and does not take into account your personal needs, objectives or circumstances and therefore, before acting on it, you should consider whether it is appropriate for you and read the disclosure documents, including the terms and conditions or Product Disclosure Statement, before making any decision. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates Panorama Investments. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA). Together, these products are referred to as the Panorama products.

A Product Disclosure Statement or other disclosure document (PDS) for the Panorama products can be obtained by contacting BT on 1300 554 267 or by visiting www.bt.com.au/smsf. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products. In addition, BTPS is the provider of the Panorama SMSF Establishment Service and the Panorama SMSF Administration Service. The Guide and Terms and Conditions for these services are available on www.bt.com.au/smsf or by calling 1300 554 267.

BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, BT CMA and BT CMA Saver acquired through the Panorama operating system, an investment acquired using the Panorama operating system is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama operating system.

Conditions, fees and charges apply for BT CMA and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For term deposits issued by Westpac you may be entitled to payment under the Australian Government’s Financial Claims Scheme in the event that Westpac becomes insolvent. Payments under the Financial Claims Scheme are subject to a limit for each depositor for eligible deposits held in Westpac. Information about the Financial Claims Scheme can be obtained from www.fcs.gov.au BT CMA and term deposits are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

 

 

Talk to an SMSF consultant

Call 1300 554 267
(Mon-Fri 8:30am-6:00pm, Sydney time)