PDS and Enhancement Guides

BT Protection Plans PDS and Enhancement Guides from September 2007 to present

How to locate your policy documents 

To view the PDS and Enhancement Guides relevant to your policy, please select the date range from the list below that aligns to your policy risk commencement date. 

  • You can find your policy risk commencement date on your policy schedule and renewal letters.

Please note that, in some cases where your application for insurance was made immediately prior to the introduction of a revised PDS, the relevant PDS may depend on the date of your application. 

We're here to help

If you have any questions or require clarification to ensure you review the correct documents, please contact us on 1300 553 764, 8.30am to 6.00pm (Sydney), Monday to Friday.

25 February 2017 – present

15 October 2012 - 24 February 2017

24 September 2007 - 14 October 2012

A target market determination has been made for Protection Plans products. Please visit bt.com.au/tmd for any of our target market determinations.

The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Please read the Product Disclosure Statement to see if this insurance is right for you.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714