When you take out life insurance with BT, it’s important to us that you get the highest standards of service as you prepare for your best financial future.
That’s why we’ve adopted the Life Insurance Code of Practice (Code). It reinforces our commitment to mandatory customer service standards and to protecting you, our customer, when you need us most.
The Code sets out our commitments and obligations to our customers on standards of fair practice and principles of conduct for our services, such as being open, fair and honest. It also sets out timeframes for us to respond to claims, complaints and requests for information.
The Code is monitored by an independent committee within the Financial Ombudsman Service to ensure effective compliance, and we can be sanctioned if we do not correct breaches of the Code.
The Code also sets out minimum standards that will apply to claims for cancer, heart attacks and strokes. These minimum standards will be regularly reviewed in consultation with medical specialists to ensure they keep pace with medical advancements.
So if you have a Living Benefit with BT, and need to make a claim for one of these conditions, you can be confident that your claim will be assessed against the latest medical definitions.
You can get a copy of the Code from the Financial Services Council website.
If you ever need to make a claim, you can be sure that you will be treated fairly and your claim will be assessed without delay.
Contact us to make a claim.
If you’re not satisfied with any aspect of your experience with us, we want to know about it so we can set it right. You have the right to make a complaint if you feel you haven’t received the right outcome.
For feedback, questions, or if wish to make a complaint, our Customer Relations Team will be able to support you on 132 135.
If you have a complaint and they can’t resolve it, they will refer it to our Complaints Team, where a dedicated case manager will acknowledge your complaint within 48 hours and be your point of contact until the resolution of your complaint.
If you have a complaint, we’ll aim to resolve it within 10 business days of receipt. If your complaint takes longer than this to resolve, we’ll explain the delay, keep you updated and remain in contact with you until it is resolved. If we can’t resolve your complaint within 45 days (or 90 days for superannuation policies), we will let you know why.
If you are still unhappy with the outcome of this process, contact Adrian Ahern, your customer advocate. Adrian will provide an objective and independent review of the outcome of your complaint. You can email Adrian at firstname.lastname@example.org
If you would like to learn more about our customer advocate and his appointment, please visit Westpac.com.au/contact-us
If you are unhappy with our response to your complaint, or you feel we are taking too long to resolve it, you have the right to take it further.
You also have a right to know the reasons for our decision and to have copies of any information we relied on.
For unresolved complaints about your life insurance outside superannuation, contact:
For unresolved complaints about your life insurance inside superannuation, contact: