Business Overheads insurance

Business Overheads insurance helps protect your livelihood by giving your business the cash flow it needs to cover day-to-day expenses, so you can focus on your recovery.

Insurance that changes with your needs

You have the option to change your level of cover so your policy continues to suit your needs no matter what life stage you're at.

Cover your costs

You can use the monthly benefit to pay allowable business expenses such as rent and utilities.

Claiming made easier

Enjoy the benefit of a dedicated claims manager to make the claims experience as easy as possible.

Product upgrades

All new product upgrades that don't result in an increase in premiums are automatically applied to your existing policy so you continue to hold the most up-to-date BT Protection Plans product available.

Low-cost fees

Around $1.20 a day provides Business Overheads insurance of $3,000 per month, and the premium may be tax deductible¹.

¹Based on rates for BT Protection Plans current as of June 2016. Cost based on Business Overheads insurance for a 45 year old, non-smoking male accountant, living in NSW, with a 30 day waiting period, 1 year benefit, paying a stepped annual premium.