BT Business Overheads Assured insurance helps protect your livelihood by giving your business the cash flow it needs to cover day-to-day expenses, so you can focus on your recovery.
Can be used to pay business expenses like rent, utility bills or insurance premiums
Provides monthly payments for up to one year
Can be combined with income protection for a greater level of cover
You have the option to change your level of cover so your policy continues to suit your needs no matter what life stage you're at.
You can use the monthly benefit to pay allowable business expenses such as rent and utilities.
Enjoy the benefit of a dedicated claims manager to make the claims experience as easy as possible.
All new product upgrades that don't result in an increase in premiums are automatically applied to your existing policy so you continue to hold the most up-to-date BT Protection Plans product available.
BT Protection Plans PDS and Policy Document (PDF 2.3 MB)
BT Protection Plans Business Overheads Assured TMD (PDF 232 KB)
BT Protection Plans Business Overheads TMD (PDF 231 KB)
BT Life Insurance Privacy Notice (PDF 100 KB)
A target market determination has been made for Protection Plans products. Please visit bt.com.au/tmd for any of our target market determinations.
The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Please read the Product Disclosure Statement to see if this insurance is right for you.
© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714