Business insurance – it’s smart business practice

There are different kinds of insurance you might need for your business.

Take away the ‘what if’ factor

There’s plenty that can go wrong in business – even if you’ve been running your own for years.

Having appropriate business overheads insurance reduces some of the risks.

Bring certainty to your business

Business overheads insurance provides a monthly benefit for up to 12 months to cover the fixed costs of your business if you're unable to work to your full capacity due to sickness or injury.

Cover is available for a range of fixed business costs including rent, gas and electricity to help keep your business going.

Next: Is it worth having insurance inside super?

We have a range of insurance products to protect you and your family

Knowing which types of insurance to select depends on your circumstances. We explain what to look for.
Discover the different types of insurance that can protect valuables like your home and contents, your car – and even your holiday plans.
When a crisis occurs, your insurance kicks into action. BT offers our insurance customers a dedicated claims team, who aim to make the process quick and easy.

BT Protection Plans are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS), except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472 (WSAL) as trustee of the Westpac MasterTrust ABN 81 236 903 448. WLIS and WSAL are wholly owned subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (the Bank).  The Bank does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply.  Read the Product Disclosure Statement to see if this insurance is right for you.

© BT - Part of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714