Business insurance – it’s smart business practice

There are different kinds of insurance you might need for your business.

Take away the ‘what if’ factor

There’s plenty that can go wrong in business – even if you’ve been running your own for years.

Having appropriate business overheads insurance reduces some of the risks.

Bring certainty to your business

Business overheads insurance provides a monthly benefit for up to 12 months to cover the fixed costs of your business if you're unable to work to your full capacity due to sickness or injury.

Cover is available for a range of fixed business costs including rent, gas and electricity to help keep your business going.

Next: Is it worth having insurance inside super?

We have a range of insurance products to protect you and your family

Knowing which types of insurance to select depends on your circumstances. We explain what to look for.
Discover the different types of insurance that can protect valuables like your home and contents, your car – and even your holiday plans.
When a crisis occurs, your insurance kicks into action. BT offers our insurance customers a dedicated claims team, who aim to make the process quick and easy.

A target market determination has been made for Protection Plans products. Please visit for any of our target market determinations.

The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Please read the Product Disclosure Statement to see if this insurance is right for you.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714