Business insurance – it’s smart business practice

There are different kinds of insurance you might need for your business.

Take away the ‘what if’ factor

There’s plenty that can go wrong in business – even if you’ve been running your own for years.

Having appropriate business overheads insurance reduces some of the risks.

Bring certainty to your business

Business overheads insurance provides a monthly benefit for up to 12 months to cover the fixed costs of your business if you're unable to work to your full capacity due to sickness or injury.

Cover is available for a range of fixed business costs including rent, gas and electricity to help keep your business going.

Contact a BT Wealth Consultant to discuss Business Overheads insurance
Knowing which types of insurance to select depends on your circumstances. We explain what to look for.
When it comes time to make a decision about personal insurance, it’s hard to know where to start. So to help you with this process, we’ve identified some key things you may want to consider when it comes to your insurance if it is held inside super.
Having adequate personal insurance in place can be very affordable. We explain the costs involved across several types of cover including Term Life insurance.

BT Protection Plans are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS), except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472 (WSAL) as trustee of the Westpac MasterTrust ABN 81 236 903 448. WLIS and WSAL are wholly owned subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (the Bank).  The Bank does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply.  Read the Product Disclosure Statement to see if this insurance is right for you.

© BT Financial Group – a division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714