Follow these simple steps to help you understand the different types of cover and levels of cover that are right for your needs.
Consider the level of cover for your needs by taking into account:
Get in touch with your super fund to know how much protection your fund provides. If it’s insufficient for your needs, think about options such as increasing it, arranging directly held insurance or holding a combination of both.
Insurance is important for your financial well being. A financial adviser can take your personal circumstance in to consideration and recommend solutions base on your personal needs and objectives.
Knowing which types of insurance to select depends on your circumstances. We explain what to look for.
A target market determination has been made for Protection Plans products. Please visit bt.com.au/tmd for any of our target market determinations.
The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Please read the Product Disclosure Statement to see if this insurance is right for you.
© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714