If you are unsure which type of account you have, or to find your account name and number, you can check your latest statement, your welcome pack, or sign in to your account online.
You can make additional payments to your Panorama Investment account by:
Deposits can be initiated from external bank accounts.
BSB: 262-786
Account: your Panorama Investment account number
To make a payment to your Panorama Investment account with BPAY, you will need to enter the following Biller code and Reference.
Biller code: 220186
Reference: your Panorama Investment account number
Cheques should be made out to:
BT CMA <Account name and account number>
Mailing address:
Panorama
GPO Box 2861
Adelaide SA 5001
To ensure any contributions via direct debit are received before the end of the financial year, make sure your nominated bank account is linked and verified ahead of time. This must be completed by logging into BT Panorama. It will take approximately two business days to verify a bank account once it is linked, and approximately three business days for a direct debit deposit to settle. You can view more information on how to link and verify a new bank account.
You can make additional payments to your BT Super Invest account by:
Deposits can be initiated from external bank accounts.
BSB: 262-750
Account: your BT Super Invest account number
When making Direct Credit contributions to BT Super Invest, the following references (in bold) will need to be included by the person making the contribution to ensure the reference is classified correctly.
Super Guarantee (SG): Employer
Employer voluntary: Employer voluntary
Salary sacrifice: Salary sacrifice
Personal contribution: Personal
Spouse contribution: Spouse
Personal Injury contribution: Personal injury
CGT contribution – Retirement Exemption: CGT Retirement
CGT contribution – 15 Year Exemption: CGT 15 Year
Superannuation rollover: Rollover
Downsizer contribution^: Downsizer
^ You must notify us that the contribution is a Downsizer contribution either before or at the time of making the contribution by providing a completed ‘Downsizer contribution into superannuation form’ available from ato.gov.au or by logging in to your account at panoramainvestor.com.au and visiting the document library.
To make a payment to your BT Super Invest account with BPAY, you will need to enter a Reference and Biller code.
Personal contribution: 260489
Spouse contribution: 260471
Cheques should be made out to:
BT Super Invest <Account name and account number>
Mailing address:
BT Super Invest
GPO Box 2861
Adelaide SA 5001
You can make additional payments to your BT CMA Saver account by:
Deposits can be initiated from external bank accounts.
BSB: 262-786
Account: your BT CMA Saver account number
To make a payment to your BT CMA Saver account with BPAY, you will need to enter the following Biller code and Reference.
Biller code: 220186
Reference: your BT CMA Saver account number
Cheques can be posted to:
GPO Box 2861 Adelaide SA 5001
To ensure any contributions via direct debit are received before the end of the financial year, make sure your nominated bank account is linked and verified ahead of time. This must be completed by logging into BT Panorama. It will take approximately two business days to verify a bank account once it is linked, and approximately three business days for a direct debit deposit to settle. You can view more information on how to link and verify a new bank account.
You can make additional payments to your BT Panorama Super account by:
Deposits can be initiated from external bank accounts.
BSB: 262-750
Account: your BT Panorama Super account number
When making Direct Credit contributions to BT Panorama Super, the following references (in bold) will need to be included by the person making the contribution to ensure the reference is classified correctly.
Super Guarantee (SG): Employer
Employer voluntary: Employer voluntary
Salary sacrifice: Salary sacrifice
Personal contribution: Personal
Spouse contribution: Spouse
Personal Injury contribution: Personal injury
CGT contribution – Retirement Exemption: CGT Retirement
CGT contribution – 15 Year Exemption: CGT 15 Year
Superannuation rollover: Rollover
Downsizer contribution^: Downsizer
^ You must notify us that the contribution is a Downsizer contribution either before or at the time of making the contribution by providing a completed ‘Downsizer contribution into superannuation form’ available from ato.gov.au or by logging in to your account at panoramainvestor.com.au and visiting the document library.
To make a payment with BPAY, you will need to enter a Reference and Biller code.
Personal contribution: 260489
Spouse contribution: 260471
Cheques should be made out to:
BT Panorama Super <Account name and account number>
Mailing address:
Panorama Super
GPO Box 2861
Adelaide SA 5001
To ensure any contributions via direct debit are received before the end of the financial year, make sure your nominated bank account is linked and verified ahead of time. This must be completed by logging into BT Panorama. It will take approximately two business days to verify a bank account once it is linked, and approximately three business days for a direct debit deposit to settle. You can view more information on how to link and verify a new bank account.
Note: Legislative changes may place restrictions on contributions by employers. Visit the ATO website at ato.gov.au for more information on ways employers can make contributions, and the data and payment standards.
®BPAY is registered to BPAY Pty Limited ABN 69 079 137 518.
* There is no charge for accepting any rollovers, however before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.
Superannuation is a long-term investment. The Government has placed restrictions on when you can access your preserved benefits. The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. In addition, the Government has set a non-concessional contributions cap. For more detail, speak with a financial adviser or visit the ATO website.