• Easy super administration – free access to QuickSuper so you can make super payments for all of your employees quickly and at no cost.

  • MySuper compliant Lifestage investing – comply with your super obligations and give your employees an investment portfolio that changes to suit their stage of life.

  • Super support – answers to all your super questions through our large support and advice network. 

  • Member wellbeing program – we help members live well with a range of wellbeing tools and offers through their super.

  • Quality insurance – award winning insurance that’s there to support members when they need it most. 

The BT Lifetime Super – Employer Plan makes it easy for employers to look after their super obligations. 

At BT we believe in preparing our members for their best possible financial future. This includes ensuring we understand people’s financial interests and needs as they change over time. We’ve developed a broad advice offering so we can give the most appropriate advice to members at any time during their super journey.

Being part of the Westpac Group, we can offer members access to special offers on a range of Westpac Group banking and wealth products, services and expertise.

For more information about  our banking and wealth offer please contact us.

Investment options

BT are the pioneers of Lifestage investing in the Australian market, with more than 10 years’ experience in managing Lifestage investment funds.

Lifestage investing automatically adjusts the mix of growth and defensive assets throughout an employee’s working life, with the aim of maximising growth when they are young and reducing risk as they approach retirement. The automatic adjustments particularly benefit members who don’t wish to take an active role in their super investment.

For more information on Lifestage investing
watch this short video on BT MySuper Lifestage Funds.

BT MySuper Lifestage Funds

For members who do wish to take an active role in their super investment, they have the option to make their own investment choices from our easy-to-understand investment choice menu. 

If you’d like to learn more about our Investment options click here

When it comes to preparing for the future, insurance and super go hand in hand. Our approach to insurance stems from our wellbeing philosophy and is focused on helping employees live well by protecting them against unforeseen circumstances.

You can offer employees a choice of standard or tailored cover and increase the level of cover to suit the size and needs of your workforce. Insurance options include Death Only, Death & Total and Permanent Disablement, and Salary Continuance for benefit periods of 2 years, 5 years and up to age 65.

When things go wrong we are committed to supporting members to get well and return to work as soon as possible, wherever possible. Members who submit a claim are supported throughout the entire process by a dedicated Claims Manager who ensures each case is assessed on its own merit and all valid claims are promptly paid. 

For more information about our quality insurance cover contact us.

Couple on boat

Why choose BT?

BT offers you a simple solution for Employer Super that ticks all the boxes while providing employees with options for investments and insurance. Our financial stability, reputation and experience can help ensure that your employees prepare for their best financial future.

About BT Super

BT Super is offered by BT Financial Group, the wealth management arm of The Westpac Group. We’re one of the largest administrator of super, retirement and investments in Australia.

 

If you have any questions about Super for your employees, contact us for more information

BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090 (BTFM) is the trustee of Retirement Wrap USI BTA0136AU RSE R1001327 ABN 39 827 542 991 and the issuer of interests in BT Lifetime Super – Employer Plan. A Product Disclosure Statement and other relevant disclosure documents (together, the PDS) are available for BT Lifetime Super – Employer Plan and can be obtained by calling 132 135,or visiting bt.com.au. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Lifetime Super – Employer Plan.  BTFM is a member of Westpac Banking Corporation ABN 33 007 457 141 (the Bank).  An investment in BT Lifetime Super – Employer Plan is not an investment in, deposit with or any other liability of the Bank or any other company in the Westpac Group.  It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. The Bank and its related entities do not stand behind or otherwise guarantees the capital value or investment performance of BT Lifetime Super – Employer Plan.

The information shown on this site is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.  The information provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such.

BTFM has not reviewed any awards or other industrial instruments or agreements that are, or may become relevant to your employees. BT Lifetime Super – Employer Plan may not satisfy your obligations under any such award or industrial instrument or agreement. Before making a decision about BT Lifetime Super – Employer Plan, we recommend that you seek legal advice on its appropriateness, having regard to the requirements of any awards or other industrial instruments or agreements that are, or may become applicable.

BT Financial Services Guides can be obtained by calling 1300 653 553, or visiting www.bt.com.au.  © BT Financial Group – A Division of Westpac Banking Corporation.