Every employer in Australia is required to pay at least 9.5% of an eligible employee’s earnings into a complying super fund.

At BT we believe the greatest wealth is to live well. That’s why we focus on supporting the overall wellbeing of our members as well as their financial health

As part of the Westpac Group, BT offers the financial stability and expertise to give your employees confidence their super is in the best hands. 

  • Easy super administration – free access to QuickSuper [link] so you can make super payments for all of your employees quickly and at no cost.

  • MySuper compliant Lifestage investing – comply with your super obligations and give your employees an investment portfolio that changes to suit their stage of life.

  • Super support – answers to all your super questions through our large support and advice network. 

  • Member wellbeing program – we help members live well with a range of wellbeing tools and offers through their super.

  • Quality insurance – award winning insurance that’s there to support members when they need it most. 

The BT Lifetime Super – Employer Plan makes it easy for employers to look after their super obligations. 

If you have any questions about your super, contact us for more information.


Fund details BT Lifetime Super – Employer Plan
Retirement Wrap USI BTA0136AU RSE R1001327 ABN 39 827 542 991Trustee BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090

Fund details BT Business Super
Westpac Master Trust Superannuation Division USI WFS0112AU RSE R1003970 ABN 81 236 903 448Trustee Westpac Securities Administration Limited ABN 77 000 049 472 AFSL 233731 RSE L0001083

BT has not reviewed any awards or other industrial instruments or agreements that are, or may become relevant to your employees. BT Lifetime Super – Employer Plan or BT Business Super may not satisfy your obligations under any such award or industrial instrument or agreement. Before making a decision about BT Lifetime Super – Employer Plan or BT Business Super, we recommend that you seek legal advice on its appropriateness, having regard to the requirements of any awards or other industrial instruments or agreements that are, or may become applicable.

The information provided is factual only and does not constitute financial product advice.  Before acting on it, you should seek independent financial and tax advice about its appropriateness to your objectives, financial situation and needs.

BT Financial Services Guides can be obtained by calling 1300 653 553, or visiting www.bt.com.au.

An investment in BT Lifetime Super – Employer Plan or BT Business Super is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) or any other company in the Westpac Group.  It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. The Bank and its related entities do not stand behind or otherwise guarantees the capital value or investment performance of BT Lifetime Super – Employer Plan or BT Business Super.