Investment cash interest rates

Take a look at the latest interest rates for our BT cash investments. These rates are calculated every business day.

Cash interest rates

BT Super for Life - Super Cash investment interest rate
Effective date Interest rate
17 Oct 2016 1.40%
11 Aug 2016 1.55%
17 May 2016 1.80%
8 May 2015 1.90%
1 April 2015 2.15%
17 September 2013 2.40%
16 August 2013 2.50%
11 July 2013 2.65%
14 May 2013 2.70%
7 Feburary 2013 2.80%
10 December 2012 2.95%
5 October 2012 3.10%
9 July 2012 3.35%
8 June 2012 3.60%
4 May 2012 3.75%
8 Mar 2012 3.95%
12 Dec 2011 4.10%
3 Nov 2011 4.25%
8 Mar 2011 4.50%
10 Nov 2010 4.40%
7 Oct 2010 4.20%
6 May 2010 4.05%
8 Apr 2010 3.90%
3 Mar 2010 3.75%
4 Feb 2010 3.50%
3 Dec 2009 3.30%
12 Oct 2009 3.05%
9 Apr 2009 2.85%
9 Mar 2009 3.10%
6 Feb 2009 3.65%
8 Dec 2008 4.65%
12 Nov 2008 5.65%
9 Oct 2008 6.40%
3 Jun 2008 7.40%
5 Mar 2008 6.00%
7 Feb 2008 5.70%
9 Nov 2007 5.50%
29 Oct 2007 5.25%

* rate is current as at 17 Oct 2016. Rate is subject to change at any time. The interest paid out on a BT Super for Life Super Cash account will differ according to the following scenarios:

  • In a BT Super for Life Retirement or Transition to Retirement account, the interest paid will be 1.40% p.a. No tax is payable on the interest.
  • In a BT Super for Life Super account, the interest paid will be 1.40% p.a. minus 15% tax. In this account, the customer is unable to access their money until they are retired, or reach their preservation age or meet a condition of release.

1. Interest rates shown are gross annualised rates before the deduction of management costs (currently nil) and earnings tax (currently 15%).
2. Interest rates are determined in advance and may increase or decrease at any time without notice.
3. Past interest rates are not an indication of future interest rates or performance.