Learn about investing

Investing is a cornerstone of wealth. Discover what’s involved, the main types of investments and what you can do to potentially make your money work harder.

Investing involves selecting assets that can work for you to provide additional income and potential capital growth to help grow your wealth.

Goals give us something to work towards – a blueprint for the future. Discover the different sorts of investment-related goals you might consider working towards.

All investments involve some degree of risk. The key is to select investments that have a level of risk you are comfortable with.

Spreading your money across a number of different investments has the potential to reduce risk. 

Cash assets can play a valuable role in your portfolio, offering safer returns and in many cases letting you access your money when you need it.

Fixed interest investments like government bonds can offer the potential to earn higher returns than cash.

We explain how to manage your portfolio through a process known as ‘rebalancing’ so that it continues to reflect your goals and your comfort with risk.
Online solutions can help you deal with the administration tasks associated with managing a portfolio of investments by keeping them, and the associated reporting, all in the one place.
Learn how gearing can impact positively (or negatively) on your returns and discover how to help manage the risks of gearing.

We explain some potential downsides of investing and the steps you can take to help manage or possibly avoid them.

Discover why choosing a BT investment can be an important step in achieving your goals with the benefit of our experience, expertise and a wide range of investment options.

BT Invest is a new way to invest your money, how you want, when you want. Pick from one of our 5 ready-made managed portfolios, or you can choose the build your own portfolio option and select from over 50 managed funds, 7 managed portfolios or 15 term deposits.

  • Expert support

  • Choice and control over your investments

  • Integrated with your banking

Do you have a question about managing, growing or protecting your money? Contact us to arrange the type of advice that is appropriate for you

Since 1969, our business has been built on the expertise and innovation of our investment specialists. Today we help thousands of customers find the investment solutions that suit their personal needs, goals, life stage and tolerance for risk.

BT doesn’t offer a ‘one-size-fits-all’ investment approach. We understand that investors have differing goals and attitudes towards investing, so we make available a wide choice of investment options.

Depending on the kind of support you’re looking for, BT has a range of experts, from investment managers through to our team of financial advisers. We know that investing can seem daunting but sometimes all it takes is support you can trust to set you on a path to success. 

* BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates BT Invest. BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the responsible entity and issuer of interests in BT Cash and Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 is the responsible entity and issuer of interests in BT Managed Portfolios (the Panorama products). An Investor Guide is available for BT Invest and a PDS is available for BT Cash and BT Managed Portfolios. These disclosure documents can be obtained by clicking here or calling 1300 881 716.  You should obtain and consider the disclosure documents before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products. BTPS, BTFM and WFSL are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Apart from any interest investors may have in Westpac term deposits or securities acquired through BT Invest, an investment in or acquired through BT Invest is not an investment in a bank or a bank deposit. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not guarantee an investment in or acquired through BT Invest.