BT Financial Group is very serious about the level of security used to protect the information which passes between your computer and our secure web servers. This includes the straight-through login from the public site. Even though the login form appears on the unencrypted public site, it has been coded so that all data entered into it is encrypted before being submitted, so it takes advantage of the 128-bit Verisign key which is used by the secure site.
Note that only BTOnline and BT Online Employer currently do this; our other secure sites do not have any username or password information sent from the public site.
The BTOnline and BT Online Employer websites have a number of security features:
Life insurance is an important part of any solid financial plan and helps provide financial security for you and your family when it's needed most. Let's look at the different types of life insurance that can help you and your family prepare for the best outcome in case the unexpected happens. This guide will give you an idea of the different types of insurance, what you can protect, and can help you start a conversation with a financial adviser about insurance.
Income protection. A monthly payment if an illness or injury prevents you working for a period of time.
Total and permanent disablement. A lump sum payment if you can no longer work due to a total and permanent disablement.
Term life. A lump sum payment to your family when you die or to you if you are diagnosed with a terminal illness.
Living insurance. A lump sum payment if you suffer one of a list of specified medical conditions or injuries.
Nothing can replace your health or your life
What insurance cover can do is ease the financial stress by providing funds to help take care of you and your family if the unexpected happens.
The first step is to find out what type of insurance might be right for you.
Pays a lump sum in the event of death or on diagnosis of a terminal illness.
Replaces up to 80% of your monthly income if you're unable to work due to sickness or injury.
Provides financial support if you suffer a specified medical condition like cancer, a heart attack or stroke.
Relieves some of the financial stress if you are totally and permanently disabled.
Claims are the very reason you have insurance. Even though every one of us hopes that we will never have to make a claim on our insurance, the only reason we take out insurance is just in case we do.
If you have an insurance policy and one of the events you are covered for happens, you can make a claim. If your claim is accepted, you will receive a benefit or payout from your insurer.