Matt Rady
Chief Executive Officer
Matthew Rady was appointed Chief Executive Officer BT Financial Group in October 2021.
BT is part of the Westpac Group and has a 50 year history of providing wealth management services and supporting financial advisers. BT is one of Australia's leading platforms providers with $131 billion funds under administration, with a vision to enable quality financial advice to thrive.
Before joining BT, Matt was Chief Executive Officer at Allianz Retire+. He has more than 30 years’ experience in the financial services and wealth industries with executive roles in companies including Macquarie Group and global financial services technology company, IRESS.
Matt is also a Non-Executive Director at JDRF, a global not-for-profit supporting type 1 diabetes research.
Jason Brown
Head of Distribution, BT
Jason has worked across all segments of the Financial Services industry during his more than 30 year career, having spent the last 14 years at BT. He is currently Head of Platforms Distribution, overseeing the distribution and support of both Asgard and Panorama and working with dealer groups, asset consultants, fund managers, and advisers.
Jason is passionate about leveraging his team’s insights across the thousands of advice practices they work with to support the growth of financial advice. He holds a strong belief, evidenced throughout his career, that advised clients are better able to meet their goals in life.
Jason holds degrees in Business and in Investment Management, and is a Graduate of the Australian Institute of Company Directors. A proud Queenslander, Jason enjoys the outback and hiking, and spending time with his ever growing family including eight grandchildren.
Michael Lowndes
Head of Business Governance & Strategy
Mike has extensive and varied corporate experience having spent the last 5 years at Westpac and BT, with 12+ years in Professional Services. He was most recently BT’s Chief of Staff, overseeing the Executive office, internal governance functions, and financial crime and privacy capabilities which support our Advisers and investors. Mike holds a degree in Business and a Post-grad certificate in Management from MGSM. Outside of work, Mike enjoys spending time with his family, going for a long run, and watching all the sport he can.
Lucy Masters
Chief Risk Officer
Lucy joined the BT Executive team in September 2022 as the Chief Risk Officer for BT. Lucy has approximately 25 years’ experience in the Financial Services sector having worked for professional firms and international banks in Sydney, London, Singapore and New Zealand. Prior to commencing as BT CRO, Lucy had completed 4 years as a senior Head of Internal Audit at Westpac, responsible for auditing Financial Crime, Compliance and Conduct as well as the Specialist Businesses Division consisting of the Superannuation, Platforms and Investments businesses as well as Auto Finance, Banking as a Service and the Pacific.
Previous to this Lucy worked for Citibank as the APAC and Japan Regional Director for Internal Audit for Compliance and AML, based in Singapore and Sydney. Prior to Citi, Lucy worked at Barclays Bank PLC in both London and Singapore as the Internal Audit Director responsible for Compliance and Central Functions for the APAC region. Prior to Barclays, Lucy again worked for Westpac Group Audit in Sydney and Wellington, and before that, PwC in London and Sydney. Lucy currently leads a team of approximately 25 staff and has led similar sized teams for the past 8 years. Lucy is a member of the Australian Institute of Company Directors and the Institute of Internal Auditors, and holds and Bachelor of Commerce from Australian National University.
Richard Holmes
CIO Specialist Businesses Division, Technology
Richard was appointed to the role of CIO, Specialist Businesses Division in February 2021, taking on responsibility for the portfolio of Businesses under strategic review for potential divestment. In this role Richard is accountable for technology strategy, divestment activities, project execution and operational management.
Prior to this role, Richard has held many senior IT positions across the Group including CIO Business Division, General Manager- Infrastructure and Operations and CIO Wealth, Retail and Business Banking.
With more than 25 years’ experience in Information Technology Richard has also held roles in Advance Funds Management, Digital Equipment Corporation and Bankers Trust after starting his career at William Mercer Fraser UK as an Actuarial student.
Sarah Britt
Head of BCM & Regulatory Affairs
Sarah Britt joined Westpac in early 2021 and is now Head of BCM & Regulatory Affairs for BT. She has over 25+ years’ experience in legal (predominantly litigation), line 2 compliance and risk and regulatory roles in Australia, Singapore and the UK. Sarah has spent the past 20 years working in large financial services organisations leading high performing teams. In addition to managing Regulatory Affairs for BT, Sarah leads a number of risk and regulatory change programs.
Andrew Doyle
Chief Financial Officer
Andrew Doyle joined as Chief Financial Officer of BT Financial Group in May 2021.
Before joining BT, Andrew was the CFO for Wealth Management at the Commonwealth Bank, and prior to that was the CFO of CFS Global Asset Management. Andrew has more than 25 years’ experience in the financial services and wealth industries and has held executive roles with the Commonwealth Bank, Bankwest and also PwC Consulting.
Sharyn Baker
Head of Service and Operations
Sharyn has extensive experience in financial services and wealth management across a range of senior leadership roles over 20+ years.
Sharyn joined BT in 2016 as Change Director for various large programs, including BT Advice’s control uplift and BT’s Advice Separation, after which she took on a range of customer service roles including Head of Customer Transformation and Governance and more recently Head of Platforms Service and Operations. Sharyn now runs our ~700 person-strong Service and Operations business.
She is an influential leader dedicated to delivering exceptional customer and organisational outcomes by helping her people develop capabilities that support their personal and professional growth.
Sharyn has a Master of Business Administration (MBA). Outside of the financial services industry, Sharyn is an active member of the Coogee Surf Life Savings Club and has held roles including Assistant Competition Director for the Coogee Minnows.
Stuart Cadzow
Head of Investment Product Solutions
Stuart was appointed Head of Investment Product Solutions for BT Investment Solutions in March 2022.
Prior to joining BT, Stuart has worked across a number of executive roles within the Macquarie Group, both in Australia and overseas. He has more than 20 years’ experience in the financial services, funds management, banking and wealth with specialist expertise in Investment solutions, product design and distribution.
Stuart has a Bachelor of Commerce from the University of New South Wales majoring in Accounting and Finance.
Kathryn Cosentino
Acting Chief Product Officer
Kathryn is responsible for leading BT’s platforms superannuation and investment offers.
Kathryn has over 25 years’ experience in financial service with a career spanning insurance, operations, superannuation and investments.
Prior to joining BT in May 2022, Kathryn has held a number of senior roles and most recently was the Head of Wrap Platforms at Insignia Financial where she was responsible for the MLC and IOOF superannuation and investment platform.
Kathryn has a Bachelor of Commerce from Macquarie University.
Ronna Ludgate
Head of Transformation
Ronna joined Westpac in 2020 working with Customer & Corporate Services in transformation, focussing on complex strategic and operational problems, at a divisional and enterprise level.
She has more than 25 years’ experience in financial services and professional services and during her time at KPMG worked very closely with BT. She has also worked at AMP, Suncorp and CBA in wealth management and insurance.
With an approach to problem solving honed through years of transformation leadership, Ronna engages broadly and thinks laterally to resolve some of the most pressing reform challenges in the sector in a sustainable and replicable way.
Ronna has a Bachelor of Commerce from Wollongong University.