Understanding SMSFs

An SMSF can give you greater flexibility, however they can also involve risk. Here we provide articles and guides on some key aspects to consider to work out if an SMSF is right for you.

As an SMSF trustee it’s essential to understand the key steps to managing your investment strategy and the importance of reviewing your strategy regularly.
It’s important to understand the types of costs associated with running a Self Managed Super Fund. Here we overview some of the common costs.
The SMSF sector is the largest sector in the Australian superannuation industry, with increasing numbers of people deciding they want more direct control of their retirement savings. Setting up your own superannuation fund is a big decision and isn’t right for everyone, so it’s important to understand the basics before getting started.
2 min read
Once you’ve decided an SMSF is right for you, it’s important to understand the steps involved in getting your SMSF established. We outline the 5 key steps.
2 min read
As the Trustee or Director of the corporate trustee of your SMSF it is essential that you understand the stringent rules that apply. Here we look at some of the key rules.
Self Managed Super Funds can offer Tustees more control over the taxation of their superannuation however like all aspects of SMSFs there are rules that apply.
Setting up an SMSF means as a trustee, you can choose how to invest and manage your super savings. Below we explore the main benefits to managing your own superannuation.
2 min read
With the superannuation announcement from Budget night now having been passed onto law by Parliament, many people may be thinking what’s next.
3 min
As with other aspects of Self Managed Super Funds there are rules around who can be a Trustee or Director of the corporate Trustee of your SMSF. This article explains some of those Trustee rules.
As a trustee for a Self Managed Super Fund you need to consider who will be responsible for the administration of the fund if he person currently looking after it is not around.
There are strict laws and regulations that govern SMSFs. As a trustee of your own superannuation fund you’re held responsible for your investments and complying with super and tax laws. Make sure you understand the risks before you get started.
2 min read
  • A world of investments – It’s easy to build a diversified portfolio with access to a wide range of investments, all in one place

  • You’re in control – You’ll get access to intelligent portfolio tracking and smart SMSF tools to help you stay on track.

  • Expert solution - When you need help, our team of dedicated SMSF Consultants are here to assist you.

The information in this document has been prepared by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The information is general in nature and does not take into account your personal needs, objectives or circumstances and therefore, before acting on this information, you should consider whether it is appropriate for you.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates BT Panorama Investments (the investor directed portfolio service operated by BTPS). BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the responsible entity and issuer of interests in BT Cash and Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 is the responsible entity and issuer of interests in BT Managed Portfolios. An Investor Guide is available for BT Panorama Investments and a PDS is available for BT Cash and BT Managed Portfolios (the Panorama products). These disclosure documents can be obtained from BTPS by visiting www.bt.com.au/smsf or calling 1300 881 716. A person should obtain and consider the disclosure documents before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products.

In addition, BTPS is the provider of the Panorama SMSF Establishment Service and the Panorama SMSF Administration Service. The Guide and Terms and Conditions for these services are available by visiting www.bt.com.au/smsf or calling 1300 881 716

BTPS, BTFM and WFSL are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Apart from any interest investors may have in Westpac term deposits or securities acquired through Panorama, an investment in or acquired through Panorama is not an investment in a bank or a bank deposit. Westpac and its related entities do not guarantee an investment in or acquired through Panorama Investments.

© Westpac Banking Corporation 2016