BT Margin Loan calculator

Use this calculator to test the potential effect of using a margin loan and regular gearing to increase your investment returns. Please note that margin lending will also magnify any losses.

Vary your investment scenario by dragging the squares on the bars below the graph.

Check the table below the calculator for an explanation of each scenario variable.

Want to know more about borrowing to invest and about regular gearing?

Vary your calculation

Change the variables in your investment scenario.

Period Length of time you will hold your investment
Initial Deposit Deposit you make to start your investment
Regular Deposit Amount you add to your investment each month
Annual Growth Growth you believe you can obtain from your investment
Annual Income Return on investment that you believe you can average each year
Gearing Lending ratio that you would try to maintain over the life of the investment