Product disclosure statements
- Managed funds
- Superannuation: Personal and Retirement
- Superannuation : Employer
- Margin lending
- Wrap
- Insurance
- What is a Product Disclosure Statement?
Product disclosure statements, product updates, and disclosure notices
- If the change to the information in the Product Disclosure Statement is materially adverse, we will issue a Supplementary Product Disclosure Statement, these are available through the "Download" links below.
- Product updates such as fund or benchmark changes are available here.
-
Disclosure Notice
We may also become aware of information that is not generally available but if it were generally available, would reasonably be expected to have a material effect on the price or value of interests in a managed fund. Such information will be included in a disclosure notice.
| Managed funds | Method | Product updates & Disclosure notices |
|
|---|---|---|---|
| BT Investment Funds (includes BT Cash Management Trust) |
By post | Download | Product updates |
| BT Classic Investment Funds | By post | Download | Product updates |
| BT Premium Cash Fund | By post | Download | Product updates |
| BT Investor Choice Funds (includes Westpac Cash Management Trust) |
By post | Download | Product updates |
| BT Multi-manager & Partner Funds These are available from the investment options page, there is a separate PDS and product update (where issued) for each fund. |
Download | Product updates | |
| Financial Services Guide BT Funds Management Limited & BT Funds Management No.2 Limited & Westpac Financial Services Ltd. |
Download (PDF 86KB) | ||
| Superannuation: Personal and Retirement | Method | Product updates & Disclosure notices |
|
|---|---|---|---|
| BT Super for Life Product Disclosure Statement (PDS) Additional Information Brochure |
Download PDS (PDF 832KB) Download AIB (PDF 251KB) |
||
| BT Lifetime – Personal Super Product Disclosure Statement (PDS) Additional Information Brochure (AIB) Consolidated PDS & AIB |
By post | Download | Product updates |
| BT Lifetime - Flexible Pension | By post | Download | Product updates |
| Financial Services Guide BT Funds Management Limited & BT Funds Management No.2 Limited & Westpac Financial Services Ltd. |
Download (PDF 59KB) | ||
| BT Super for Life Trustee | Download (PDF 86KB) | ||
| Superannuation: Employer | Method | Product updates & Disclosure notices |
|
|---|---|---|---|
| BT Lifetime Super Employer Plan
Product Disclosure Statement (PDS) Additional Information Brochure (AIB) |
By post | Download | Product updates |
| BT Business Super
Product Disclosure Statement (PDS) Additional Information Brochure (AIB) |
By post | Download | Product updates |
| Are you unable to download the PDFs? Learn how to remove the pop-up blockers to enable you to download PDFs. | |||
| Financial Services Guide | |||
| BT Lifetime Super - Employer Plan
BT Funds Management Limited & BT Funds Management No.2 Limited & Westpac Financial Services Ltd. |
Download (PDF 59KB) | ||
| BT Business Super
Westpac Securities Administration Limited & Westpac Life Insurance Services Limited. |
Download (PDF 412KB) | ||
| Margin lending | Method | Product updates & Disclosure notices |
|
|---|---|---|---|
| BT Margin Loan
BT Margin Lending Margin Loan Product Disclosure Statement |
Download (PDF 256KB) | ||
| Financial Services Guide
BT Securities Limited |
Download (PDF 140KB) | ||
| BT Margin Lending Facility Agreement | Download (PDF 340KB) | ||
| Standard BT Margin Loan Information | |||
| Wrap | Method | Product updates & Disclosure notices |
|
|---|---|---|---|
| Financial Services Guide
BT Portfolio Services Ltd |
Download (PDF 61KB) | Product updates | |
| Insurance | Method | Product updates & Disclosure notices |
|
|---|---|---|---|
| BT Protection Plans
Product Disclosure Statement and Policy Document |
Download (PDF 2.3MB) | ||
Other disclosure documents
In addition to PDSs and FSGs, this website also contains other disclosure documents such as brochures and annual reports.
What is a Product Disclosure Statement?
A Product Disclosure Statement or PDS is a document (or sometimes a group of documents) that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive.
A Financial Services Guide or FSG describes the financial services offered by, and important information about, a financial services licensee.
This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by entities within the BT Financial Group of companies, together with electronic access to the FSGs for these entities.
On 1 December 2008, Westpac Banking Corporation acquired all the issued shares of St.George Bank Limited. This means that St.George Group entities such as Asgard Capital Management Limited, Asgard Wealth Solutions Limited, Advance Asset Management Limited and St.George Life Limited form part of the Westpac Group.
Please note that some financial products, such as some bank products, are not required to have a PDS
