Product disclosure statements

Product disclosure statements, product updates, and disclosure notices

We may update the information in Product Disclosure Statements (PDSs) or change a product.

  • If the change to the information in the Product Disclosure Statement is materially adverse, we will issue a Supplementary Product Disclosure Statement, these are available through the "Download" links below.

  • We may also become aware of information that is not generally available but if it were generally available, would reasonably be expected to have a material effect on the price or value of interests in a managed fund. Such information will be included in a disclosure notice. Other product updates such as fund or benchmark changes are also available here.

Managed funds

BT Investment Funds (includes BT Cash Management Trust)

BT Classic Investment Funds

BT Global Share Fund

BT Investor Choice Funds (includes Westpac Cash Management Trust)

BT Balanced Deeming Fund

Lifestage Funds - A

These are available from the investment options page, there is a separate PDS and product update (where issued) for each fund.

BT Multi-manager & Partner Funds

These are available from the investment options page, there is a separate PDS and product update (where issued) for each fund.

BT Index and Diversified Index Funds

Advance Multi-manager Funds

Financial Services Guide

BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.

Superannuation: Personal and Retirement

BT Lifetime - Flexible Pension

Financial Services Guide

BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.

Superannuation : Employer

BT Lifetime Super - Employer Plan

BT Funds Management Limited &
BT Funds Management No.2 Limited &
Westpac Financial Services Ltd.

BT Business Super

Westpac Securities Administration Limited

Margin lending

BT Margin Loan

BT Securities Limited

BT Margin Lending Facility Agreement

Standard BT Margin Loan Information

Wrap

BT Portfolio Services Ltd

Insurance

BT Protection Plans

BT Reserve Reference Document

Other disclosure documents

In addition to PDSs and FSGs, this website also contains other disclosure documents such as brochures and annual reports.

What is a Product Disclosure Statement?

A Product Disclosure Statement or PDS is a document (or sometimes a group of documents) that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive.

A Financial Services Guide or FSG describes the financial services offered by, and important information about, a financial services licensee.

This page provides you with electronic access to the PDSs for financial products and services that are identified on this website and that are issued by entities within the BT Financial Group of companies, together with electronic access to the FSGs for these entities.

On 1 December 2008, Westpac Banking Corporation acquired all the issued shares of St.George Bank Limited. This means that St.George Group entities such as Asgard Capital Management Limited, Asgard Wealth Solutions Limited, Advance Asset Management Limited and St.George Life Limited form part of the Westpac Group. Please note that some financial products, such as some bank products, are not required to have a PDS.