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Consolidating your super
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Insurance in super
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BT Investment Options
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Fees
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About BT

BT is part of the BT Financial Group (BTFG), the wealth management arm of the Westpac Group. BTFG is the largest retail administrator of superannuation, retirement and investments in Australia with more than $130 billion in total investments*. At BT we've been helping Australians create and manage wealth since 1969 and we manage corporate superannuation plans for over 23,000 employers across Australia, with around 550,000 plan-members.

How to join.

* Westpac Group full year results as at 30 September 2016.

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An award winning fund

Financial advisers consistently rank BT as one of the best providers of superannuation and investment solutions in Australia and our commitment to service and product innovation has been regularly acknowledged by the financial services industry. Some of our awards are listed below:

  • Heron Partership Star Rating - 5 Star Quality Rating
  • Chant West Apples Rating - 5 Apples
  • Money Magazine Fund Manager - Best Fund Manager in both 2012 and 2013
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Benefits now

With BT Super's member benefits package - Benefits Now - you can access some great benefits right now. There are no qualifying periods, no complicated terms and conditions and no unnecessary paperwork - just simple, genuine savings.

  • Health and wellbeing discounts
  • Travel offers
  • Retail and entertainment offers

Members can access Benefits Now by logging into BT Online. Read more about Benefits Now.

Features of your super plan

MySuper

BT is MySuper ready

MySuper is an initiative of the Australian Government and means that super funds, like those chosen by your employer, are required to offer a product that is simple, cost-effective, and provides insurance cover.

BT has introduced our actively-managed Lifestage funds as our MySuper investment option, building on more than eight years experience in managing Lifestage funds for Australians.

Investment options

Option 1: Let us invest your super for you
BT's MySuper Lifestage investment option is well-suited for our members who are happy to let the experts manage their super.

Option 2: Choose your own investment mix
Make your own choice about how your super is invested. BT also offers over 30 investment options to create a super portfolio well-suited to your financial goals.

Insurance

BT Super offers a comprehensive range of insurance options, including Death, Total & Permanent Disability (TPD) and Salary Continuance (SCI) to cover yourself and your family against unforeseen circumstances.

You receive automatic cover without the need for medical checks and your cover automatically adjusts according to age. The premiums are paid directly from your super account and you have the option to change your level of cover.

Spouse accounts

At BT, we understand the value of family. Your spouse can also join BT Super and enjoy the same features and benefits. Spouses can apply for insurance cover and have access to a broad range of investment options.

Note: Your spouse must transfer their super to BT Lifetime Super - Employer Plan and they will be subject to different insurance premium rates.

Keeping you informed

We keep you up to date with important information about your BT Super account.

  • Quarterly Prepare Newsletter online. View the most recent Prepare newsletter.
  • Annual member statements
  • Continuous online access through to your account details via BT Online.

When you change jobs

When we are advised you have left your employer, you and your spouse and family members, will automatically become 'Personal members' within BT Lifetime Super - Employer Plan. This means you can keep your BT Super account and many of the benefits regardless of where you work.

You can keep your BT Lifetime Super - Employer Plan by completing a Choice form and forwarding this to your new employer. Choice forms can be found at bt.com.au

If you have any questions about the Staff Super Plan, contact your plan adviser Kevin Bradshaw or Serendipity payroll.
Email Kevin Email Payroll

Documents and downloads

BT Lifetime Super - Employer Plan investment options

If you wish to change to BT to access the enhanced offering, just complete this form. If you wish to rollover online you can use BT’s easy rollover tool.
Join now BT's easy rollover tool

Send your completed form to Serendipity Payroll, by emailing payroll@apm.net.au

You will receive your welcome pack in the mail with the details of your account.