BT Lifetime Super

The BT Lifetime Super – Employer Plan makes it easy for employers to look after their super obligations. The plan features a Lifestage default fund, managed by award-winning fund managers, as well as investment and insurance options should employers or employees wish to tailor their plan.

Who is this for?

BT Lifetime Super – Employer Plan is suitable for all types of employers, from small family-run businesses to large multi-nationals. Employers must have a minimum of two employees who join the plan, with an average minimum contribution of $2,700 per year

Key benefits for your client

MySuper compliant

Our MySuper investment option is based on Lifestage investing.  This approach offers a diversified portfolio designed and managed according to the member’s age.

Large support and advice network
We are the largest administrator of super, retirement and investments in Australia. We offer employers a broad range of financial advice from general, day-to-day questions through to Comprehensive Advice.

Investment and insurance options
Employers can tailor insurance arrangements to suit their employees while enjoying group premium rates. They can also choose to tailor investments by selecting from a range of managed funds and securities.

Flexible plans
Whether your client is looking for the simplest solution in order to meet their responsibilities, or whether they want something more comprehensive, we can help them create a plan that’s specific to their needs.

Benefits Now
The Benefits Now program provides plan members with deals on a range of products and services such as  travel, gym memberships, entertainment, banking and well known retail brands.

What are the investment options?

If an employee would prefer to choose their own investment mix, they can select from over 30 investment options offering exposure to different asset classes and different levels of risk.

See the Additional Information Booklet Part 2 – Investment

How is super administered?

Employers can manage their employees super and make contributions through BT Online Employer (BTOE). The online portal also allows employers to make contributions for all employees regardless of whether they have selected BT. A free clearing house facility is offered through QuickSuper.

Employees can also access BT Online to view their balance, make additional contributions, and switch their investment options.

Client options

The following plans are examples of what your client could offer their employees.

Standard plan

  • Lifestage Investing: the default option which invests each member’s super to a portfolio of assets that reflects their needs based on age
  • Compliance with MySuper requirements
  • Standard Cover Insurance ($300,000 of Death and Permanent Disablement cover)
  • Easy online administration with BT Online Employer
  • Client service centre
  • Phone-based and online training for BT Online Employer.

Tailored plan

  • Choice of over 40 different investment options, managed by award-winning fund managers
  • Compliance with MySuper regulations
  • Increased insurance coverage to include things such as Salary Continuance Insurance cover
  • Easy online administration with BT Online Employer
  • Support of an Onboarding Manager to work with your client to ensure a smooth transition
  • Dedicated Relationship Manager to help solve complex issues
  • Dedicated Client Executive for administration and payroll support
  • Onsite educational seminars for employees
  • Onsite one-on-one super consultations between employees and Member Consultants
How can we help you?