Total and Permanent Disability Benefit is available as a standalone policy, as an additional benefit on a Term Life Policy, or under Flexible Linking. There are four definitions of TPD cover.
Business Overheads can be vital to the survival of a business. It pays a monthly benefit to help cover the day to day costs of running a business for up to 12 months, if the insured person is disabled because of sickness or injury and is unable to work at their full capacity in their business.
25% off the first year’s premium only. Consider the ongoing premium in deciding whether to take out the insurance. Unless withdrawn earlier, the discount is only available for quotes received on or prior to 30 April 2020, where any subsequent application is lodged prior to 30 May 2020. Please read the Product Disclosure Statement at bt.com.au to see if this insurance is right for you. The information in this document does not take into account your personal circumstances.