Regulatory & technical updates

Older Australians generally want to live independently at home for as long as possible.

Perhaps it’s too early to say, but we have now seen the first tranche of Quality of Advice Review recommendations legislated.

Access our series of CPD accredited webinars to begin earning CPD points and stay on top of your professional development, including ASIC and Legislated CPD areas.

There are special rules for granny flat arrangements that may prevent the deprivation rules from applying. However they must satisfy a range of requirements.

There are many social security benefits with differing and complex eligibility criteria. This guide looks at some of the main payments and concession cards.

The latest key super, tax and social security rates, rules and thresholds for 2024/25.

Common and interesting questions relating to superannuation death benefits

Certainly not our first rodeo, but with the quarter coming to an end, and Parliament having risen for a few weeks.

Following on from a recent webinar on residential aged care, in this week's podcast we look at three questions that advisers asked during the session.

With the recent passage of the Delivering Better Financial Outcomes Bill, the Ongoing Fee Arrangement landscape is due to change early next year.

The first tranche of reforms from the Quality of Advice Review has passed through Parliament, received Royal Assent, and is now law. But has it been an unqualified success?

This podcast addresses five questions which were asked by advisers during and after the recent fortnightly webinar ‘Frequently asked and most interesting questions from the technical hotline'.

This podcast will recap the First Home Super Saver rules, explain the rules, touch on some recent changes and review when this may be beneficial for clients.

The release of ASIC Information Sheet 281 provides guidance to relevant providers seeking to access the experience pathway.

Around one third of marriages in Australia end in divorce. Generally, the financial impacts of separation on women are more significant than those felt by men.

May 14, 2024 was the day the Government delivered the 2024 Federal Budget. It would be fair to say it contained no surprises from a wealth perspective.

With limits to the amount an individual can contribute to superannuation without tax penalty each year, it’s important to understand the circumstances, strategies and solutions to excess contribution issues.

Not a quirk, but a quark – a fundamental constituent of matter. And in this case, what matters is getting the Quality of Advice Review legislation correct. In this podcast we look at the first tranche of the quality of advice review measures that has hit parliament in the form of a Bill.

This podcast addresses frequently asked and interesting questions relating to the superannuation conditions of release.

This podcast will touch on the recently legislated tax changes and indexation of some contribution thresholds that will apply from next financial year.

In our first episode for 2024, we celebrate International Women’s Day. Sarah Conte of BT’s Advice Technical & Regulatory team chats with Christine Lusher from Lush Wealth about the role financial advisers can play in accelerating progress towards closing the gender pay gap.

Contributions splitting can be a powerful strategy to boost retirement savings, help with balance equalisation and tax-effectively manage insurance held through super.

In pursuit of perfection, is 2024 the year to make a real difference – both for clients and for advisers? Five years on from the final report of the Financial Services Royal Commission,

This podcast addresses the proposed Division 296 tax that from 1 July 2025 will impose an additional tax liability on super earnings for those with super balances in excess of $3 million.

It has been a big year in advice, so this fortnight will look back on the key themes of calls from advisers to our technical hotline over the last 12 months, as well as looking at what strategy options are coming up for consideration as we head into 2024!

While changes were made to the breach reporting regime in 2021, the release of ASIC Corporations and Credit (Amendment) Instrument 2023/589 made modifications to reporting requirements and reporting timeframes from 20 October 2023.

Clients may establish SMSFs to hold investments supported by borrowing, or to give them the opportunity to do so in the future. Do you feel you are across who gearing is suitable for and what alternatives to traditional limited recourse borrowing arrangements (LRBAs) are available? In today’s podcast we touch on the key concepts of borrowing in an SMSF.

With over 18 months until the new proposed tax on super balances over $3M commences, is it too soon to start planning for its introduction? In this podcast we focus in on the proposed super tax and talk the issues and opportunities it might create.

This 18 Oct, 2023 podcast addresses four questions recently asked by advisers to the technical hotline.

Legislation to recognise the experience of eligible existing financial advisers as an alternative pathway to meeting the education requirement recently received Royal Assent. In this week’s podcast we explore the requirements needed to utilise this pathway.