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Things you should know

Information and investment figures are current as at July 2021. 

More information on the asset allocation and risk exposures of each fund can be found in the PDS. The asset allocation is set with the aim of achieving the investment objective. The asset allocation may change to suit market conditions. The above asset allocations are actual figures.  

Lifestage investment option performance figures are calculated in accordance with the APRA reporting standards. All other investment option performance figures are calculated in accordance with the Financial Services Council (FSC) reporting standards. Total returns are calculated using withdrawal prices appropriate for the month end and take into account all fees and costs, including the dollar based monthly administration fee, and earnings tax up to a maximum of 15%. Additional costs apply and vary by investment option, such as Buy-sell spreads, which are incurred when you add, withdraw or change your investment options. For a list of all fees and costs please refer to the Fees and Costs section of the Product Disclosure Statement (PDS) for details. Returns for TTR accounts may differ from those shown. 

Certain other fees such as Contribution fees or Withdrawal fees (if any) are not taken into account. Investment returns are historical. Investment returns can move up or down and past performance is not necessarily indicative of future performance. Future performance is not guaranteed. Performance differences between the investment options and respective underlying funds exist due to factors such as valuation timing differences, differences in fees and charges, distributions (as cash may be retained for liquidity purposes) and higher cash holdings.   

This information has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.  

BT Funds Management Limited ABN 63 002 916 458, AFSL 233724, RSE L0001090 (BTFM) is the trustee and issuer of interests in BT Super and BT Super for Life which are part of Retirement Wrap ABN 39 827 542 991 RSE R1001327. A Product Disclosure Statement (PDS) (and related disclosure documents) is available for BT Super and BT Super for Life and can be obtained by calling 132 135 Monday to Friday 8.30am - 5.30pm (Sydney time), or visiting You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT.