Understanding superannuation

What is Australian superannuation? Learn the basics of super –  how it helps you save for retirement and what you can do to grow, manage and keep track of your super.

What is superannuation? Superannuation is an investment designed specifically to help you save for retirement. Here are some super basics to get you started.

Your super is likely to be one of your most valuable assets by the time you retire. Taking control of your super today could mean enjoying a more rewarding tomorrow.

The amount of superannuation you need in retirement will depend on your ideal lifestyle, how long you plan to work for and your longevity. We explain how it all stacks up.

Superannuation is not just a savings vehicle for retirement. You may also take out personal insurance, including life cover, through your super fund.
Learn about contributing to your superannuation and the caps that apply.
Volatility in share markets is a normal part of investing. It occurs for many reasons, such as responding to economic data, political events or company announcements.
Share markets around the world have been volatile in recent months, so if your super has exposure to international shares, it may have been affected by this.

MySuper offers members a simple, cost effective super solution that allows easy comparison of MySuper funds. Our BT MySuper investment options mean you can tailor your super to suit you.

To learn more about how super can help you prepare for the best financial future, contact us or speak to your financial Adviser

With BT Super for Life, you can conveniently manage your super online, alongside your everyday banking, and access a range of investment options that evolve with you throughout your life or by choosing your own investment mix.

  • Manage online with your everyday banking

  • Account options that vary to reflect your needs

  • A wide range of investment options

  • Help with tracking down any lost super

  • Help with transferring your super