Learn more about super

Learn everything you need to know about superannuation – how it works, how you can boost your super savings and how your super could provide you with valuable life insurance cover.

Not sure if your super will last the distance in your retirement? Our Super & Retirement calculator may provide a guide on what income you might have in retirement and how long it might last.

Whatever your vision of retirement is, making the most of your retirement years is certainly something worth planning for.

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While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future.

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Learn about how a Transition to Retirement pension could work for you, and the most recent changes to tax rules which may affect you.

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Keeping tabs on your super – even in retirement, can help you manage your retirement savings to help ensure you are on track to achieve your goals.

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Longer life expectancies mean you could be in retirement for 20, maybe 30 years. We explain how to make your retirement funds last the distance.

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There is a whole world of benefits seniors can tap into – from extra income to valuable discounts. Check out what’s available to help you get more from your retirement.

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There are good reasons to choose BT for your super solution, and give your retirement nest egg the benefit of our experience, our expertise and our flexible range of superannuation options.

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We offer a range of simple super solutions that you can consider throughout your working life and during retirement.

We'll help you build, grow and protect your money. You'll also find insights from BT experts to help you get started.

Our easy-to-use online tools & calculators can help you make the most of your super today, so you can enjoy your retirement in the future.

This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation, and needs. 

Superannuation is a long-term investment. Generally, contributions to a superannuation fund are preserved. The government has placed restrictions on when you can access your preserved benefits. In general, benefits will not be able to be paid until a member is age 65, or has permanently retired and is above his/ her preservation age (i.e. 55 years up to 60 years depending on when the member was born). 

The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. Contributions that exceed your contributions caps may have additional tax applied to them. The contributions caps change from time to time. Up to date information is available on the ATO website at ato.gov.au

Before requesting a rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.