Give us the OK through your BT Super for Life account in online banking and we'll run a super search to track down other super you may have. With over $16.2 billion^ of lost and ATO-held super in Australia, there's a good chance some could be yours. Talk about super satisfaction.
To give us the OK to find your super login to your BT Super for Life account in online banking, select your BT Super for Life account and choose Search & Combine.
Once we've completed your super search, we'll be in touch with the results. Then if you'd like to combine* any super found into your BT Super for Life account, we can help with that too.
Things you should know:
* There is no charge for accepting any rollovers. However, before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (e.g. insurance cover), noting that you may not receive the same type or level of benefits after the rollover. You may not be covered for injuries or illnesses that have arisen since you took out previous insurance, and you may lose loyalty benefits.
BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724. L0001090 is the trustee and issuer of interests in BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991. A Product Disclosure Statement (PDS) for BT Super for Life can be obtained by calling 132 135, or visiting bt.com.au You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life. This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (Westpac), St.George Bank, Bank of Melbourne or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of BT Super for Life. Superannuation is a long-term investment. Generally, contributions to a superannuation fund are preserved. The government has placed restrictions on when you can access your preserved benefits. In general, benefits will not be able to be paid until a member is age 65, or has permanently retired and is above his/ her preservation age (i.e. 55 years up to 60 years depending on when the member was born).
The Government has set caps on the amount of money you can add to superannuation each year on a concessionally taxed basis. Currently the cap is $30,000 per person pa for the 2015/16 financial year. If you are aged 50 or over, the annual cap is $35,000 until 30 June 2016. In addition, the government has set a non-concessional contributions cap. The cap is $180,000 per person pa. Those under age 65 can ‘bring forward’ two years’ worth of personal contributions, allowing them to contribute up to $540,000 per person over a three year period. Information current as at October 2015 © BT - Part of Westpac Banking Corporation 2015.