Westpac Super Performance

Performance as at 30 June 2019, post fees and tax.

Westpac Lifetime Superannuation Service^{2, 7}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Dynamic Growth	2.61	3.45	10.35	4.99	6.88	5.73	8.06	7.23	4.81
Dynamic Growth NCF	2.56	3.34	10.13	4.58	6.46	5.30	7.63	6.80	4.47
Balanced Growth	2.33	3.15	9.36	4.69	6.06	5.30	7.05	6.68	5.67
Balanced Growth NCF	2.30	3.05	9.14	4.24	5.63	4.87	6.62	6.26	4.37
Moderate Growth	1.27	1.92	5.23	3.49	2.29	3.14	4.12	4.54	4.49
Moderate Growth NCF	1.23	1.81	5.03	3.08	1.89	2.74	3.73	4.16	3.42
Conservative Growth	0.87	1.33	3.70	2.52	1.45	2.11	2.72	3.32	3.74
Conservative Growth NCF	0.83	1.23	3.49	2.11	1.04	1.70	2.30	2.90	2.80
Australian Share	2.75	6.02	15.60	8.06	10.14	6.41	9.56	7.85	6.93
Australian Share NCF	2.71	5.91	15.38	7.62	9.71	5.99	9.12	7.42	6.54
Australian Property Securities	4.22	4.07	17.42	16.34	6.38	10.99	11.84	11.37	5.65
Australian Property Securities NCF	4.18	3.98	17.19	15.85	5.99	10.63	11.48	11.03	4.98
International Share	4.27	1.95	11.67	2.79	9.29	8.85	12.81	8.94	1.76
International Share NCF	4.22	1.82	11.43	2.37	8.80	8.37	12.40	8.58	2.31
Cash Plus Fund⁵	0.04	0.14	0.27	0.54	0.48	0.61	0.76	1.27	2.29
Money Market	0.04	0.15	0.28	0.55	0.48	0.62	0.76	1.26	2.60
Money Market NCF	0.04	0.15	0.29	0.57	0.51	0.47	0.55	0.99	1.86

Westpac Foundation Plan^{1, 3, 4, 5}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Balanced Growth	1.81	2.42	7.19	3.63	4.72	4.16	5.48	5.12	3.77
Moderate Growth	0.98	1.46	3.95	2.61	1.76	2.45	3.25	3.50	2.99
Conservative Growth	0.66	0.99	2.70	1.76	1.06	1.61	2.10	2.54	2.50
Money Market	0.03	0.10	0.19	0.37	0.35	0.46	0.57	0.96	1.82
Cash Plus	0.01	0.06	0.11	0.21	0.18	0.31	0.44	0.83	1.81
Diversified Growth	1.83	2.46	7.28	3.79	4.87	4.32	5.61	5.15	4.61
Diversified Stable	0.68	1.03	2.79	1.93	1.22	1.77	2.26	2.61	2.93
Long Term Growth	2.04	2.68	8.03	4.04	5.51	4.66	6.43	5.53	5.18

Westpac Rollover Bond^{2, 4, 5}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Balanced Growth	2.35	3.23	9.54	5.12	6.48	5.73	7.50	7.09	6.96
Capital Guaranteed	0.04	0.16	0.30	0.60	0.55	0.70	0.83	1.28	3.41

Westpac Rollover Investment Bond^{2, 4, 5}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Growth Plus	2.69	3.68	10.83	6.00	7.86	6.70	9.07	8.17	7.52
Managed Growth	2.40	3.37	9.83	5.67	7.02	6.26	8.04	7.63	6.90
Managed Stable	0.94	1.55	4.14	3.48	2.37	3.04	3.67	4.27	4.83
Cash Based	0.09	0.28	0.55	1.10	1.06	1.21	1.34	1.84	3.27

Westpac Simple Super^{2, 4, 5, 7}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Managed Investment	2.36	3.24	9.55	5.05	6.42	5.70	7.51	7.13	6.36
Bank Deposit	0.04	0.16	0.29	0.58	0.53	0.66	0.79	1.25	2.58

Westpac Personal Superannuation Investment Plan & Westpac Personal Superannuation Bond^{2, 4, 5, 7}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Growth Plus	2.69	3.68	10.83	6.00	7.86	6.70	9.07	8.17	7.52
Managed Growth	2.40	3.37	9.83	5.67	7.02	6.26	8.04	7.63	6.90
Managed Stable	0.94	1.55	4.14	3.48	2.37	3.04	3.67	4.27	4.83
Cash Based	0.09	0.28	0.55	1.10	1.06	1.21	1.34	1.84	3.27

Westpac Personal Superannuation & Westpac Personal Superannuation Bond^{2, 4, 5, 7}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Dynamic Growth	2.63	3.53	10.53	5.45	7.31	6.17	8.52	7.63	7.32
Balanced Growth	2.35	3.23	9.54	5.12	6.48	5.73	7.50	7.09	6.96
Conservative Growth	0.89	1.42	3.88	2.97	1.86	2.55	3.16	3.72	4.25
Income Accumulation	0.04	0.16	0.30	0.60	0.56	0.73	0.87	1.35	3.73

Westpac Investment Bond & Westpac Investment and Protection Plan (including Children's Head Start Investment Bond and Plan)^{1, 2, 4, 5}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Growth Plus	2.09	2.81	8.30	4.54	6.02	5.17	6.95	6.06	5.78
Managed Growth	1.87	2.59	7.54	4.29	5.39	4.84	6.14	5.68	5.16
Managed Stable	0.72	1.16	3.04	2.44	1.73	2.28	2.77	3.10	3.40
Cash Based	0.05	0.19	0.36	0.71	0.68	0.82	0.93	1.31	2.33

Westpac Insurance Bond & Westpac Children's Head Start Insurance Bond^{2, 4, 5}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Dynamic	2.07	2.76	8.19	4.34	5.82	4.96	6.73	5.84	5.51
Growth Assets	1.85	2.53	7.43	4.08	5.18	4.63	5.92	5.46	5.24
Income Accumulation	0.04	0.14	0.26	0.52	0.48	0.60	0.72	1.10	3.04

Westpac Universal Life & Westpac Children's Head Start Plan^{2, 4, 5}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Dynamic	2.05	2.70	8.05	4.07	5.52	4.70	6.43	5.43	4.47
Growth Assets	1.83	2.46	7.29	3.81	4.90	4.34	5.63	5.17	3.90
Income Accumulation	0.02	0.07	0.12	0.22	0.20	0.33	0.46	0.84	1.63

Westpac Flexible Income Plan^{6, 7}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Australian Property Securities	4.77	4.60	19.87	18.65	7.39	12.25	13.01	12.28	6.20
Australian Property Securities NCF	4.75	4.52	19.64	18.28	6.88	11.87	12.69	11.98	5.70
Australian Shares	2.75	6.95	17.03	9.67	11.91	7.67	11.24	9.30	8.00
Australian Shares NCF	2.71	6.85	16.81	9.20	11.46	7.24	10.80	8.87	7.75
Balanced Growth	2.62	3.61	10.69	5.58	7.13	6.29	8.26	7.83	5.44
Balanced Growth NCF	2.59	3.50	10.46	5.15	6.69	5.87	7.82	7.39	5.33
Conservative Growth	1.03	1.66	4.31	3.11	2.15	2.87	3.54	4.17	4.06
Conservative Growth NCF	1.00	1.57	4.13	2.82	1.78	2.49	3.14	3.76	3.65
Dynamic Growth	2.93	3.94	11.81	5.89	8.01	6.75	9.32	8.40	5.35
Dynamic Growth NCF	2.89	3.84	11.59	5.50	7.59	6.34	8.89	7.96	5.36
Guaranteed Money Market	0.06	0.21	0.41	0.79	0.72	0.88	1.06	1.62	2.76
Guaranteed Money Market NCF	0.06	0.21	0.40	0.80	0.72	0.72	0.82	1.35	2.34
International Shares	4.79	2.13	13.05	3.04	10.06	9.62	13.68	9.74	2.31
International Shares NCF	4.76	2.03	12.83	2.64	9.69	9.26	13.28	9.33	2.41
Moderate Growth	1.46	2.26	6.05	4.26	3.02	3.97	5.10	5.52	4.64
Moderate Growth NCF	1.42	2.16	5.83	3.82	2.60	3.55	4.67	5.09	4.31

Westpac Variable Income Plan^{4, 5, 6}

Fund name	1 mo	3 mo	6 mo	1 yr	3 yr	5 yr	7 yr	10 yr	Inception (p.a)
Growth Plus	2.94	3.98	11.89	6.16	8.22	6.97	9.59	8.35	7.36
Balanced Growth	2.63	3.64	10.77	5.83	7.34	6.50	8.46	8.01	6.46
Managed Growth	2.63	3.64	10.77	5.83	7.35	6.50	8.41	7.81	6.85
Moderate Growth	1.47	2.30	6.12	4.48	3.22	4.17	5.29	5.69	5.27
Managed Stable	1.05	1.70	4.42	3.38	2.37	3.11	3.79	4.39	4.80
Conservative Growth	1.05	1.71	4.42	3.38	2.36	3.09	3.74	4.35	4.55
Money Market	0.07	0.25	0.48	0.96	0.89	1.07	1.24	1.80	3.19
Cash Guaranteed	0.07	0.25	0.48	0.96	0.89	1.07	1.24	1.80	3.45

1. Earnings of the Fund are taxed at a maximum rate of 39% up to 30 June 2000; at a maximum rate of 36% from 1 July to 30 September 2000; at a maximum rate of 34% from 1 October 2000 to 30 September 2001; and at a maximum rate of 30% from 1 October 2001 to 30 June 2005.
2. Total returns are calculated using withdrawal prices appropriate for the month end and taking into account management costs of the relevant Investment Option and earnings tax up to a maximum of 15%. Certain other fees such as Contribution fees or Withdrawal fees (if any) are not taken into account.
3. Total returns are calculated using withdrawal prices appropriate for the month end and taking into account management costs of the relevant Investment Option and earnings tax up to a maximum of 30%. Certain other fees such as Contribution fees or Withdrawal fees (if any) are not taken into account.
4. Westpac Life Insurance Services Limited (ABN 33 003 149 157) is the issuer of these products.
5. These Funds are closed to new investors.
6. Total returns are calculated using withdrawal prices appropriate for the month end and taking into account management costs of the relevant Investment Option. No reduction is made to the unit price (or performance) to allow for tax you may pay as an investor, other than withholding tax on foreign income (if any). Certain other fees such as Contribution fees or Withdrawal fees (if any) are not taken into account.
7. Westpac Securities Administration Limited ABN 77 000 049 472, AFSL 233731, RSE L0001083) is the issuer of these products.

NCF = Nil Contribution Fee

The investment returns shown are historical. Investments can go up and down and past performance is not necessarily indicative of future performance. Performance figures are calculated in accordance with the Financial Services Council (FSC) standards.

Westpac Super Performance

Performance as at 30 June 2019, post fees and tax.

Westpac Lifetime Superannuation Service2, 7

Westpac Foundation Plan1, 3, 4, 5

Westpac Rollover Bond2, 4, 5

Westpac Rollover Investment Bond2, 4, 5

Westpac Simple Super2, 4, 5, 7

Westpac Personal Superannuation Investment Plan & Westpac Personal Superannuation Bond2, 4, 5, 7

Westpac Personal Superannuation & Westpac Personal Superannuation Bond2, 4, 5, 7

Westpac Investment Bond & Westpac Investment and Protection Plan (including Children's Head Start Investment Bond and Plan)1, 2, 4, 5

Westpac Insurance Bond & Westpac Children's Head Start Insurance Bond2, 4, 5

Westpac Universal Life & Westpac Children's Head Start Plan2, 4, 5

Westpac Flexible Income Plan6, 7

Westpac Variable Income Plan4, 5, 6