Retirement

The fees and costs are estimated amounts in relation to the 12 months to 30 June 2017.

BT Lifetime - Flexible Pension

APIR Code Fund Indirect Costs (%) Other Fees (%) Borrowing Costs (%)
BTA0006AU BT Australasian Bond 0.38 1.24 0
BTA0154AU BT Australasian Bond NEF 0.36 1.64 0
BTA0007AU BT Australian Share 0.59 1.48 0
BTA0152AU BT Australian Share NEF 0.41 1.88 0
BTA0493AU BT Balanced Returns 0.85 1.50 0.08
BTA0150AU BT Balanced Returns NEF 0.73 1.90 0
BTA0491AU BT Cash 0.18 1.25 0
BTA0175AU BT Cash NEF 0.20 1.65 0
BTA0492AU BT Conservative Outlook 0.90 1.50 0.07
BTA0151AU BT Conservative Outlook NEF 0.60 1.90 0
BTA0066AU BT Future Goals 0.88 1.47 0
BTA0149AU BT Future Goals NEF 0.40 1.87 0
BTA0009AU BT International Share 0.62 1.48 0
BTA0153AU BT International Share NEF 0.10 1.88 0
BTA0010AU BT Property Securities 0.59 1.48 0
BTA0156AU BT Property Securities NEF 0.31 1.88 0
BTA0191AU Colonial First State Australian Shares 0.63 2.01 0
BTA0211AU Colonial First State Australian Shares NEF 0.39 2.41 0
BTA0194AU BlackRock Balanced 1.07 2.00 0.01
BTA0214AU BlackRock Balanced NEF 0.92 2.40 0.01
BTA0195AU MLC Growth 0.58 2.05 0.04
BTA0215AU MLC Growth NEF 0.43 2.45 0.04
BTA0228AU BT Multi Manager Balanced 0.57 1.85 0
BTA0234AU BT Multi Manager Balanced NEF 0.41 2.25 0
BTA0227AU BT Multi Manager Conservative 0.64 1.76 0
BTA0233AU BT Multi Manager Conservative NEF 0.37 2.16 0
BTA0229AU BT Multi Manager Growth 0.70 1.94 0
BTA0235AU BT Multi Manager Growth NEF 0.56 2.35 0

BT Classic Lifetime - Flexible Pension

APIR Code Fund Indirect Costs (%) Other Fees (%) Borrowing Costs (%)
RFA0493AU BT Active Balanced 0.99 1.64 0.07
RFA0048AU BT Active Balanced NEF 0.99 1.64 0.07
RFA0008AU BT Cash 0.13 1.13 0
RFA0050AU BT Cash NEF 0.13 1.13 0
RFA0492AU BT Conservative 0.90 1.54 0.07
RFA0049AU BT Conservative NEF 0.90 1.54 0.07
RFA0116AU BT Core Australian Share 0.67 1.74 0
RFA0046AU BT Core Australian Share NEF 0.67 1.74 0
RFA0494AU BT Diversified Share 0.63 1.65 0
RFA0047AU BT Diversified Share NEF 0.63 1.65 0

Westpac Flexible Income Plan

APIR Code Fund Indirect Costs (%) Other Fees (%) Borrowing Costs (%)
WFS0284AU Australian Property Securities Fund 0.37 1.51 0
WFS0360AU Australian Property Securities Fund NCF 0.37 1.90 0
WFS0282AU Australian Shares Fund 0.32 1.52 0
WFS0353AU Australian Shares Fund NCF 0.32 1.92 0
WFS0113AU Balanced Growth Fund 0.54 1.54 0
WFS0354AU Balanced Growth Fund NCF 0.54 1.94 0
WFS0114AU Conservative Growth Fund 0.49 1.53 0
WFS0355AU Conservative Growth Fund NCF 0.49 1.93 0
WFS0115AU Dynamic Growth Fund 0.46 1.53 0
WFS0356AU Dynamic Growth Fund NCF 0.46 1.93 0
WFS0116AU Guaranteed Money Market Fund 0.29 1.40 0
WFS0357AU Guaranteed Money Market Fund NCF 0.29 1.80 0
WFS0283AU International Shares Fund 0.34 1.55 0
WFS0358AU International Shares Fund NCF 0.34 1.95 0
WFS0117AU Moderate Growth Fund 0.54 1.54 0
WFS0359AU Moderate Growth Fund NCF 0.53 1.94 0


Westpac Variable Income Plan (K00)

APIR Code Fund Indirect Costs (%) Other Fees (%) Borrowing Costs (%)
WFS0042AU Balanced Growth Fund 0.24 1.64 0
APC0492AU Cash Guaranteed 0.00 1.50 0
WFS0043AU Conservative Growth Fund 0.20 1.64 0
APC0495AU Growth Plus 0.16 1.63 0
WFS0044AU Guaranteed Money Market Fund 0.00 1.50 0
APC0494AU Managed Growth 0.24 1.64 0
APC0493AU Managed Stable 0.20 1.64 0
WFS0045AU Moderate Growth Fund 0.24 1.64 0

The fees and costs are estimated amounts in relation to the 12 months to 30 June 2017.