Employer superannuation

BT Lifetime Super - Employer Plan

These fees and costs are estimated amounts in relation to the 12 months to 30 June 2017.

APIR Code Investment Option Indirect costs (%)1 Other costs (%)2 Borrowing costs (%)
BTA0255AU Aberdeen Australian Small Companies 0.15 1.96 0.00
BTA0162AU Aberdeen Select Investment Actively Hedged International Equities 0.14 1.85 0.00
BTA0159AU AMP Capital Listed Property Trusts 0.26 1.16 0.00
BTA0029AU BT Australian Share 0.25 1.30 0.00
BTA0513AU BT Balanced Returns 0.48 1.30 0.08
BTA0511AU BT Cash n/a 1.05 0.00
BTA0512AU BT Conservative Outlook 0.47 1.30 0.00
BTA0253AU BT Ethical Share 0.23 1.30 0.00
BTA0068AU BT Future Goals 0.44 1.30 0.00
WFS0387AU BT Global Property 0.19 1.33 0.00
BTA0033AU BT International Share 0.15 1.30 0.00
BTA0310AU BT Multi-manager Australian Share 0.27 1.60 0.00
BTA0224AU BT Multi-manager Balanced 0.30 1.48 0.00
BTA0225AU BT Multi-manager Conservative 0.24 1.38 0.00
BTA0311AU BT Multi-manager Fixed Interest 0.12 1.30 0.00
BTA0226AU BT Multi-manager Growth 0.33 1.63 0.00
BTA0182AU BT Multi-manager High Growth 0.33 1.68 0.00
BTA0302AU BT Multi-manager International Share 0.18 1.80 0.00
BTA0096AU BT Partner Australian Shares Growth 1 0.13 1.59 0.00
BTA0258AU BT Partner International Shares Core 1 0.11 1.75 0.00
BTA0034AU BT Property Securities 0.18 1.30 0.00
BTA0161AU Colonial First State Australian Shares 0.23 1.67 0.00
BTA0405AU Colonial First State Wholesale Geared Share Fund 0.12 3.07 3.28
BTA0305AU Fidelity Australian Equities Fund 0.10 1.55 0.00
BTA0099AU Investors Mutual Australian Share 0.18 1.69 0.00
BTA0257AU Macquarie Diversified Fixed Interest 0.16 1.33 0.00
BTA0400AU Platinum International Fund 0.34 2.24 0.00
BTA0408AU Vanguard Australian Shares Index Fund 0.12 0.88 0.00
BTA0399AU Vanguard Growth Index Fund 0.11 0.99 0.00
BTA0407AU Vanguard International Shares Index Fund 0.12 0.88 0.00
BTA0443AU BT MySuper Lifestage 1940's 0.20 0.95 0.00
BTA0444AU BT MySuper Lifestage 1950's 0.23 0.95 0.00
BTA0445AU BT MySuper Lifestage 1960's 0.26 0.95 0.00
BTA0446AU BT MySuper Lifestage 1970's 0.30 0.95 0.00
BTA0447AU BT MySuper Lifestage 1980's 0.31 0.95 0.00
BTA0448AU BT MySuper Lifestage 1990's 0.31 0.95 0.00
BTA0449AU BT MySuper Lifestage 2000's 0.32 0.95 0.00

1. The indirect cost ratio for the Lifestage Funds may be higher if certain investment performance targets are achieved. Please refer to ‘Additional explanation of fees and costs’ in the Additional Information Booklet for more information.

2. Additional fees and costs, such as activity fees, advice fees for personal advice or insurance fees, may apply. Please refer to the 'Additional explanation of fees and costs' section for more information.

BT Business Super

These fees and costs are estimated amounts in relation to the 12 months to 30 June 2017.

APIR Code Investment Option Indirect costs (%)1 Other costs (%)2 Borrowing costs (%)
BTA0255AU Aberdeen Australian Small Companies 0.15 2.38 0.00
WFS0080AU Aberdeen Select Investment Actively Hedged International Equities 0.14 2.27 0.00
WFS0111AU BT Active Balanced 0.52 2.10 0.07
WFS0082AU BT Australian Sustainability Share 0.17 2.01 0.00
WFS0253AU BT Core Global Shares 0.15 2.12 0.00
WFS0394AU BT Global Property 0.19 2.24 0.00
WFS0086AU BT Multi–manager Balanced 0.30 2.04 0.00
WFS0087AU BT Multi–manager Conservative 0.25 1.92 0.00
WFS0085AU BT Multi–manager Growth 0.33 2.21 0.00
WFS0084AU BT Multi–manager High Growth 0.34 2.28 0.00
WFS0372AU BT Partner Australian Shares Growth 1 0.14 2.17 0.00
WFS0398AU BT Partner International Shares Core 1 0.27 2.36 0.00
WFS0249AU Colonial First State Australian Shares 0.15 2.09 0.00
WFS0120AU Colonial First State Diversified 0.36 2.08 0.00
WFS0375AU Investors Mutual Australian Share 0.18 2.11 0.00
WFS0397AU Macquarie Diversified Fixed Interest 0.16 1.75 0.00
WFS0251AU MLC Global Share 0.20 2.02 0.00
WFS0122AU MLC Growth 0.24 2.11 0.00
WFS0083AU OnePath Blue Chip Imputation 0.10 2.07 0.00
WFS0081AU Schroder Balanced 0.16 2.02 0.00
WFS0105AU Westpac Australian Fixed Interest 0.11 1.70 0.00
WFS0247AU Westpac Australian Property Securities 0.18 1.86 0.00
WFS0106AU Westpac Australian Share 0.13 1.86 0.00
WFS0514AU Westpac Balanced Growth 0.46 1.93 0.00
WFS0104AU Westpac Dynamic Growth 0.38 1.94 0.00
WFS0107AU Westpac International Fixed Interest 0.23 1.80 0.00
WFS0108AU Westpac International Share 0.15 2.00 0.00
WFS0512AU Westpac Moderate Growth 0.47 1.89 0.00
WFS0513AU Westpac Money Market n/a 1.37 0.00
WFS0540AU BT MySuper Lifestage 1940's 0.20 0.95 0.11
WFS0541AU BT MySuper Lifestage 1950's 0.23 0.95 0.10
WFS0542AU BT MySuper Lifestage 1960's 0.26 0.95 0.08
WFS0543AU BT MySuper Lifestage 1970's 0.30 0.95 0.06
WFS0544AU BT MySuper Lifestage 1980's 0.31 0.95 0.05
WFS0545AU BT MySuper Lifestage 1990's 0.31 0.95 0.05
WFS0546AU BT MySuper Lifestage 2000's 0.32 0.95 0.05

1 The indirect cost ratio for the Lifestage Funds may be higher if certain investment performance targets are achieved. Please refer to ‘Additional explanation of fees and costs’ in the Additional Information Booklet for more information.

2 Additional fees and costs, such as activity fees, advice fees for personal advice or insurance fees, may apply. Please refer to the 'Additional explanation of fees and costs' section for more information.